UTAH EMERGENCY PREPAREDNESS AND DISASTER RESPONSE

UTAH EMERGENCY PREPAREDNESS AND DISASTER RESPONSE

PLEASE READ THIS BEFORE YOU CALL US:

DISCLAIMER

Homeless To Independence Inc. is an All-Volunteer, Faith-Based, 501©3 non-profit organization. We do NOT receive any grant funding what-so-ever to pay bills for anyone in any situation. We do not give away money. We do not give out loans against any items for money.

This ministry is supported with generous financial donations that are used to help keep us functioning. Our purpose is to help supply individuals and families with personal needs such as food, toiletries, clothing, household items, furniture and baby/adult diapers/wipes both locally and to areas effected by disasters. At this time, we do not offer any shelter or transitional housing services. Again, we DO NOT pay any bills. We DO NOT pay any rents or mortgages.

If you are actually homeless, or about to be homeless or need emergency assistance of any kind, you can:

1. DIAL “211” from a:

a. Land line telephone. Tell the receiver your situation and what you need. They will give you information specific for the physical location you are currently at plus any referrals you may need. They have the most up to the minute information for your specific area. Dialing “211” will get you help and much more info than this office can provide. Homeless to Independence wants you to have all the information you need to get through the situation you are in.

b. Cell Telephone – this will ONLY WORK if the area code of your telephone is calling “211” within the very same County you got your cell telephone in!

PLEASE NOTE: If you do not have a land-line telephone or cell telephone, go to your local police department, library, or house of worship and ask to use their land-line telephone. They may even make the call on your behalf.

2. Use the internet and go to: http://www.211.org/

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For those of you looking for employment through-out the United States, District of Columbia or Puerto Rico, simply send me an email to:
HTI EMPLOYMENT ASSISTANCE 05-14

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Homeless To Independence Inc. is not responsible for misprints or cancellations of events by the event holders, landlord and/or their agent, or ourselves. Homeless to Independence Inc. also reserves the right to “NOT” offer services to people and/or persons that are rude, unpleasant, and untruthful in any way shape or form, belligerent and the like.

OCCASIONALLY, THERE WILL BE ARTICLES BY OTHER WRITERS. HOMELESS TO INDEPENDENCE MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS, BUT WE DO RESPECT THEM. THANK YOU FOR YOUR COOPERATION!

OFFICE CONTACT INFO:

THE VERY BEST WAY TO CONTACT ME IS TO SEND ME AN EMAIL: ANN@HOMELESSTOINDEPENDENCE.ORG

OFFICE NUMBER IS: 1-732-264-7500

Please note that our office does have very limited volunteer staff and if we are one telephone line we cannot answer the other line. There is simply not enough time in the day to answer and/or return each and every telephone call.

IF YOU ARE ASKING FOR FINANCIAL ASSISTANCE, NO ONE WILL CONTACT YOU BACK.

THANK YOU!!!

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U.S. SMALL BUSINESS ADMINISTRATION FACT SHEET – ECONOMIC INJURY DISASTER LOANS

(SBA DISASTER DECLARATION DUE TO DESIGNATION BY THE SECRETARY OF AGRICULTURE)
UTAH Declaration #15073

(Disaster: UT-00048)Incident: DROUGHT occurring:

September 6, 2016 and continuing

in the Utah counties of: Juab & Utahthe contiguous Utah counties of: Carbon, Duchesne, Millard, Salt Lake, Sanpete, Tooele & Wasatch;and the contiguous Nevada county of: White Pine

Application Filing Deadline: October 23, 2017
Disaster Loan Assistance Available:

Economic Injury Disaster Loans (EIDLs) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.

Credit Requirements:

Credit History – Applicants must have a credit history acceptable to SBA

Repayment – SBA economic injury assistance is in the form of loans. Applicants must show the ability to repay the loan.

Collateral – Collateral is required for all EIDL loans over $25,000. SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but SBA will require the borrower to pledge collateral that is available.

Interest Rates:

The interest rate is determined by formulas set by law and is fixed for the life of the loan. The maximum interest rate for this program is 4 percent.

Loan Terms:

The law authorizes loan terms up to a maximum of 30 years. SBA will determine an appropriate installment payment based on the financial condition of each borrower, which in turn will determine the loan term.

Loan Amount Limit:

The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption insurance and other recoveries up to the administrative lending limit. SBA also considers potential contributions that are available from the business and/or its owner(s) or affiliates. If a business is a major source of employment, SBA has the authority to waive the$2,000,000 statutory limit.
Loan Eligibility Restrictions:

The applicant business must be located in the declared disaster area.

Only uninsured or otherwise uncompensated disaster losses are eligible.

The economic injury must have been the direct result of the declared disaster.

Nurseries are only eligible for economic injury caused by declared drought disasters.

By law, agricultural enterprises such as farmers and ranchers are not eligible for any type of SBA assistance.

Applicants who have not complied with the terms of previous SBA loans are not eligible. This includes borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.

Loan assistance is available only to the extent the business and its owners cannot meet necessary financial obligations due to the disaster. This determination is made by SBA.

Note: Loan applicants should check with agencies / organizations administering any grant or other assistance program under this declaration to determine how an approval of SBA disaster loan might affect their eligibility.

Refinancing:

Economic injury disaster loans cannot be used to refinance long term debts.
Insurance Requirements:

To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum insurance available.
Completing the SBA Loan Application:

The application asks for the same information about the business and its principal owners that are generally required for a bank loan. If you need help, SBA personnel will explain the forms and give you assistance at no charge. You may use the services of accountants, attorneys, or other representatives at your own expense, if you wish. Use of a representative and the fees they charged must be listed on your loan application.

For more information, contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at https://www.sba.gov/disaster.

Hearing impaired individuals may call (800) 877-8339. Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at https://disasterloan.sba.gov/ela.

Date: 3/1/17 Thomas Martin

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Formidable Footprint – A Community / Neighborhood Exercise

Description The Formidable Footprint exercise series has been developed in accordance with Homeland Security Exercise and Evaluation Program (HSEEP) protocols. The objective of the exercise series is for CERTs, Neighborhood Watch Programs, Neighborhood Associations, Community / Faith Based Organizations, Citizen Corps, Fire Corps and others to work as a team to become better prepared for the next disaster their community may face. There is NO CHARGE for participation in any of the Formidable Footprint exercises. For additional information or to register for up-coming exercises please access the following web site today: www.FormidableFootprint.org

This is a Virtual Event –

Contact Information (Name / Phone / Weblink) Chris Floyd / 850-241-3565 / chrisfloyd@drc-group.com

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You are more than welcome to send in information on your on your emergency preparedness events…..
to utahhti@homelesstoindependence.org

Thank you!

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WE LEAVE NO STONE UNTURNED WHEN IT COMES TO HELPING OTHERS!!

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