Utah

Utah Employment
Utah Affordable Rentals
Utah Homeless Shelters, Food Pantries and More
UTAH EMERGENCY PREPAREDNESS AND DISASTER RESPONSE

Utah Happenings

PLEASE READ THIS BEFORE YOU CALL US:

DISCLAIMER

Homeless To Independence Inc. is an All-Volunteer, Faith-Based, 501©3 non-profit organization. We do NOT receive any grant funding what-so-ever to pay bills for anyone in any situation. We do not give away money. We do not give out loans against any items for money.

This ministry is supported with generous financial donations that are used to help keep us functioning. Our purpose is to help supply individuals and families with personal needs such as food, toiletries, clothing, household items, furniture and baby/adult diapers/wipes both locally and to areas effected by disasters. At this time, we do not offer any shelter or transitional housing services. Again, we DO NOT pay any bills. We DO NOT pay any rents or mortgages.

If you are actually homeless, or about to be homeless or need emergency assistance of any kind, you can:

1. DIAL “211” from a:

a. Land line telephone. Tell the receiver your situation and what you need. They will give you information specific for the physical location you are currently at plus any referrals you may need. They have the most up to the minute information for your specific area. Dialing “211” will get you help and much more info than this office can provide. Homeless to Independence wants you to have all the information you need to get through the situation you are in.

b. Cell Telephone – this will ONLY WORK if the area code of your telephone is calling “211” within the very same County you got your cell telephone in!

PLEASE NOTE: If you do not have a land-line telephone or cell telephone, go to your local police department, library, or house of worship and ask to use their land-line telephone. They may even make the call on your behalf.

2. Use the internet and go to: http://www.211.org/

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For those of you looking for employment through-out the United States, District of Columbia or Puerto Rico, simply send me an email to:
HTI EMPLOYMENT ASSISTANCE 05-14

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Homeless To Independence Inc. is not responsible for misprints or cancellations of events by the event holders, landlord and/or their agent, or ourselves. Homeless to Independence Inc. also reserves the right to “NOT” offer services to people and/or persons that are rude, unpleasant, and untruthful in any way shape or form, belligerent and the like.

OCCASIONALLY, THERE WILL BE ARTICLES BY OTHER WRITERS. HOMELESS TO INDEPENDENCE MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS, BUT WE DO RESPECT THEM. THANK YOU FOR YOUR COOPERATION!

OFFICE CONTACT INFO:

THE VERY BEST WAY TO CONTACT ME IS TO SEND ME AN EMAIL: ANN@HOMELESSTOINDEPENDENCE.ORG

OFFICE NUMBER IS: 1-732-264-7500

Please note that our office does have very limited volunteer staff and if we are one telephone line we cannot answer the other line. There is simply not enough time in the day to answer and/or return each and every telephone call.

IF YOU ARE ASKING FOR FINANCIAL ASSISTANCE, NO ONE WILL CONTACT YOU BACK.

THANK YOU!!!

PLEASE NOTE THAT ALL DISASTER RELATED NOTICES ARE NOW LOCATED ON OUR “UTAH EMERGENCY PREPAREDNESS AND DISASTER RESPONSE” PAGE!

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U.S. SMALL BUSINESS ADMINISTRATION FACT SHEET – ECONOMIC INJURY DISASTER LOANS

(SBA DISASTER DECLARATION DUE TO DESIGNATION BY THE SECRETARY OF AGRICULTURE)
UTAH Declaration #15073

(Disaster: UT-00048)Incident: DROUGHT occurring:

September 6, 2016 and continuing

in the Utah counties of: Juab & Utahthe contiguous Utah counties of: Carbon, Duchesne, Millard, Salt Lake, Sanpete, Tooele & Wasatch;and the contiguous Nevada county of: White Pine

Application Filing Deadline: October 23, 2017
Disaster Loan Assistance Available:

Economic Injury Disaster Loans (EIDLs) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.

Credit Requirements:

Credit History – Applicants must have a credit history acceptable to SBA

Repayment – SBA economic injury assistance is in the form of loans. Applicants must show the ability to repay the loan.

Collateral – Collateral is required for all EIDL loans over $25,000. SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but SBA will require the borrower to pledge collateral that is available.

Interest Rates:

The interest rate is determined by formulas set by law and is fixed for the life of the loan. The maximum interest rate for this program is 4 percent.

Loan Terms:

The law authorizes loan terms up to a maximum of 30 years. SBA will determine an appropriate installment payment based on the financial condition of each borrower, which in turn will determine the loan term.

