"HOMELESS TO INDEPENDENCE INC." - WORKING WITH:
THE HOMELESS, THE WORKING POOR, ANYONE IN NEED!
THE HOMELESS, THE WORKING POOR, ANYONE IN NEED!
February 8th! Welcome!
Hello Everyone! This is a Family Friendly Site!
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PLEASE NOTE: We do not collect any information about you on our site!
We do not buy, sell or share any emails lists Ann
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HAITI EARTHQUAKE INFO:
Our President Obama gave this contact info:
For family info call 1-888-407-4747 or go to www.whitehouse.gov for
additional information
ALSO:
ACET, Inc. has received an immediate request to provide assistance to
the devastation from the recent earthquake that has befallen the
nation of Haiti. We are looking for anyone interested in going to
Haiti to help for a 3- 6 month period. There are no particular skills
sets defined at this point, except the willingness to help wherever
needed. We will be presenting folks and highlighting their unique
skills and trade qualifications, so if the opportunity to help in your
area exists – it will be noted and presented. As you can well imagine,
any skill that you may have – can be of great help.
The skill sets needed:
> Carpenters
> Masons
> Electricians
> Medical Personnel
> Communications
> Builders
> Heavy Equipment Operators
> Plumbers
> Logistics
> Etc.
THIS IS NOT A VOLUNTEER REQUEST – you will be paid for the work you
do. This is a temporary employment assignment that will include
travel, expenses, remuneration with an understanding that housing
accommodations will be very basic. All that is needed at this point
is a passport or ability to obtain one ASAP.
If you are seriously interested or know of someone who would be
interested – please email me back ASAP or forward this email, and I
will provide more details for you at that time.
This is a unique opportunity to make a difference to the people of Haiti!
Onekqua Beverly
Corporate Recruiter/Security Specialist
ACET, Inc.
301-861-5023 (Office)
301-885-3199 (Fax)
otbeverly@adamscomm .com
www.adamscomm. com
Chioma Oruh, Chair, ASI North American Region Organizing Committee
P.O.Box 55601, Washington, DC 20040, 202-726-1509
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Healthcare Virtual Career Fair
Date:
Wednesday, February 10th, 2010
Location:
Healthcare Virtual Career Fair
http://events.unisfair.com/index.jsp?eid=502&seid=740
Healthcare Virtual Career Fair
Time:
9:00 a.m - 8:00 p.m EST
************************************************************
Program Description
After a Presidential disaster declaration is made, you may be eligible for disaster assistance,
including grant assistance, from the Federal Emergency Management Agency’s (FEMA) Federal
Assistance to Individuals and Households Program (IHP). After you register with FEMA for
disaster assistance, FEMA will consider you for several sorts of IHP assistance, including financial
assistance to address needs such as medical, dental and funeral expenses; personal property;
transportation; and other allowable expenses.
General Program Requirements
In order to be eligible for this program, you must be a U.S. citizen, non-citizen national, or qualified
alien, and:
•You must have losses in an area that has been declared a disaster by the President of the United
States
•You have disaster-related necessary expenses or serious needs
•The disaster-caused need cannot be met through other forms of disaster assistance or
insurance, including a disaster assistance loan from the U.S. Small Business Administration
•You have insufficient or no insurance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about this program, please call:
1-800-621-FEMA (3362)
Or visit the following site and scroll to “Other Needs Assistance":
http://www.fema.gov/media/fact_sheets/individual-assistance.shtm
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
*****************************************************************
Program Description
The National Flood Insurance Program (NFIP), managed by the Federal Emergency Management
Agency (FEMA), enables homeowners, business owners and renters in participating communities
to purchase federally backed flood insurance. This insurance offers an insurance alternative to
disaster assistance to meet the escalating costs of repairing flood damage to buildings and their
contents.
Participating communities agree to adopt and enforce floodplain management ordinances to
reduce future flood damage. There are now more than 20,600 participating communities across
the United States and its territories.
Federal flood insurance is available for residents and business owners in both high-risk and
moderate-to-low risk areas. The insurance is required for buildings in high-risk areas that have
loans from federally regulated or insured lenders. This requirement extends to disaster assistance
loans from the Small Business Administration. However, you don’t need to have a mortgage or
SBA loan or live in a high-risk area to obtain flood insurance. It is available community-wide, with
premiums that vary according to the level of risk. In fact, about 25 percent of all flood claims occur
in moderate- to low- risk areas, and premiums start as low as $119 per year.
Your community maintains a repository of Flood Insurance Rate Maps (FIRMs) that you can view
to determine whether your property is located in a high-risk or a moderate- to low-risk area. These
maps are usually available at the planning and zoning department where building permits are
obtained. They also may be found online at http://msc.fema.gov. If you still have questions after
obtaining your flood hazard zone, you may call a FEMA mapping specialist toll free at 1-877-336-
2627.
Anyone living in a participating community should consider flood insurance before the next flood
occurs. Flood insurance, like other property and casualty coverage, is written by licensed
insurance agents. The agent who writes your homeowners or property insurance should be able
to assist you in determining your eligibility and coverage options.
General Program Requirements
Some forms of disaster assistance will require that flood insurance is obtained and maintained for
different lengths of time. Refer to those programs to learn their specific requirements. Federal
flood insurance, however, is not a disaster assistance program. It is an insurance program
established to help property owners to recover more quickly and at less cost. For example,
disaster loans have to be repaid along with any other outstanding mortgages; flood insurance
payments do not have to be repaid. Flood insurance is available to property owners and renters,
even if they have had a claim before, as long as they live in a participating community.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about the National Flood Insurance Program (NFIP), visit:
http://www.fema.gov/business/nfip/
To learn more about your flood risk and flood insurance options or to locate an agent, visit:
http://www.FloodSmart.gov
Or call:
1-888-724-6353
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
**************************************************************
NEW FUND RAISER: PLEASE GO TO.....
WWW.YOURAVON.COM/AFREY5804
PURCHASED ONLINE THRU THE ABOVE ADDRESS AND
HOMELESS TO INDEPENDENCE INC. WILL RECEIVE THE COMMISSION
THANK YOU!!
***************************************************************
Program Description
Certain tax benefits may be available to you if you are saving for or paying
educations costs for yourself or another student who is a member of your
immediate family. Most benefits apply only to higher education.
General Program Requirements
In order to qualify for this benefit program, you must have educational
needs and be a taxpayer who is interested in receiving tax information
and tax return preparation assistance.
Your Next StepsThe following information will lead you to the next steps
to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file
your taxes using the guidelines posted at
http://www.irs.gov/publications/p970/index.html.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
**********************************************************
Program Description
If you are a low-income taxpayer who cannot afford professional tax assistance or if you speak
English as a second language (ESL) and need help understanding your taxpayer rights and
responsibilities, you may qualify for help from a Low Income Taxpayer Clinic (LITC). LITCs serve
individuals who have a tax problem with the Internal Revenue Service (IRS) and whose income is
below a certain level. (For 2009, LITCs may generally assist taxpayers whose income does not
exceed $55,125 for a family of four.) Most LITCs can provide representation before the IRS or in
court on audits, tax collection disputes, and other issues for free or for a small fee. If an individual’
s native language is not English, some clinics can provide multilingual information about taxpayer
rights and responsibilities. Although LITCs receive a grant from the IRS, LITCs, their employees,
and their volunteers are not part of the Federal government.
General Program Requirements
Each LITC independently determines if you meet the income guidelines and other criteria before it
will agree to represent you. In order to qualify for this benefit program, you must need income tax
information and return preparation assistance, you must not speak English fluently, or you must
characterize your financial situation as low income or very low income.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize the services of a low income taxpayer clinic. Visit http://www.irs.
gov/advocate/content/0,,id=151026,00.html to find the clinic nearest you.
Program Contact Information
For more information, visit:
http://www.irs.gov/advocate/article/0,,id=106991,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
You may also call us at:
202-622-4711
For written inquiries, please write to us at:
Internal Revenue Service
Low Income Taxpayer Clinic Program Office
TA:LITC
1111 Constitution Avenue NW
Room 1034
Washington, DC 20224-0001
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
Many married taxpayers choose to file a joint tax return because of certain benefits this filing
status allows. Both taxpayers are jointly and individually responsible for the tax and any interest
or penalty due on the joint return even if they later divorce. This is true even if a divorce decree
states that a former spouse will be responsible for any amounts due on previously filed joint
returns. One spouse may be held responsible for all the tax due even if all the income was earned
by the other spouse.
