West Virginia Affordable Rentals

PLEASE READ THIS BEFORE YOU CALL US:

DISCLAIMER

Homeless To Independence Inc. is an All-Volunteer, Faith-Based, 501©3 non-profit organization. We do NOT receive any grant funding what-so-ever to pay bills for anyone in any situation. We do not give away money. We do not give out loans against any money.

This ministry is supported with generous financial donations that are used to help keep us functioning. Our purpose is to help supply individuals and families with personal needs such as food, toiletries, clothing, household items, furniture and baby/adult diapers/wipes both locally and to areas effected by disasters . At this time, we do not offer any shelter or transitional housing services. Again, we DO NOT pay any bills. We DO NOT pay any rents or mortgages.

If you are actually homeless, or about to be homeless or need emergency assistance of any kind, DIAL “211” from a land-line telephone. This will not work from a cell telephone. Tell the receiver your situation and what you need. They will give you information specific for the location you are currently in plus any referrals you may need. They have the most up to the minute information for your specific area. Dialing “211” will get you help and much more info than this office can provide. Homeless to Independence wants you to have all the information you need to get through the situation you are in.

Don’t have a land-line telephone??? Go to your local police department, library, or house of worship and ask to use their land-line telephone. They may even make the call on your behalf.

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For those of you looking for employment through-out the United States, District of Columbia or Puerto Rico, simply send me an email to:

Ann@homelesstoindependence.org with:

1) the name of your State/Commonwealth, District of Columbia or Puerto Rico and
2) if you have a conviction and your record contains something more serious than a traffic conviction within the past 7-years. We do NOT need to know what the conviction was, we do not want to waste your time with opportunities you will not be qualified to apply for at this time.

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Homeless To Independence Inc. is not responsible for misprints or cancellations of events by the event holders, landlord and/or their agent, or ourselves. Homeless to Independence Inc. also reserves the right to “NOT” offer services to people and/or persons that are rude, unpleasant, and untruthful in any way shape or form, belligerent and the like.

OCCASIONALLY, THERE WILL BE ARTICLES BY OTHER WRITERS. HOMELESS TO INDEPENDENCE MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS, BUT WE DO RESPECT THEM. THANK YOU FOR YOUR COOPERATION!

OFFICE CONTACT INFO:

THE VERY BEST WAY TO CONTACT ME IS TO SEND ME AN EMAIL: ANN@HOMELESSTOINDEPENDENCE.ORG

OFFICE NUMBER IS: 1-732-264-7500

Please note that our office does have very limited volunteer staff and if we are one telephone line we cannot answer the other line. There is simply not enough time in the day to answer and/or return each and every telephone call.

IF YOU ARE ASKING FOR FINANCIAL ASSISTANCE, NO ONE WILL CONTACT YOU BACK.

THANK YOU!!!

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If you are looking for a room to rent, to share an apartment or sublet an apartment,

GO TO: http://www.roomster.com/

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HUD/Section 8 Field Office:

Charleston Field Office
405 Capitol Street
Suite 708
Charleston, WV 25301-1795

PETER MINTER
Field Office Director (304) 347-7000
Fax
(304) 347-7050

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Program Description
This program can help individuals buy a single family home. While HUD does not lend money directly to buyers
to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.
General Program Requirements
In order to qualify for this benefit program, you must be a member of a housing cooperative or interested in
purchasing a unit in a cooperative housing project.

Loan Terms
Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:

http://portal.hud.gov/portal/page?_pageid=73,1827603&_dad=portal&_schema=PORTAL

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To read more about the home buying process, please visit:

http://www.hud.gov/buying/index.cfm

To read more about this program, go to:

http://www.hud.gov/offices/hsg/mfh/progdesc/coop213.cfm

To obtain a FHA-insured mortgage, look in your local Yellow Pages under “Mortgages” or contact a FHA-
approved lender:

http://www.hud.gov/ll/code/llplcrit.html

Managing Agency
U.S. Department of Housing and Urban Development

http://www.hud.gov/

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As I search for rentals throughout our state, I look for certain criteria:

1. I have decided to not list so many houses for rent, as apartments, in most cases do include heat. Please keep in mind that winter is at our door-step and the cost of heating is on the rise. The monthly rental may seem a bit higher priced, however, it will be worth it in the long-run.

2. I will not list housing that requires a fee for their service, nor a fee per call. I do agree with a fee, however for the back-ground and/or credit check, THE FEE IS APPROPRIATE, since those companies providing the background check and credit check do charge a fee for their services.

3. I will do my best to keep the maximum rental amount within the cost of living to your area, however, if Section 8 or TRA is accepted the rental amount may be more because there are times when the utilities are included.

4. I will not list without the rental amount included

5. I try not to list rental opportunities that offer “Option to Buy” – I have found that in most of these situations it does not work out properly for either party involved. I am working on a “First Time Home Purchaser” list of programs from throughout the State, that operates in an official capacity to help those that are working so diligently to raise their families and deserve to show something for their hard, hard work.

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WE LEAVE NO STONE UNTURNED WHEN IT COMES TO HELPING OTHERS!!