Loan Amount Limit:

The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption insurance and other recoveries up to the administrative lending limit. SBA also considers potential contributions that are available from the business and/or its owner(s) or affiliates. If a business is a major source of employment, SBA has the authority to waive the$2,000,000 statutory limit.
Loan Eligibility Restrictions:

The applicant business must be located in the declared disaster area.

Only uninsured or otherwise uncompensated disaster losses are eligible.

The economic injury must have been the direct result of the declared disaster.

Nurseries are only eligible for economic injury caused by declared drought disasters.

By law, agricultural enterprises such as farmers and ranchers are not eligible for any type of SBA assistance.

Applicants who have not complied with the terms of previous SBA loans are not eligible. This includes borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.

Loan assistance is available only to the extent the business and its owners cannot meet necessary financial obligations due to the disaster. This determination is made by SBA.

Note: Loan applicants should check with agencies / organizations administering any grant or other assistance program under this declaration to determine how an approval of SBA disaster loan might affect their eligibility.

Refinancing:

Economic injury disaster loans cannot be used to refinance long term debts.
Insurance Requirements:

To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum insurance available.
Completing the SBA Loan Application:

The application asks for the same information about the business and its principal owners that are generally required for a bank loan. If you need help, SBA personnel will explain the forms and give you assistance at no charge. You may use the services of accountants, attorneys, or other representatives at your own expense, if you wish. Use of a representative and the fees they charged must be listed on your loan application.

For more information, contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at https://www.sba.gov/disaster.

Hearing impaired individuals may call (800) 877-8339. Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at https://disasterloan.sba.gov/ela.

Date: 3/1/17 Thomas Martin
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UTAH FUN TIMES AND FESTIVALS:

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Utah School Breakfast and Lunch Program
Managing Agency Utah http://www.utah.gov

Program Description
The School Breakfast Program (SBP) provides children with nutritious foods before their school day begins, thus improving their diets and encouraging the learning process. Schools operating the SBP, report increases in test scores, decreases in absenteeism, and an overall improvement in student behavior when children eat breakfast. The school meals programs provide an essential link to children’s learning during the school day and can help families with limited income with reduced-price or free meal benefits.

Similarly, the School Lunch Program provides nutritious free and reduced price lunches to schoolchildren. The School Breakfast and Lunch Programs are administered by the Utah State Office of Education, Child Nutrition Programs. The school meals programs provide an essential link to children’s learning during the school day and can help families with limited income with reduced-price or free meal benefits.

General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah and a parent or primary caregiver responsible for a child(ren) who attends school (high school or under).

In order to qualify, you also must have an annual household income (before taxes) that is below the following amounts:

Household Size* Maximum Income Level (Per Year)
1 $21,257
2 $28,694
3 $36,131
4 $43,568
5 $51,005
6 $58,442
7 $65,879
8 $73,316
*For households with more than eight people, add $7,437 per additional person.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
Applications for this program are obtained from the school where the child is enrolled. One application may be completed for and submitted for all children in the family. If assistance in completing the application is needed, contact the school where the child is enrolled. The application is available in many languages. Ask the school for an application in the language desired.

Program Contact Information
For additional information on school feeding programs, the State Agency website is located at: http://www.schools.utah.gov/cnp/

Updated 10-18-13

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Utah Summer Food Service
Managing Agency Utah http://www.utah.gov

Program Description
The Utah Summer Food Service Program (SFSP) was created to ensure that children in low-income areas could continue to receive nutritious meals during long school vacations, when they do not have access to school lunch or breakfast. The program reimburses contractors who serve approved meals to qualifying children aged 18 and under. Additionally, contractors are reimbursed for meals served to individuals aged 19 and over if those individuals participate in a public or nonprofit school program and have been determined by a public educational agency to be mentally or physically handicapped.

General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah.

In order to qualify, you also must have an annual household income (before taxes) that is below the following amounts:

Household Size* Maximum Income Level (Per Year)
1 $21,257
2 $28,694
3 $36,131
4 $43,568
5 $51,005
6 $58,442
7 $65,879
8 $73,316
*For households with more than eight people, add $7,437 per additional person.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
To apply for your state’s child nutrition program, please visit:
http://www.schools.utah.gov/cnp/Summer-Food-Service-Program.aspx

Program Contact Information
If you have questions regarding the SFSP, please call the Utah State Office of Education-Child Nutrition Programs at: 801-538-7680

Updated 08-20-13

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Utah CHIP Program
Managing Agency Utah http://www.utah.gov

Program Description
The Utah Children’s Health Insurance Program, or CHIP, provides medical services to eligible children under the age of 19 who do not have health insurance and do not qualify for Medicaid. Services provided under the CHIP program include: sick visits; well child exams; prescriptions; dental; hospital care; emergency room visits; urgent care visits; eye exams, and related services. CHIP emphasizes preventive care and there are no co-payment requirements for any preventive services (e.g., well-child checkups and immunizations). There are some co-payments required for other services and quarterly premiums. All costs are dependent on the family’s income. CHIP is administered by the Utah Department of Health, and currently contracts with Select Health and Molina to provide health care services.