In some cases, a spouse will be relieved of the tax, interest, and penalties on a joint tax return.
Three types of relief are available:
1) Innocent spouse relief
2) Separation of liability
3) Equitable relief
General Program Requirements
You may qualify for this program if you believe you are eligible for relief from tax, interest, and
penalties on a joint tax return and meet the conditions for one of the three types of relief.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p971/index.html.
Program Contact Information
For more information, call us at:
1-866-897-4270
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
This program offers a Federal income tax credit for working individuals and families who earned
less than $48,279 during 2009.
General Program Requirements
In order to qualify for this tax benefit program, you must have earned income either from wages or
from self-employment, your income must be less than $48,279, you must be a taxpayer interested
in receiving tax information or taxpayer assistance and you must file an income tax return to claim
the credit.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/individuals/article/0,,id=96406,00.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/individuals/article/0,,id=96466,00.html
Or:
http://www.irs.gov/individuals/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
***********************************************************
Program Description
The Farmers Tax Guide program is designed to offer Federal income tax credit to farmers.
General Program Requirements
In order to qualify for this benefit program, you must be an agricultural producer/farmer, dairy
farmer or the owner or tenant operator of a family farm. You must also be a taxpayer who is
interested in receiving tax information and tax return preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p225/index.html.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
This program can reduce the Federal tax you owe by utilizing medical expense deductions.
Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of disease,
and the costs for treatments affecting any part of function of the body.
General Program Requirements
In order to qualify for this benefit program, you must have medical expenses (and their receipts, or
access to receipts) and be a taxpayer who is interested in receiving tax information and tax return
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/pub/irs-pdf/p502.pdf.
Program Contact Information
For more information, visit:
http://www.irs.gov/taxtopics/tc502.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
**********************************************************
Program Description
The Child Tax Credit program can reduce the Federal tax you owe by $1,000 for each qualifying
child under the age of 17.
General Program Requirements
In order to qualify for this benefit program, the child you are claiming the credit for must be a son,
daughter, foster child, brother, sister, stepbrother, stepsister, or a descendant of any of them (for
example, your grandchild, niece, or nephew).
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/newsroom/article/0,,id=106182,00.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=106182,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
**********************************************************
Program Description
The program offers tax relief for casualty losses that result from the destruction of, or damage to
your property from any sudden, unexpected, or unusual event such as a flood, hurricane,
tornado, fire, earthquake or even volcanic eruption.
General Program Requirements
In order to qualify for this benefit program, you must be a victim of a Presidentially declared
disaster and you must be a taxpayer who is interested in receiving tax information and
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/taxtopics/tc515.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=108362,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
****************************************************
Program Description
The Internal Revenue Service provides tax counseling and assistance to taxpayers whose
property has been damaged or lost in a Federally declared disaster area. The following are
examples of the types of assistance available:
•assist victims with filing claims for tax refunds
•provide tax information and assistance
•distribute disaster kits containing tax forms and publications to help victims determine the
amount of a causality loss deduction for destroyed property
•provide information on ways to reconstruct destroyed financial records
•provide copies or transcripts of previously filed tax returns free of charge to taxpayers located in
the Federally declared disaster area.
General Program Requirements
Taxpayers may elect to deduct non-reimbursed casualty losses that occurred in a Federally
declared disaster area in the year the disaster occurred or file an amended return and deduct the
loss in the year immediately preceding the year the disaster occurred. Taxpayers must use Form
4684 to report a gain or deductible loss from a casualty.
The IRS may postpone tax deadlines to provide extra time to file returns and pay taxes that were
originally due within the tax relief period. Interest and penalties on the postponed actions would
not apply because the taxpayer is located in a Federally declared disaster area.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
This tax relief is automatic for affected taxpayers whose address of record is in the Federally
declared disaster area. All other affected taxpayers must self identify for disaster relief by
contacting the IRS at 1-866-562-5227.
Program Contact Information
For more information, visit:
http://www.irs.gov/businesses/small/article/0,,id=156138,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
*******************************************************
Program Description
For eligible individuals and families who were victims of terrorist attacks, special provisions were
enacted under the Victims of Terrorism Tax Relief Act of 2001. Under this act, the federal income
tax liability of those killed in the following attacks is forgiven for certain tax years:
•April 19, 1995, attack on the Alfred P. Murrah Federal Building (Oklahoma City attack)
•The September 11, 2001 attacks on the World Trade Center, the Pentagon, and United Airlines
Flight 93 in Somerset County Pennsylvania (September 11 attacks)
•Terrorist attacks involving anthrax occurring after September 10, 2001 and before January 1,
2002 (anthrax attacks).
Other relief is also provided, such as the exclusion from income of amounts received in
compensation (such as payments from the Victim Compensation Fund and qualified disaster relief
payments), as well as postponed tax deadlines, disaster area losses, and estate tax reductions.
General Program Requirements
In order to qualify for these tax benefits, you or a family member must have been a victim of a
terrorist attack as described above, and you must be a taxpayer who is interested in receiving tax
information or taxpayer assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/pub/irs-pdf/p3920.pdf.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
************************************************************
Program Description
The program offers tax credit or relief for special tax situations of active members of the U.S.
Armed Forces.
General Program Requirements
In order to qualify for this benefit program, you must have been in active military service for at
least 24 months and you must be a taxpayer who is interested in receiving tax information and tax
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p3/index.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=97273,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
*************************************************************************
Program Description
The Office of Personnel Management (OPM) offers Federal Retirees and retirement-eligible Federal
Employees an online site to find general and personal information about retirement benefits, and
to make changes concerning federal annuity payments.
OPM’s Retirement Services Online provides retirement services on demand, and may be used to:
•Change your Federal Income Tax withholding
•Change your State Income Tax withholding
•Buy, change or stop Savings Bonds
•Request a duplicate tax-filing statement (Form 1099-R)
•Change your Personal Identification Number (PIN)
•Establish, change or stop an allotment to an organization
•Change your mailing address
•Sign up for direct deposit of your payment, or change the account or financial institution to which
your payment is sent
•Set up, change or stop a checking or savings allotment
•View your annuity statement
General Program Requirements
Federal Retiree Benefit Information and Retirement Services Online may be used by:
•Federal Retirees, and
•Retirement-eligible Federal Employees.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application process is needed for this program- simply visit http://www.opm.gov/retire/index.
aspx.
Program Contact Information
For more information, visit:
http://www.opm.gov/retire/index.asp
Or you may call OPM at:
1-888-767-6738
Managing Agency
U.S. Office of Personnel Management
http://www.opm.gov
**********************************************************
Program Description
The National Flood Insurance Program (NFIP), managed by the Federal Emergency Management
Agency (FEMA), enables homeowners, business owners and renters in participating communities
to purchase federally backed flood insurance. This insurance offers an insurance alternative to
disaster assistance to meet the escalating costs of repairing flood damage to buildings and their
contents.
Participating communities agree to adopt and enforce floodplain management ordinances to
reduce future flood damage. There are now more than 20,600 participating communities across
the United States and its territories.
Federal flood insurance is available for residents and business owners in both high-risk and
moderate-to-low risk areas. The insurance is required for buildings in high-risk areas that have
loans from federally regulated or insured lenders. This requirement extends to disaster assistance
loans from the Small Business Administration. However, you don’t need to have a mortgage or
SBA loan or live in a high-risk area to obtain flood insurance. It is available community-wide, with
premiums that vary according to the level of risk. In fact, about 25 percent of all flood claims occur
in moderate- to low- risk areas, and premiums start as low as $119 per year.
Your community maintains a repository of Flood Insurance Rate Maps (FIRMs) that you can view
to determine whether your property is located in a high-risk or a moderate- to low-risk area. These
maps are usually available at the planning and zoning department where building permits are
obtained. They also may be found online at http://msc.fema.gov. If you still have questions after
obtaining your flood hazard zone, you may call a FEMA mapping specialist toll free at 1-877-336-
2627.