General Program Requirements
In order to qualify for CHIP, children must be U.S. citizens or legal aliens, residents of Utah, under 19 years of age, and not covered by health insurance or eligible for Medicaid.

In order to qualify, you must also have an annual household income (before taxes) that is below the following amounts:
Household Size* Maximum Income Level (Per Year)
1 $22,340
2 $30,260
3 $38,180
4 $46,100
5 $54,020
6 $61,940
7 $69,860
8 $77,780
*For households with more than eight people, add $7,920 per additional person.

Depending on your income level, you may have to pay a quarterly premium for coverage. Please see this state’s program information for details.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
The application for this program can be found at the following website:
https://jobs.utah.gov/mycase/

Program Contact Information
Additional information including Frequently Asked Questions, brochures, and applications (paper and the ability to apply online) in English and Spanish can be found on the Utah CHIP website at: http://www.health.utah.gov/chip
For enrollment or general information call:
1-877-KIDS-NOW (543-7669)

Updated 07-25-13

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Utah Weatherization Assistance Program
Managing Agency Utah http://www.utah.gov

Program Description
In 1976, in response to the national energy crisis, the U.S. Department of Energy initiated the Weatherization Assistance Program (WAP). The goal of this program is to assist low-income households, particularly the elderly and disabled, to reduce their energy consumption. This lessens the impact of utility costs on limited household budgets and helps stimulate self-sufficiency. Since 1976 the state of Utah has implemented this program uninterrupted with minimal need for state funding support. Weatherization coordinates efforts with many other public and private programs to improve the lives of low-income Utah residents. The Utah Housing and Community Development Division administers the Weatherization Assistance Program statewide through eight government and non-profit agencies. Benefits are provided in the form of a non-cash grant to eligible households for making energy efficient improvements to their homes. Participating households are averaging nearly 33 percent in savings (or approximately $285 per year) after the completion of the weatherization work.

General Program Requirements

In order to qualify for this benefit program, you must be a resident of the state of Utah and your residence must not have been weatherized after 1994.

In order to qualify, you must also have an annual household income (before taxes) that is below the following amounts:
Household Size* Maximum Income Level (Per Year)
1 $22,340
2 $30,260
3 $38,180
4 $46,100
5 $54,020
6 $61,940
7 $69,860
8 $77,780
*For households with more than eight people, add $7,920 per additional person.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
The Utah Weatherization Assistance Program application is available at the following location:
http://housing.utah.gov/wap/documents/Attachment_03_WAP_application.pdf

Once you have completed the application, please print and sign it. Then send the completed application to the Weatherization agency serving your area. A list of local Weatherization agencies and the areas they serve can be found at http://housing.utah.gov/wap/where.html.

Program Contact Information
For more information on Utah’s WAP, please visit: http://housing.utah.gov/wap/index.html

Updated 07-09-13

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Utah Home Energy Assistance Training (HEAT) Program
Managing Agency Utah http://www.utah.gov

Program Description
The Utah Home Energy Assistance Target (HEAT) Program helps low-income households with their heating utility bills. This program provides winter utility assistance to low-income households targeting those who are truly vulnerable – the lowest-income households with the highest heating costs, the disabled, elderly, and families with preschool-age children. Utah received over $12 million in Federal funds in the fiscal year 2004 for the HEAT program. HEAT is not a welfare program. A family does not need to be receiving welfare in order to qualify for this program. It is a Federal Funded Energy Assistance Program that is operating through this office.

General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah and you must need financial assistance for home energy costs.

In order to qualify, you must have an annual household income (before taxes) that is below the following amounts:
Household Size* Maximum Income Level (Per Year)
1 $13,963
2 $18,913
3 $23,863
4 $28,813
5 $33,763
6 $38,713
7 $43,663
8 $48,613
*For households with more than eight people, add $4,950 per additional person.

A person who participates or has family members who participate in certain other benefit programs, such as the Supplemental Nutrition Assistance Program (SNAP), Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) or certain needs-tested Veterans benefits may be automatically eligible.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
To apply for this program, please contact the local administering agency near you:
http://housing.utah.gov/seal/offices.html

Program Contact Information
For more information on HEAT, please visit: http://housing.utah.gov/seal/heat.html
To contact HEAT program manager Sherm Roquiero, please send an e-mail to: shermr@utah.gov
Or you may telephone toll-free and speak to Eva or Rosalinda (ext. 642 or ext. 621 respectively) of the HEAT Program: 1-877-488-3233

Updated 05-07-13

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Utah Family Employment Program
Managing Agency Utah Department of Workforce Services http://jobs.utah.gov

Program Description
The purpose of the Utah Family Employment Program is to offer unemployed and underemployed single parents and two parent families opportunities to increase family income through employment and child support.

General Program Requirements
In order to qualify for this benefit program, you must be a resident of Utah, either in the third trimester of pregnancy or responsible for a child under 19 years of age, a U.S. national, citizen, legal alien, or permanent resident, have low or very low income, and be either under-employed (working for very low wages), unemployed or about to become unemployed.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
To apply for this program, visit:
https://jobs.utah.gov/liferay/

Program Contact Information
To learn more about the Utah Family Employment Program, please call the Department of Workforce Services at: 1-866-435-7414
Or send an email to: dwscontactus@utah.gov

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Grand

10am – 8pm

Calvary Thrift is Located at
3245 West 7800 South

Behind O’Reilly Auto Parts, Next to Hancock Fabrics

Calvary Thrift – 3245 West 7800 South – 801-282-3344 – www.CalvaryThrift.org

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Utah Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
Managing Agency Utah http://www.utah.gov

Program Description
The Utah Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) is committed to providing quality nutrition and breastfeeding education to Utah families. The WIC program of Utah is administered by the Utah Department of Health, Division of Family Services.

General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah; a pregnant, breastfeeding and/or postpartum woman; an infant or child up to 5 years of age; and individually determined by a health professional to be at nutrition risk.

In order to qualify, you must also have an annual household income (before taxes) that is below the following amounts:
Household Size* Maximum Income Level (Per Year)
1 $20,665
2 $27,991
3 $35,317
4 $42,643
5 $49,969
6 $57,295
7 $64,621
8 $71,947
*For households with more than eight people, add $7,326 per additional person.

A person who participates or has family members who participate in certain other benefit programs, such as the Supplemental Nutrition Assistance Program (SNAP), Medicaid or Temporary Assistance for Needy Families (TANF), automatically meets the income eligibility requirement.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
To apply, set up an appointment at the WIC clinic closest to you:
http://www.health.utah.gov/wic/clinics.html

Program Contact Information
For more information on WIC in Utah, visit their website at: http://www.health.utah.gov/wic/index.html
You can also write to:
Office of Nutrition Services
West Virginia WIC Program
350 Capitol Street, Room 519
Charleston, WV 25301-3715
To contact the Utah Department of Health, call the main office at: 1-801-538-6101

Updated 12-19-12

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Just Released Utah National Parks Guide:

Posted 06-02-12

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Utah Head Start
Managing Agency Utah http://www.utah.gov
Program Description
The Head Start program (for children ages three to five) and Early Head Start program (for pregnant women, infants, and toddlers) promote school readiness for children in low-income families by providing comprehensive educational, health, nutritional, and social services. Parents play a large role in the programs, both as primary educators of their children and as participants in administering the programs locally. Both programs provide pre-literacy and literacy experiences in a multi-cultural environment. Parents are also provided social services, including assistance with childcare. Services are also available to migrant and seasonal farm worker families.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah, you must be a parent or primary caregiver responsible for a child who is too young for public school.

In order to qualify, you must also have an annual household income (before taxes) that is below the following amounts:
Household Size* Maximum Income Level (Per Year)
1 $14,521
2 $19,669
3 $24,817
4 $29,965
5 $35,113
6 $40,261
7 $45,409
8 $50,557
*For households with more than eight people, add $5,148 per additional person.

If you do not meet these criteria, you may still qualify if you are a U.S. national, citizen or permanent resident whose financial status is low income or very low income, who is under-employed, unemployed or about to become unemployed, facing pregnancy, less than 19 years of age yourself, or the parent or primary caregiver for children under the age of 19 years. Other qualifications may apply.
Your Next Steps
The following information will lead you to the next steps to apply for this benefit.
Application Process
The Head Start Locator provides a searchable database of Head Start programs. To apply for this program please visit the following website, which will direct you to the Head Start office nearest to you:
http://eclkc.ohs.acf.hhs.gov/hslc/HeadStartOffices
Program Contact Information
If you would like to speak with a State representative regarding the program and/or to obtain a list of Head Start Providers located in Utah please contact the Utah Head Start Collaboration Office at: 801-538-9312
Or send an email to:
jannaforsgren@utah.gov

Posted 04-09-12

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Splore Accessible Outdoor Adventures

Provides accessible outdoor adventures for groups and individuals with disabilities and special needs. Activities include canoeing, river rafting, rock climbing, Nordic skiing/snowshoeing and overnight yurt trips, as well as custom trips arranged to accommodate the needs of a particular group.
For more information visit https://www.disability.gov/state/utah/community_life.