Anyone living in a participating community should consider flood insurance before the next flood
occurs. Flood insurance, like other property and casualty coverage, is written by licensed
insurance agents. The agent who writes your homeowners or property insurance should be able
to assist you in determining your eligibility and coverage options.
General Program Requirements
Some forms of disaster assistance will require that flood insurance is obtained and maintained for
different lengths of time. Refer to those programs to learn their specific requirements. Federal
flood insurance, however, is not a disaster assistance program. It is an insurance program
established to help property owners to recover more quickly and at less cost. For example,
disaster loans have to be repaid along with any other outstanding mortgages; flood insurance
payments do not have to be repaid. Flood insurance is available to property owners and renters,
even if they have had a claim before, as long as they live in a participating community.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about the National Flood Insurance Program (NFIP), visit:
http://www.fema.gov/business/nfip/
To learn more about your flood risk and flood insurance options or to locate an agent, visit:
http://www.FloodSmart.gov
Or call:
1-888-724-6353
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
**********************************************************
Program Description
After a Presidential disaster declaration is made, you may be eligible for disaster assistance,
including grant assistance, from the Federal Emergency Management Agency’s (FEMA) Federal
Assistance to Individuals and Households Program (IHP). After you register with FEMA for
disaster assistance, FEMA will consider you for several sorts of IHP assistance, including financial
assistance to address needs such as medical, dental and funeral expenses; personal property;
transportation; and other allowable expenses.
General Program Requirements
In order to be eligible for this program, you must be a U.S. citizen, non-citizen national, or qualified
alien, and:
•You must have losses in an area that has been declared a disaster by the President of the United
States
•You have disaster-related necessary expenses or serious needs
•The disaster-caused need cannot be met through other forms of disaster assistance or
insurance, including a disaster assistance loan from the U.S. Small Business Administration
•You have insufficient or no insurance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about this program, please call:
1-800-621-FEMA (3362)
Or visit the following site and scroll to “Other Needs Assistance":
http://www.fema.gov/media/fact_sheets/individual-assistance.shtm
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
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NATIONAL PANCAKE DAY 2010 - FREE PANCAKES
Type: Party - Benefit
Network: Global
Date: Tuesday, February 23, 2010
Time: 7:00am - 10:00pm
Location: Any participating IHOP location
Descriptionhttp://www.ihoppancakeday.com/
Join IHOP to celebrate National Pancake Day on Tuesday,
February 23, 2010. From 7am to 10pm, guests will be welcome to one free
short stack (three) of our famous buttermilk pancakes. All they are asking
is that you consider making a donation to support local children hospitals
through Children's Miracle Network or through other local charities.
Eat up!
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Call for Applications
The Institute for Responsible Citizenship is currently accepting
applications for its summer programs in Washington, DC and New York City.
Washington Program
The Institute for Responsible Citizenship is currently accepting applications
for its summer leadership program in Washington, DC. The Institute
provides America’s best and brightest African American male college
students with unparalleled networking opportunities, leadership
development, and life-long mentorship.
Through the focused and intimate structure of our program, the Institute
equips these young men with the tools required for successful careers in
business, education, journalism, law, government, the sciences, public
policy, ministry, medicine, public service, and the arts.
Program Highlights
•Exposure to influential leaders such as congressmen, Supreme Court
justices, and business executives
•Rigorous academic seminars
•Roundtable discussions, including seminars on leadership development
•High-level internships around Washington, DC
•Activities that promote strong bonds with each other
Program Details
•The 2009 program runs from Saturday, June 5 to Saturday, July 31, 2010.
•Students must commit to two summers.
•Housing is provided by the Institute.
•Students work at paid internships based on their career interest.
You should be a college sophomore to apply. The Institute does not have
a GPA requirement. However, the median GPA for recent classes is 3.65.
An applicant's GPA is not the only criterion that is evaluated during the
admissions process. Campus involvement, awards earned, athletics, and
volunteer work are also important factors.
The application deadline for the Washington program is Friday,
January 29, 2010.
Youth Scholar Academy
The Institute for Responsible Citizenship is thrilled to announce an exciting opportunity for
African American male college students interested in education. We are currently accepting
applications to participate in leading the Youth Scholar Academy (YSA), our new initiative for high
school students.
The Youth Scholar Academy leverages our Washington program by having the Institute’s
exceptional college students prepare outstanding high school students to enter college and
thrive. College students will participate in the Institute’s core program in Washington, DC and
intern at youth serving organizations.
Program Highlights
•Training and workshops
•Exposure to leaders in education and youth development
•High-level internships in Washington, DC
•Rigorous academic training
•Participation in career development seminars
•Social activities that foster strong bonds
Program Details
•The program runs from June 5 to July 31, 2010
•Students must commit to two summers
•Housing is provided by the Institute
•Students work at youth-serving organizations during first summer and manage YSA second
summer
You should be a college sophomore to apply. The Institute does not have a GPA requirement.
However, the median GPA for recent classes is 3.65. GPA is not the only criterion that is evaluated
during the admissions process. Campus involvement, awards earned, athletics, and volunteer
work are also important factors.
The application can be found on the web at www.i4rc.org/application.htm. Applications must be
received, not postmarked, by the deadline. Inquiries should be directed to eheyward@i4rc.org or
(202) 659-2832.
The application deadline for the Youth Scholar Academy is Friday, January 29 , 2010.
KPMG Summer Scholars Program
The Institute for Responsible Citizenship is accepting applications for the KPMG Summer
Scholars Program in New York City. Similar to our Washington Program, the KPMG Summer
Scholars Program provides high-achieving African American male college sophomores with
unparalleled networking opportunities, life-long mentorship, and leadership development.
The KPMG Scholars Program was established in 2007 in conjunction with KPMG, one of the
world's foremost accounting firms. This program aims to provide African American male college
sophomores majoring in Accounting with an introduction to tax, audit, and advisory services.
Students also receive one-one-one mentoring from senior executives and their staff.
Program Highlights
•$21 per hour
•Mentorship from senior-level KPMG partners
•Exposure to client engagements
•Laptop for the duration of the program
•Real-world experience in tax, audit, and advisory services
•Strong bonds with other high achieving African American males
Program Details
•The program runs from June 5 to July 31, 2010
•Students must commit to two summers
•Housing is provided by the Institute
•Students must be Accounting or Management Information Systems majors
You should be a college sophomore to apply. The Institute does not have a GPA requirement.
However, the median GPA for recent classes is 3.65. GPA is not the only criterion that is evaluated
during the admissions process. Campus involvement, awards earned, athletics, and volunteer
work are also important factors.
The application deadline for the KPMG Summer Scholars program is Friday, January 29 , 2010.
The application can be found here.
Inquiries should be directed to jsaunders@i4rc.org or (202) 659-2831. Those considering applying
are highly encouraged to review the website in detail and contact our office with any questions
before submitting an application.
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UJA- Federation of New York – Intern in Government and External
Relations Department. The Government and External Relation department
at UJA- Federation of New York is looking for a college intern. The intern
should have either a political science or public policy background, should
have excellent communication skills and high proficiency with Microsoft
Excel. It would be an unpaid internship starting in January 2010.
Job Requirements
Track, monitor and create spreadsheets for city agency and City Council
government awards, including contacting UJA-Fed agencies for funding
source information on various areas: seniors, disability, children and
youth programs, etc. Attend and create reports on relevant City Council
hearings on aging, disability, youth and children’s issues as well as the
monthly Stated Meetings (meetings of the entire City Council at City Hall)
Initiate and coordinate meetings between UJA, UJA agencies, and elected
officials Assist with community relations events, including trainings and
preparation of materials Help with monthly required Lobbying Reports and
other tasks
EOE. Only qualified candidates will be contacted. If interested, e-mail your
resume and cover letter to jobs@ujafedny.org with “Intern” in the subject line.
About the Organization
The world’s largest local philanthropy, UJA-Federation of New York cares
for those in need, rescues those in harm’s way, and renews and
strengthens the Jewish people in New York, in Israel, and around the world.
Funds raised by UJA-Federation sustain the activities of more than 100
health, human-service, educational, and community agencies. Every day,
these community-based organizations provide a multitude of services that
improve and enhance people’s lives. For more information, visit
UJA-Federation’s website at www.ujafedny.org.
Jessica Saragovi
HR Generalist
UJA-Federation of New York
130 East 59th Street
New York, NY 10022
phone - 212.836.1322
fax - 212.836.1622
email - saragovij@ujafedny.org
NOTE: THERE ARE MANY MORE OPPORTUNITIES ON OUR SCHOLARSHIPS PAGE
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Program Description
Trade Adjustment Assistance provides transition assistance to workers who have been
determined by the U.S. Department of Labor to have been adversely affected by imports from or
shifts in production to foreign countries. Benefits include training, job search allowances, job
relocation allowances and trade readjustment allowances.
General Program Requirements
In order to qualify for this benefit program, you must be unemployed, about to be unemployed, or
under-employed (working for very low wages) because the product you manufactured is now
being imported.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
A petition for Trade Adjustment Assistance may be filed by a group of three or more workers, by a
company official, by One-Stop operators or partners (including state employment security
agencies and dislocated worker units), or by a union or other duly authorized representative of
such workers. For petition forms and information on how to file a petition for benefits visit:
http://www.doleta.gov/tradeact
Benefits for certified workers are generally available through the employment One-Stop Centers in
local communities across the country. Locations and phone numbers for the One-Stop Centers
can be found at:
http://www.servicelocator.org
For more information, you may also call:
1-202-693-3560
People who are hearing impaired may call this toll-free TTY number:
1-877-889-5627
For more information you may call a toll-free help line:
1-866-487-2365
Or write to:
U.S. Department of Labor
Employment and Training Administration Division of Trade Adjustment Assistance
200 Constitution Avenue, NW
Room C-5311
Washington, DC 20210
Managing Agency
U.S. Department of Labor
http://www.dol.gov/
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You are subscribed to Veterans' Benefits for Disability.gov. This information has recently been
updated, and can be read by visiting this link:
http://www.disability.gov/benefits/other_benefits_programs/veterans.
Program Description
The Home Equity Conversion Mortgage (HECM) program enables older
homeowners to withdraw some of the equity in their home in the form of
monthly payments for life or a fixed term, or in a lump sum, or through a
line of credit. In addition, the HECM mortgage can be used to purchase a
primary home when the borrower is 62 years of age or older and is able to use cash in hand to pay
the difference between the reverse mortgage and the sales price plus closing costs for the
property.
General Program Requirements
In order to qualify for this benefit program, you must be a current or prospective homeowner over
the age of 61 years who is refinancing an existing mortgage.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
For more information about this program, please visit:
http://www.hud.gov/offices/hsg/sfh/hecm/hecm--df.cfm
Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/
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The Internal Revenue Service provides tax counseling and assistance to taxpayers whose
property has been damaged or lost in a Federally declared disaster area. The following are
examples of the types of assistance available:
•assist victims with filing claims for tax refunds
•provide tax information and assistance
•distribute disaster kits containing tax forms and publications to help victims determine the
amount of a causality loss deduction for destroyed property
•provide information on ways to reconstruct destroyed financial records
•provide copies or transcripts of previously filed tax returns free of charge to taxpayers located in
the Federally declared disaster area.
General Program Requirements
Taxpayers may elect to deduct non-reimbursed casualty losses that occurred in a federally
declared disaster area in the year the disaster occurred or file an amended return and deduct the
loss in the year immediately preceding the year the disaster occurred. Taxpayers must use Form
4684 to report a gain or deductible loss from a casualty.
The IRS may postpone tax deadlines to provide extra time to file and pay before assessing any
penalty or additional amount to the tax. Interest may be abated for the period of time for which an
extension of time to file tax returns and pay taxes is granted because the individual or business is
located in a Federally declared disaster area.
This tax relief is automatic for affected taxpayers whose address of record is in the Federally
declared disaster area. All other affected taxpayers must self identify for disaster relief by
contacting the IRS at 866-562-5227.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
Click below for additional information on this program:
http://www.irs.gov/businesses/small/article/0,,id=156138,00.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Senior Adult Ministries offers Caribbean Cruise!
Join Dr. George and Jewel Wood along with The Original Couriers
on a cruise of a lifetime April 10-15, 2010. Hosted by Senior
Adult Ministries Director Dave and Ladonna Weston, you'll enjoy
tropical breezes, warm fellowship, fantastic dining and much
more. All ages welcome, so invite your entire family! For
more information, see http://sam.ag.org, e-mail
cthieme@greatsoutherntravel.com or call 800-749-7116.
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Program Description
This is a new program for people at risk of losing their home due to default
and foreclosure. The program provides new, 30-year, fixed rate mortgages
that are insured by the Federal Housing Administration (FHA). Homeowners
having difficulty paying their mortgages may be eligible to refinance into a
mortgage that they can afford. Hope for Homeowners is voluntary and both
lender(s) and homeowner(s) must agree to participate.
General Program Requirements
You should contact your lender to determine eligibility, but you may be
eligible if, among other factors:
•The home is your primary residence, and you have no ownership interest
in any other residential property, such as second homes.
•Your existing mortgage was originated on or before January 1, 2008 and
you have made at least six payments.
•You are not able to pay your existing mortgage without help.
•As of March 2008, your total monthly mortgage payments due were more
than 31 percent of your gross monthly income.
•You certify that you have not been convicted of fraud in the past 10 years,
intentionally defaulted on debts; and did not knowingly or willingly provide
material false information to obtain existing mortgage(s).
Loan Terms
Not applicable
Your Next StepsThe following information will lead you to the next steps to
apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
Additional information is available at:
•Basic Facts about the HOPE for Homeowners Program
http://www.hud.gov/hopeforhomeowners/consumerfactsheet.cfm
•Fact Sheet: Hope For Homeowners To Provide Additional Mortgage
Assistance To Struggling Homeowners
http://www.hud.gov/hopeforhomeowners/pressfactsheet.cfm
Information about the program is available at:
http://portal.hud.gov/portal/page?_pageid=73,7601299&_dad=portal&_schema=PORTAL
Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/
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Program Description
Local Child Care Resource and Referral Organizations help parents locate
and choose quality child care by providing referrals to local child care
providers, information on state licensing requirements, availability of child
care subsidies, and other information.
General Program Requirements
In order to qualify for this benefit program, you must be a parent or primary
caregiver responsible for children under the age of 19 years or responsible
for a child(ren) with a disability.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
To find a Local Child Care Resource and Referral organization visit:
http://www.childcareaware.org/en/tools/child_care_finder/index.php
Or call toll free:
800-424-2246
Managing Agency
U.S. Department of Health and Human Services
http://www.hhs.gov/
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Throughout the states, we need to know of affordable rentals of housing
and apartments – please send your openings to me….we need to know
what state & city, how many BR/BA, price, what is included and what is
not included and if pets are permitted….
ann@homelesstoindependence.org
We also need to know of employment opportunities, preferably FT with
benefits - Permanent positions.....please send your openings to me @
ann@homelesstoindependence.org. We need to know the city and state and the particulars of
the position(s).
Thank you!
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Anyone in need of a copy of our 501(c)3, please send me an address and I will send you a copy
for your records - thank you
ANN@HOMELESSTOINDEPENDENCE.COM
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Remember to have all your family papers together, including your pet's shot
records and license info...and keep all this info including family pictures,
in a double ziplock bag for safety.
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IF YOUR TRANSITIONAL OR HALF-WAY HOME HAS OPENINGS - PLEASE LET ME KNOW!
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"TO LOVE ANOTHER PERSON IS TO HAVE COMPASSION FOR
THEIR CURRENT SITUATION AND TO HELP THEM REGARDLESS"
Ann Martin-Frey
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If you need specific help, email me and I will respond relatively quickly!
Thank you! And have a peace-filled day!
Ann
DISCLAIMER
JUST A SHORT NOTE TO STATE THAT THE PURPOSE OF THIS PUBLICATION IS TO PASS
PRECIOUS INFORMATION ON TO THOSE OF NEED. OCCASIONALLY, THERE WILL BE
ARTICLES BY OTHER WRITERS. I MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS,
HOWEVER, I DO RESPECT THEM. THANK YOU
Hello Everyone! This is a Family Friendly Site!
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PLEASE NOTE: We do not collect any information about you on our site!