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Habitat for Humanity
Support the Salt Lake Valley Habitat for Humanity by donating new and used building materials (light fixtures, toilets, sinks, roofing, etc.) working appliances, cabinets, furniture (please, no stains or tears), tools, and such to the ReStore (thrift store) located at 1276 South 500 West, SLC. Yes, open to the public! If it won’t fit in your car they will pick it up! All proceeds go to funding Habitat homes in our community. Phone 801-263-0136 ext 1 for additional information.

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Provides sports and recreational experiences for people of all ages and abilities to build self-esteem, confidence and physical development so that they can participate in all aspects of community life.

For more information visit this link: http://www.disability.gov/state/utah/community_life.

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Program Description
The Food Stamp Program serves as the first line of defense against hunger for Utah Residents. It enables low-income families to buy
nutritious food with coupons and Electronic Benefits Transfer (EBT) cards. Food stamp recipients spend their benefits to buy eligible
food in authorized retail food stores. The Program is the cornerstone of the food assistance programs, and provides crucial support
to needy households and to those making the transition from welfare to work.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the state of Utah and fall into one of two groups: (1) those with a
current bank balance (savings and checking combined) under $2,001, or (2) those with a current bank balance (savings and checking
combined) under $3,001 who share their household with a person or persons age 60 and over, or with a person with a disability (a
child, your spouse, a parent, or yourself). For either group, you must also have an annual household income of less than $14,079 if
one person lives in the household; $18,941 if two people live in the household; $23,803 if three people live in the household; $28,665 if
four people live in the household; $33,527 if five people live in the household; $38,389 if six people live in the household; $43,251 if
seven people live in the household; or $48,113 if eight people live in the household. For larger households, add $4,862 for each
additional person in the home.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program, please visit:
https://www.utahhelps.utah.gov/

Program Contact Information
For more information on the Utah Food Stamp program, please visit:
http://jobs.utah.gov/opencms/customereducation/services/foodstamps/index.ht…

Please call the DWS hotline to speak with a customer service representative:
1-800-331-4341

E-mail inquiries can be sent to:
DWS_Constituent_Services@utah.gov

You can also identify and contact your local county Department of Workforce Service (DWS) office by checking:
http://jobs.utah.gov/regions/ec.html

Managing Agency
Utah
http://www.utah.gov

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Program Description
The Special Milk Program (SMP) encourages consumption of milk by children who do not participate in other child nutrition
programs. For example, children attending split-session kindergarten who do not have access to the breakfast and lunch programs
may participate in the SMP. The SMP is also available to other private nonprofit institutions devoted to the care and training of
children. The Federal government sets a reimbursement rate annually for each half-pint of milk. This rate is always less than the cost
of the milk. Children should be charged a price equal to the difference between the reimbursement rate and the actual cost of the
milk. In some settings, milk is served free of charge to eligible children, and the reimbursement covers the full cost.
General Program Requirements
Any child in a school or institution that participates in the Special Milk Program can get milk. Schools may elect to offer free milk to
low-income children. In order to qualify for this benefit program, you must be a resident of the State of Texas, your household’s
annual income before taxes must not exceed $20,036 if one person lives in the household; $26,955 if two people live in the household;
$33,874 if three people live in the household; $40,793 if four people live in the household; $47,712 if five people live in the household;
$54,631 if six people live in the household; $61,550 if seven people live in the household; and $68,469 if eight people live in the
household. For larger households, add $6,919 for each additional person in the home.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for the Special Milk program, directly contact your child’s school, camp, or child care institution to find out if it participates in
the Special Milk Program.

The Federal agency Child Nutrition Programs manages this program and provides state contact information here:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm

Additionally, you can view further information about your state’s Special Milk program here:
http://www.schools.utah.gov/cnp/SMP/default.asp

Program Contact Information
Please contact the Child Nutrition Programs office to learn more about the program at:
801-538-7680

To visit the Utah Special Milk program (SMP) on the web, please visit:
http://www.usoe.k12.ut.us/cnp/SMP/default.asp

You can also contact your local school district and ask about the SMP.

Managing Agency
Utah
http://www.utah.gov

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Great Events at: http://www.utah.com/database/events/index.phtml

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WE LEAVE NO STONE UNTURNED WHEN IT COMES TO HELPING OTHERS!!

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