We do not buy, sell or share any emails lists Ann
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HAITI EARTHQUAKE INFO:
Our President Obama gave this contact info:
For family info call 1-888-407-4747 or go to www.whitehouse.gov for
additional information
ALSO:
ACET, Inc. has received an immediate request to provide assistance to
the devastation from the recent earthquake that has befallen the
nation of Haiti. We are looking for anyone interested in going to
Haiti to help for a 3- 6 month period. There are no particular skills
sets defined at this point, except the willingness to help wherever
needed. We will be presenting folks and highlighting their unique
skills and trade qualifications, so if the opportunity to help in your
area exists – it will be noted and presented. As you can well imagine,
any skill that you may have – can be of great help.
The skill sets needed:
> Carpenters
> Masons
> Electricians
> Medical Personnel
> Communications
> Builders
> Heavy Equipment Operators
> Plumbers
> Logistics
> Etc.
THIS IS NOT A VOLUNTEER REQUEST – you will be paid for the work you
do. This is a temporary employment assignment that will include
travel, expenses, remuneration with an understanding that housing
accommodations will be very basic. All that is needed at this point
is a passport or ability to obtain one ASAP.
If you are seriously interested or know of someone who would be
interested – please email me back ASAP or forward this email, and I
will provide more details for you at that time.
This is a unique opportunity to make a difference to the people of Haiti!
Onekqua Beverly
Corporate Recruiter/Security Specialist
ACET, Inc.
301-861-5023 (Office)
301-885-3199 (Fax)
otbeverly@adamscomm .com
www.adamscomm. com
Chioma Oruh, Chair, ASI North American Region Organizing Committee
P.O.Box 55601, Washington, DC 20040, 202-726-1509
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Healthcare Virtual Career Fair
Date:
Wednesday, February 10th, 2010
Location:
Healthcare Virtual Career Fair
http://events.unisfair.com/index.jsp?eid=502&seid=740
Healthcare Virtual Career Fair
Time:
9:00 a.m - 8:00 p.m EST
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Program Description
After a Presidential disaster declaration is made, you may be eligible for disaster assistance,
including grant assistance, from the Federal Emergency Management Agency’s (FEMA) Federal
Assistance to Individuals and Households Program (IHP). After you register with FEMA for
disaster assistance, FEMA will consider you for several sorts of IHP assistance, including financial
assistance to address needs such as medical, dental and funeral expenses; personal property;
transportation; and other allowable expenses.
General Program Requirements
In order to be eligible for this program, you must be a U.S. citizen, non-citizen national, or qualified
alien, and:
•You must have losses in an area that has been declared a disaster by the President of the United
States
•You have disaster-related necessary expenses or serious needs
•The disaster-caused need cannot be met through other forms of disaster assistance or
insurance, including a disaster assistance loan from the U.S. Small Business Administration
•You have insufficient or no insurance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about this program, please call:
1-800-621-FEMA (3362)
Or visit the following site and scroll to “Other Needs Assistance":
http://www.fema.gov/media/fact_sheets/individual-assistance.shtm
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
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Program Description
The National Flood Insurance Program (NFIP), managed by the Federal Emergency Management
Agency (FEMA), enables homeowners, business owners and renters in participating communities
to purchase federally backed flood insurance. This insurance offers an insurance alternative to
disaster assistance to meet the escalating costs of repairing flood damage to buildings and their
contents.
Participating communities agree to adopt and enforce floodplain management ordinances to
reduce future flood damage. There are now more than 20,600 participating communities across
the United States and its territories.
Federal flood insurance is available for residents and business owners in both high-risk and
moderate-to-low risk areas. The insurance is required for buildings in high-risk areas that have
loans from federally regulated or insured lenders. This requirement extends to disaster assistance
loans from the Small Business Administration. However, you don’t need to have a mortgage or
SBA loan or live in a high-risk area to obtain flood insurance. It is available community-wide, with
premiums that vary according to the level of risk. In fact, about 25 percent of all flood claims occur
in moderate- to low- risk areas, and premiums start as low as $119 per year.
Your community maintains a repository of Flood Insurance Rate Maps (FIRMs) that you can view
to determine whether your property is located in a high-risk or a moderate- to low-risk area. These
maps are usually available at the planning and zoning department where building permits are
obtained. They also may be found online at http://msc.fema.gov. If you still have questions after
obtaining your flood hazard zone, you may call a FEMA mapping specialist toll free at 1-877-336-
2627.
Anyone living in a participating community should consider flood insurance before the next flood
occurs. Flood insurance, like other property and casualty coverage, is written by licensed
insurance agents. The agent who writes your homeowners or property insurance should be able
to assist you in determining your eligibility and coverage options.
General Program Requirements
Some forms of disaster assistance will require that flood insurance is obtained and maintained for
different lengths of time. Refer to those programs to learn their specific requirements. Federal
flood insurance, however, is not a disaster assistance program. It is an insurance program
established to help property owners to recover more quickly and at less cost. For example,
disaster loans have to be repaid along with any other outstanding mortgages; flood insurance
payments do not have to be repaid. Flood insurance is available to property owners and renters,
even if they have had a claim before, as long as they live in a participating community.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about the National Flood Insurance Program (NFIP), visit:
http://www.fema.gov/business/nfip/
To learn more about your flood risk and flood insurance options or to locate an agent, visit:
http://www.FloodSmart.gov
Or call:
1-888-724-6353
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
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NEW FUND RAISER: PLEASE GO TO.....
WWW.YOURAVON.COM/AFREY5804
PURCHASED ONLINE THRU THE ABOVE ADDRESS AND
HOMELESS TO INDEPENDENCE INC. WILL RECEIVE THE COMMISSION
THANK YOU!!
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Program Description
Certain tax benefits may be available to you if you are saving for or paying
educations costs for yourself or another student who is a member of your
immediate family. Most benefits apply only to higher education.
General Program Requirements
In order to qualify for this benefit program, you must have educational
needs and be a taxpayer who is interested in receiving tax information
and tax return preparation assistance.
Your Next StepsThe following information will lead you to the next steps
to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file
your taxes using the guidelines posted at
http://www.irs.gov/publications/p970/index.html.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
If you are a low-income taxpayer who cannot afford professional tax assistance or if you speak
English as a second language (ESL) and need help understanding your taxpayer rights and
responsibilities, you may qualify for help from a Low Income Taxpayer Clinic (LITC). LITCs serve
individuals who have a tax problem with the Internal Revenue Service (IRS) and whose income is
below a certain level. (For 2009, LITCs may generally assist taxpayers whose income does not
exceed $55,125 for a family of four.) Most LITCs can provide representation before the IRS or in
court on audits, tax collection disputes, and other issues for free or for a small fee. If an individual’
s native language is not English, some clinics can provide multilingual information about taxpayer
rights and responsibilities. Although LITCs receive a grant from the IRS, LITCs, their employees,
and their volunteers are not part of the Federal government.
General Program Requirements
Each LITC independently determines if you meet the income guidelines and other criteria before it
will agree to represent you. In order to qualify for this benefit program, you must need income tax
information and return preparation assistance, you must not speak English fluently, or you must
characterize your financial situation as low income or very low income.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize the services of a low income taxpayer clinic. Visit http://www.irs.
gov/advocate/content/0,,id=151026,00.html to find the clinic nearest you.
Program Contact Information
For more information, visit:
http://www.irs.gov/advocate/article/0,,id=106991,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
You may also call us at:
202-622-4711
For written inquiries, please write to us at:
Internal Revenue Service
Low Income Taxpayer Clinic Program Office
TA:LITC
1111 Constitution Avenue NW
Room 1034
Washington, DC 20224-0001
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
Many married taxpayers choose to file a joint tax return because of certain benefits this filing
status allows. Both taxpayers are jointly and individually responsible for the tax and any interest
or penalty due on the joint return even if they later divorce. This is true even if a divorce decree
states that a former spouse will be responsible for any amounts due on previously filed joint
returns. One spouse may be held responsible for all the tax due even if all the income was earned
by the other spouse.
In some cases, a spouse will be relieved of the tax, interest, and penalties on a joint tax return.
Three types of relief are available:
1) Innocent spouse relief
2) Separation of liability
3) Equitable relief
General Program Requirements
You may qualify for this program if you believe you are eligible for relief from tax, interest, and
penalties on a joint tax return and meet the conditions for one of the three types of relief.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p971/index.html.
Program Contact Information
For more information, call us at:
1-866-897-4270
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
This program offers a Federal income tax credit for working individuals and families who earned
less than $48,279 during 2009.
General Program Requirements
In order to qualify for this tax benefit program, you must have earned income either from wages or
from self-employment, your income must be less than $48,279, you must be a taxpayer interested
in receiving tax information or taxpayer assistance and you must file an income tax return to claim
the credit.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/individuals/article/0,,id=96406,00.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/individuals/article/0,,id=96466,00.html
Or:
http://www.irs.gov/individuals/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
The Farmers Tax Guide program is designed to offer Federal income tax credit to farmers.
General Program Requirements
In order to qualify for this benefit program, you must be an agricultural producer/farmer, dairy
farmer or the owner or tenant operator of a family farm. You must also be a taxpayer who is
interested in receiving tax information and tax return preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p225/index.html.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
This program can reduce the Federal tax you owe by utilizing medical expense deductions.
Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of disease,
and the costs for treatments affecting any part of function of the body.
General Program Requirements
In order to qualify for this benefit program, you must have medical expenses (and their receipts, or
access to receipts) and be a taxpayer who is interested in receiving tax information and tax return
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/pub/irs-pdf/p502.pdf.
Program Contact Information
For more information, visit:
http://www.irs.gov/taxtopics/tc502.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
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Program Description
The Child Tax Credit program can reduce the Federal tax you owe by $1,000 for each qualifying
child under the age of 17.
General Program Requirements
In order to qualify for this benefit program, the child you are claiming the credit for must be a son,
daughter, foster child, brother, sister, stepbrother, stepsister, or a descendant of any of them (for
example, your grandchild, niece, or nephew).
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/newsroom/article/0,,id=106182,00.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=106182,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
**********************************************************
Program Description
The program offers tax relief for casualty losses that result from the destruction of, or damage to
your property from any sudden, unexpected, or unusual event such as a flood, hurricane,
tornado, fire, earthquake or even volcanic eruption.
General Program Requirements
In order to qualify for this benefit program, you must be a victim of a Presidentially declared
disaster and you must be a taxpayer who is interested in receiving tax information and
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/taxtopics/tc515.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=108362,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
****************************************************
Program Description
The Internal Revenue Service provides tax counseling and assistance to taxpayers whose
property has been damaged or lost in a Federally declared disaster area. The following are
examples of the types of assistance available:
•assist victims with filing claims for tax refunds
•provide tax information and assistance
•distribute disaster kits containing tax forms and publications to help victims determine the
amount of a causality loss deduction for destroyed property
•provide information on ways to reconstruct destroyed financial records
•provide copies or transcripts of previously filed tax returns free of charge to taxpayers located in
the Federally declared disaster area.
General Program Requirements
Taxpayers may elect to deduct non-reimbursed casualty losses that occurred in a Federally
declared disaster area in the year the disaster occurred or file an amended return and deduct the
loss in the year immediately preceding the year the disaster occurred. Taxpayers must use Form
4684 to report a gain or deductible loss from a casualty.
The IRS may postpone tax deadlines to provide extra time to file returns and pay taxes that were
originally due within the tax relief period. Interest and penalties on the postponed actions would
not apply because the taxpayer is located in a Federally declared disaster area.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
This tax relief is automatic for affected taxpayers whose address of record is in the Federally
declared disaster area. All other affected taxpayers must self identify for disaster relief by
contacting the IRS at 1-866-562-5227.
Program Contact Information
For more information, visit:
http://www.irs.gov/businesses/small/article/0,,id=156138,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
*******************************************************
Program Description
For eligible individuals and families who were victims of terrorist attacks, special provisions were
enacted under the Victims of Terrorism Tax Relief Act of 2001. Under this act, the federal income
tax liability of those killed in the following attacks is forgiven for certain tax years:
•April 19, 1995, attack on the Alfred P. Murrah Federal Building (Oklahoma City attack)
•The September 11, 2001 attacks on the World Trade Center, the Pentagon, and United Airlines
Flight 93 in Somerset County Pennsylvania (September 11 attacks)
•Terrorist attacks involving anthrax occurring after September 10, 2001 and before January 1,
2002 (anthrax attacks).
Other relief is also provided, such as the exclusion from income of amounts received in
compensation (such as payments from the Victim Compensation Fund and qualified disaster relief
payments), as well as postponed tax deadlines, disaster area losses, and estate tax reductions.
General Program Requirements
In order to qualify for these tax benefits, you or a family member must have been a victim of a
terrorist attack as described above, and you must be a taxpayer who is interested in receiving tax
information or taxpayer assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/pub/irs-pdf/p3920.pdf.
Program Contact Information
For more information, contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
************************************************************
Program Description
The program offers tax credit or relief for special tax situations of active members of the U.S.
Armed Forces.
General Program Requirements
In order to qualify for this benefit program, you must have been in active military service for at
least 24 months and you must be a taxpayer who is interested in receiving tax information and tax
preparation assistance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the
guidelines posted at http://www.irs.gov/publications/p3/index.html.
Program Contact Information
For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=97273,00.html
Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html
For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
*************************************************************************
Program Description
The Office of Personnel Management (OPM) offers Federal Retirees and retirement-eligible Federal
Employees an online site to find general and personal information about retirement benefits, and
to make changes concerning federal annuity payments.
OPM’s Retirement Services Online provides retirement services on demand, and may be used to:
•Change your Federal Income Tax withholding
•Change your State Income Tax withholding
•Buy, change or stop Savings Bonds
•Request a duplicate tax-filing statement (Form 1099-R)
•Change your Personal Identification Number (PIN)
•Establish, change or stop an allotment to an organization
•Change your mailing address
•Sign up for direct deposit of your payment, or change the account or financial institution to which
your payment is sent
•Set up, change or stop a checking or savings allotment
•View your annuity statement
General Program Requirements
Federal Retiree Benefit Information and Retirement Services Online may be used by:
•Federal Retirees, and
•Retirement-eligible Federal Employees.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application process is needed for this program- simply visit http://www.opm.gov/retire/index.
aspx.
Program Contact Information
For more information, visit:
http://www.opm.gov/retire/index.asp
Or you may call OPM at:
1-888-767-6738
Managing Agency
U.S. Office of Personnel Management
http://www.opm.gov
**********************************************************
Program Description
The National Flood Insurance Program (NFIP), managed by the Federal Emergency Management
Agency (FEMA), enables homeowners, business owners and renters in participating communities
to purchase federally backed flood insurance. This insurance offers an insurance alternative to
disaster assistance to meet the escalating costs of repairing flood damage to buildings and their
contents.
Participating communities agree to adopt and enforce floodplain management ordinances to
reduce future flood damage. There are now more than 20,600 participating communities across
the United States and its territories.
Federal flood insurance is available for residents and business owners in both high-risk and
moderate-to-low risk areas. The insurance is required for buildings in high-risk areas that have
loans from federally regulated or insured lenders. This requirement extends to disaster assistance
loans from the Small Business Administration. However, you don’t need to have a mortgage or
SBA loan or live in a high-risk area to obtain flood insurance. It is available community-wide, with
premiums that vary according to the level of risk. In fact, about 25 percent of all flood claims occur
in moderate- to low- risk areas, and premiums start as low as $119 per year.
Your community maintains a repository of Flood Insurance Rate Maps (FIRMs) that you can view
to determine whether your property is located in a high-risk or a moderate- to low-risk area. These
maps are usually available at the planning and zoning department where building permits are
obtained. They also may be found online at http://msc.fema.gov. If you still have questions after
obtaining your flood hazard zone, you may call a FEMA mapping specialist toll free at 1-877-336-
2627.
Anyone living in a participating community should consider flood insurance before the next flood
occurs. Flood insurance, like other property and casualty coverage, is written by licensed
insurance agents. The agent who writes your homeowners or property insurance should be able
to assist you in determining your eligibility and coverage options.
General Program Requirements
Some forms of disaster assistance will require that flood insurance is obtained and maintained for
different lengths of time. Refer to those programs to learn their specific requirements. Federal
flood insurance, however, is not a disaster assistance program. It is an insurance program
established to help property owners to recover more quickly and at less cost. For example,
disaster loans have to be repaid along with any other outstanding mortgages; flood insurance
payments do not have to be repaid. Flood insurance is available to property owners and renters,
even if they have had a claim before, as long as they live in a participating community.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about the National Flood Insurance Program (NFIP), visit:
http://www.fema.gov/business/nfip/
To learn more about your flood risk and flood insurance options or to locate an agent, visit:
http://www.FloodSmart.gov
Or call:
1-888-724-6353
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
**********************************************************
Program Description
After a Presidential disaster declaration is made, you may be eligible for disaster assistance,
including grant assistance, from the Federal Emergency Management Agency’s (FEMA) Federal
Assistance to Individuals and Households Program (IHP). After you register with FEMA for
disaster assistance, FEMA will consider you for several sorts of IHP assistance, including financial
assistance to address needs such as medical, dental and funeral expenses; personal property;
transportation; and other allowable expenses.
General Program Requirements
In order to be eligible for this program, you must be a U.S. citizen, non-citizen national, or qualified
alien, and:
•You must have losses in an area that has been declared a disaster by the President of the United
States
•You have disaster-related necessary expenses or serious needs
•The disaster-caused need cannot be met through other forms of disaster assistance or
insurance, including a disaster assistance loan from the U.S. Small Business Administration
•You have insufficient or no insurance.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit: http://www.fema.
gov/assistance/index.shtm
Program Contact Information
For more information about this program, please call:
1-800-621-FEMA (3362)
Or visit the following site and scroll to “Other Needs Assistance":
http://www.fema.gov/media/fact_sheets/individual-assistance.shtm
Managing Agency
U.S. Department of Homeland Security
http://www.dhs.gov/dhspublic/index.jsp
*******************************************************************
NATIONAL PANCAKE DAY 2010 - FREE PANCAKES
Type: Party - Benefit
Network: Global
Date: Tuesday, February 23, 2010
Time: 7:00am - 10:00pm
Location: Any participating IHOP location
Descriptionhttp://www.ihoppancakeday.com/
Join IHOP to celebrate National Pancake Day on Tuesday,
February 23, 2010. From 7am to 10pm, guests will be welcome to one free
short stack (three) of our famous buttermilk pancakes. All they are asking
is that you consider making a donation to support local children hospitals
through Children's Miracle Network or through other local charities.
Eat up!
*******************************************
Call for Applications
The Institute for Responsible Citizenship is currently accepting
applications for its summer programs in Washington, DC and New York City.
Washington Program
The Institute for Responsible Citizenship is currently accepting applications
for its summer leadership program in Washington, DC. The Institute
provides America’s best and brightest African American male college
students with unparalleled networking opportunities, leadership
development, and life-long mentorship.
Through the focused and intimate structure of our program, the Institute
equips these young men with the tools required for successful careers in
business, education, journalism, law, government, the sciences, public
policy, ministry, medicine, public service, and the arts.
Program Highlights
•Exposure to influential leaders such as congressmen, Supreme Court
justices, and business executives
•Rigorous academic seminars
•Roundtable discussions, including seminars on leadership development
•High-level internships around Washington, DC
•Activities that promote strong bonds with each other
Program Details
•The 2009 program runs from Saturday, June 5 to Saturday, July 31, 2010.
•Students must commit to two summers.
•Housing is provided by the Institute.
•Students work at paid internships based on their career interest.
You should be a college sophomore to apply. The Institute does not have
a GPA requirement. However, the median GPA for recent classes is 3.65.
An applicant's GPA is not the only criterion that is evaluated during the
admissions process. Campus involvement, awards earned, athletics, and
volunteer work are also important factors.
The application deadline for the Washington program is Friday,
January 29, 2010.
Youth Scholar Academy
The Institute for Responsible Citizenship is thrilled to announce an exciting opportunity for
African American male college students interested in education. We are currently accepting
applications to participate in leading the Youth Scholar Academy (YSA), our new initiative for high
school students.
The Youth Scholar Academy leverages our Washington program by having the Institute’s
exceptional college students prepare outstanding high school students to enter college and
thrive. College students will participate in the Institute’s core program in Washington, DC and
intern at youth serving organizations.
Program Highlights
•Training and workshops
•Exposure to leaders in education and youth development
•High-level internships in Washington, DC
•Rigorous academic training
•Participation in career development seminars
•Social activities that foster strong bonds
Program Details
•The program runs from June 5 to July 31, 2010
•Students must commit to two summers
•Housing is provided by the Institute
•Students work at youth-serving organizations during first summer and manage YSA second
summer
You should be a college sophomore to apply. The Institute does not have a GPA requirement.
However, the median GPA for recent classes is 3.65. GPA is not the only criterion that is evaluated
during the admissions process. Campus involvement, awards earned, athletics, and volunteer
work are also important factors.
The application can be found on the web at www.i4rc.org/application.htm. Applications must be
received, not postmarked, by the deadline. Inquiries should be directed to eheyward@i4rc.org or
(202) 659-2832.
The application deadline for the Youth Scholar Academy is Friday, January 29 , 2010.
KPMG Summer Scholars Program
The Institute for Responsible Citizenship is accepting applications for the KPMG Summer
Scholars Program in New York City. Similar to our Washington Program, the KPMG Summer
Scholars Program provides high-achieving African American male college sophomores with
unparalleled networking opportunities, life-long mentorship, and leadership development.
The KPMG Scholars Program was established in 2007 in conjunction with KPMG, one of the
world's foremost accounting firms. This program aims to provide African American male college
sophomores majoring in Accounting with an introduction to tax, audit, and advisory services.
Students also receive one-one-one mentoring from senior executives and their staff.
Program Highlights
•$21 per hour
•Mentorship from senior-level KPMG partners
•Exposure to client engagements
•Laptop for the duration of the program
•Real-world experience in tax, audit, and advisory services
•Strong bonds with other high achieving African American males
Program Details
•The program runs from June 5 to July 31, 2010
•Students must commit to two summers
•Housing is provided by the Institute
•Students must be Accounting or Management Information Systems majors
You should be a college sophomore to apply. The Institute does not have a GPA requirement.
However, the median GPA for recent classes is 3.65. GPA is not the only criterion that is evaluated
during the admissions process. Campus involvement, awards earned, athletics, and volunteer
work are also important factors.
The application deadline for the KPMG Summer Scholars program is Friday, January 29 , 2010.
The application can be found here.
Inquiries should be directed to jsaunders@i4rc.org or (202) 659-2831. Those considering applying
are highly encouraged to review the website in detail and contact our office with any questions
before submitting an application.
*************************************************
UJA- Federation of New York – Intern in Government and External
Relations Department. The Government and External Relation department
at UJA- Federation of New York is looking for a college intern. The intern
should have either a political science or public policy background, should
have excellent communication skills and high proficiency with Microsoft
Excel. It would be an unpaid internship starting in January 2010.
Job Requirements
Track, monitor and create spreadsheets for city agency and City Council
government awards, including contacting UJA-Fed agencies for funding
source information on various areas: seniors, disability, children and
youth programs, etc. Attend and create reports on relevant City Council
hearings on aging, disability, youth and children’s issues as well as the
monthly Stated Meetings (meetings of the entire City Council at City Hall)
Initiate and coordinate meetings between UJA, UJA agencies, and elected
officials Assist with community relations events, including trainings and
preparation of materials Help with monthly required Lobbying Reports and
other tasks
EOE. Only qualified candidates will be contacted. If interested, e-mail your
resume and cover letter to jobs@ujafedny.org with “Intern” in the subject line.
About the Organization
The world’s largest local philanthropy, UJA-Federation of New York cares
for those in need, rescues those in harm’s way, and renews and
strengthens the Jewish people in New York, in Israel, and around the world.
Funds raised by UJA-Federation sustain the activities of more than 100
health, human-service, educational, and community agencies. Every day,
these community-based organizations provide a multitude of services that
improve and enhance people’s lives. For more information, visit
UJA-Federation’s website at www.ujafedny.org.
Jessica Saragovi
HR Generalist
UJA-Federation of New York
130 East 59th Street
New York, NY 10022
phone - 212.836.1322
fax - 212.836.1622
email - saragovij@ujafedny.org
NOTE: THERE ARE MANY MORE OPPORTUNITIES ON OUR SCHOLARSHIPS PAGE
***********************************************************************************
Program Description
Trade Adjustment Assistance provides transition assistance to workers who have been
determined by the U.S. Department of Labor to have been adversely affected by imports from or
shifts in production to foreign countries. Benefits include training, job search allowances, job
relocation allowances and trade readjustment allowances.
General Program Requirements
In order to qualify for this benefit program, you must be unemployed, about to be unemployed, or
under-employed (working for very low wages) because the product you manufactured is now
being imported.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
A petition for Trade Adjustment Assistance may be filed by a group of three or more workers, by a
company official, by One-Stop operators or partners (including state employment security
agencies and dislocated worker units), or by a union or other duly authorized representative of
such workers. For petition forms and information on how to file a petition for benefits visit:
http://www.doleta.gov/tradeact
Benefits for certified workers are generally available through the employment One-Stop Centers in
local communities across the country. Locations and phone numbers for the One-Stop Centers
can be found at:
http://www.servicelocator.org
For more information, you may also call:
1-202-693-3560
People who are hearing impaired may call this toll-free TTY number:
1-877-889-5627
For more information you may call a toll-free help line:
1-866-487-2365
Or write to:
U.S. Department of Labor
Employment and Training Administration Division of Trade Adjustment Assistance
200 Constitution Avenue, NW
Room C-5311
Washington, DC 20210
Managing Agency
U.S. Department of Labor
http://www.dol.gov/
***********************************************
You are subscribed to Veterans' Benefits for Disability.gov. This information has recently been
updated, and can be read by visiting this link:
http://www.disability.gov/benefits/other_benefits_programs/veterans.
Program Description
The Home Equity Conversion Mortgage (HECM) program enables older
homeowners to withdraw some of the equity in their home in the form of
monthly payments for life or a fixed term, or in a lump sum, or through a
line of credit. In addition, the HECM mortgage can be used to purchase a
primary home when the borrower is 62 years of age or older and is able to use cash in hand to pay
the difference between the reverse mortgage and the sales price plus closing costs for the
property.
General Program Requirements
In order to qualify for this benefit program, you must be a current or prospective homeowner over
the age of 61 years who is refinancing an existing mortgage.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
For more information about this program, please visit:
http://www.hud.gov/offices/hsg/sfh/hecm/hecm--df.cfm
Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/
**********************************
The Internal Revenue Service provides tax counseling and assistance to taxpayers whose
property has been damaged or lost in a Federally declared disaster area. The following are
examples of the types of assistance available:
•assist victims with filing claims for tax refunds
•provide tax information and assistance
•distribute disaster kits containing tax forms and publications to help victims determine the
amount of a causality loss deduction for destroyed property
•provide information on ways to reconstruct destroyed financial records
•provide copies or transcripts of previously filed tax returns free of charge to taxpayers located in
the Federally declared disaster area.
General Program Requirements
Taxpayers may elect to deduct non-reimbursed casualty losses that occurred in a federally
declared disaster area in the year the disaster occurred or file an amended return and deduct the
loss in the year immediately preceding the year the disaster occurred. Taxpayers must use Form
4684 to report a gain or deductible loss from a casualty.
The IRS may postpone tax deadlines to provide extra time to file and pay before assessing any
penalty or additional amount to the tax. Interest may be abated for the period of time for which an
extension of time to file tax returns and pay taxes is granted because the individual or business is
located in a Federally declared disaster area.
This tax relief is automatic for affected taxpayers whose address of record is in the Federally
declared disaster area. All other affected taxpayers must self identify for disaster relief by
contacting the IRS at 866-562-5227.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
Click below for additional information on this program:
http://www.irs.gov/businesses/small/article/0,,id=156138,00.html
Managing Agency
U.S. Department of the Treasury
http://www.ustreas.gov/
*************************************************************
Senior Adult Ministries offers Caribbean Cruise!
Join Dr. George and Jewel Wood along with The Original Couriers
on a cruise of a lifetime April 10-15, 2010. Hosted by Senior
Adult Ministries Director Dave and Ladonna Weston, you'll enjoy
tropical breezes, warm fellowship, fantastic dining and much
more. All ages welcome, so invite your entire family! For
more information, see http://sam.ag.org, e-mail
cthieme@greatsoutherntravel.com or call 800-749-7116.
*******************************************************
Program Description
This is a new program for people at risk of losing their home due to default
and foreclosure. The program provides new, 30-year, fixed rate mortgages
that are insured by the Federal Housing Administration (FHA). Homeowners
having difficulty paying their mortgages may be eligible to refinance into a
mortgage that they can afford. Hope for Homeowners is voluntary and both
lender(s) and homeowner(s) must agree to participate.
General Program Requirements
You should contact your lender to determine eligibility, but you may be
eligible if, among other factors:
•The home is your primary residence, and you have no ownership interest
in any other residential property, such as second homes.
•Your existing mortgage was originated on or before January 1, 2008 and
you have made at least six payments.
•You are not able to pay your existing mortgage without help.
•As of March 2008, your total monthly mortgage payments due were more
than 31 percent of your gross monthly income.
•You certify that you have not been convicted of fraud in the past 10 years,
intentionally defaulted on debts; and did not knowingly or willingly provide
material false information to obtain existing mortgage(s).
Loan Terms
Not applicable
Your Next StepsThe following information will lead you to the next steps to
apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
Additional information is available at:
•Basic Facts about the HOPE for Homeowners Program
http://www.hud.gov/hopeforhomeowners/consumerfactsheet.cfm
•Fact Sheet: Hope For Homeowners To Provide Additional Mortgage
Assistance To Struggling Homeowners
http://www.hud.gov/hopeforhomeowners/pressfactsheet.cfm
Information about the program is available at:
http://portal.hud.gov/portal/page?_pageid=73,7601299&_dad=portal&_schema=PORTAL
Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/
************************************************************
Program Description
Local Child Care Resource and Referral Organizations help parents locate
and choose quality child care by providing referrals to local child care
providers, information on state licensing requirements, availability of child
care subsidies, and other information.
General Program Requirements
In order to qualify for this benefit program, you must be a parent or primary
caregiver responsible for children under the age of 19 years or responsible
for a child(ren) with a disability.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
To find a Local Child Care Resource and Referral organization visit:
http://www.childcareaware.org/en/tools/child_care_finder/index.php
Or call toll free:
800-424-2246
Managing Agency
U.S. Department of Health and Human Services
http://www.hhs.gov/
********************************************************************
Throughout the states, we need to know of affordable rentals of housing
and apartments – please send your openings to me….we need to know
what state & city, how many BR/BA, price, what is included and what is
not included and if pets are permitted….
ann@homelesstoindependence.org
We also need to know of employment opportunities, preferably FT with
benefits - Permanent positions.....please send your openings to me @
ann@homelesstoindependence.org. We need to know the city and state and the particulars of
the position(s).
Thank you!
***********************************************************
Anyone in need of a copy of our 501(c)3, please send me an address and I will send you a copy
for your records - thank you
ANN@HOMELESSTOINDEPENDENCE.COM
*************************************************************
Remember to have all your family papers together, including your pet's shot
records and license info...and keep all this info including family pictures,
in a double ziplock bag for safety.
*****************************
IF YOUR TRANSITIONAL OR HALF-WAY HOME HAS OPENINGS - PLEASE LET ME KNOW!
******************************
"TO LOVE ANOTHER PERSON IS TO HAVE COMPASSION FOR
THEIR CURRENT SITUATION AND TO HELP THEM REGARDLESS"
Ann Martin-Frey
********************************
If you need specific help, email me and I will respond relatively quickly!
Thank you! And have a peace-filled day!
Ann
DISCLAIMER
JUST A SHORT NOTE TO STATE THAT THE PURPOSE OF THIS PUBLICATION IS TO PASS
PRECIOUS INFORMATION ON TO THOSE OF NEED. OCCASIONALLY, THERE WILL BE
ARTICLES BY OTHER WRITERS. I MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS,
HOWEVER, I DO RESPECT THEM. THANK YOU
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