Scholarships & Other

SCHOLARSHIPS & STUDENT LOAN INFORMATION
PLEASE READ THIS BEFORE YOU CALL US:

DISCLAIMER

Homeless To Independence Inc. is an All-Volunteer, Faith-Based, 501©3 non-profit organization. We do NOT receive any grant funding what-so-ever to pay bills for anyone in any situation. We do not give away money. We do not give out loans against any money.

This ministry is supported with generous financial donations that are used to help keep us functioning. Our purpose is to help supply individuals and families with personal needs such as food, toiletries, clothing, household items, furniture and baby/adult diapers/wipes both locally and to areas effected by disasters . At this time, we do not offer any shelter or transitional housing services. Again, we DO NOT pay any bills. We DO NOT pay any rents or mortgages.

If you are actually homeless, or about to be homeless or need emergency assistance of any kind, DIAL “211″ from a land-line telephone. This will not work from a cell telephone. Tell the receiver your situation and what you need. They will give you information specific for the location you are currently in plus any referrals you may need. They have the most up to the minute information for your specific area. Dialing “211” will get you help and much more info than this office can provide. Homeless to Independence wants you to have all the information you need to get through the situation you are in.

Don’t have a land-line telephone??? Go to your local police department, library, or house of worship and ask to use their land-line telephone. They may even make the call on your behalf.

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For those of you looking for employment through-out the United States, District of Columbia or Puerto Rico, simply send me an email to:

Ann@homelesstoindependence.org with:

1) the name of your State/Commonwealth, District of Columbia or Puerto Rico and
2) if you have a conviction on your record more serious then a traffic conviction within the past 7-years. We do NOT need to know what the conviction was, we do not want to waste your time with opportunities you will not be qualified to apply for at this time.

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Homeless To Independence Inc. is not responsible for misprints or cancellations of events by the event holders, landlord and/or their agent, or ourselves. Homeless to Independence Inc. also reserves the right to “NOT” offer services to people and/or persons that are rude, unpleasant, and untruthful in any way shape or form, belligerent and the like.

OCCASIONALLY, THERE WILL BE ARTICLES BY OTHER WRITERS. HOMELESS TO INDEPENDENCE MAY NOT NECESSARILY AGREE WITH THEIR VIEWPOINTS, BUT WE DO RESPECT THEM. THANK YOU FOR YOUR COOPERATION!

OFFICE INFORMATION IS AS FOLLOWS:

OFFICE NUMBER IS: 1-732-264-7500

Please note that our office does have very limited volunteer staff and if we are one telephone line we cannot answer the other line. There is simply not enough time in the day to answer and/or return each and every telephone call.

IF YOU ARE ASKING FOR FINANCIAL ASSISTANCE, NO ONE WILL CONTACT YOU BACK.

Thank you!

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Scholarships May Be Going to Waste Please Share

AFRICAN AMERICAN STUDENTS ARE NOT APPLYING !

Even if you do not have a college-aged child at home,

please share this with someone who does, pass this scholarship information

on to anyone and everyone that comes to mind. Though

there are a number of companies and organizations that

have donated monies for scholarships use to African

Americans, a great deal of the money is being returned

because of a lack of interest.

No one is going to knock on our doors and ask if we can use a scholarship.

Take the initiative to get your children involved. There is no need for

money to be returned to donating companies because we fail to apply for it.

Please pass this information on to family members, nieces, nephews,

friends with children etc. We must get the word out that money is available.

If you are a college student or getting ready to become one , you probably

already know how useful additional money can be. Our youth really could

use these scholarships. Thanks! (If clicking on the link doesn’t work, copy

and paste the URL in your web browser.)

1) BELL LABS FELLOWSHIPS FOR UNDER REPRESENTED MINORITIES

http://www.bell-labs.com/fellowships/CRFP/info.html

2) Student Inventors Scholarships

http://www.invent.org/collegiate

http://www.invent.org/collegiate/

3) Student Video Scholarships

http://www.christophers.org/vidcon2k.html

4) Coca-Cola Two Year College Scholarships

http://www.coca-colaschola/rs.org/programs.html

5) Holocaust Remembrance Scholarships

http://holocaust.hklaw.com/

6) Ayn Rand Essay Scholarships

http://www.aynrand.org/contests/

7) Brand Essay Competition

http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.htm

8) Gates Millennium Scholarships (major)

http://www.gmsp.org/nominationmaterials/read.dbm?ID=12

9) Xerox Scholarships for Students

http://www2.xerox.com/go/xrx/about_xerox/about_xerox_detail.jsp

10) Sports Scholarships and Internships

http://www.ncaa.org/about/scholarships.html

1) National Assoc. of Black Journalists Scholarships

(NABJ)

http://www.nabj.org/html/studentsvcs.html

12) Saul T. Wilson Scholarships (Veterinary)

http://www.aphis.usda.gov/mb/mrphr/jobs/stw.html

13) Thurgood Marshall Scholarship Fund

http://www.thurgoodmarshallfund.org/sk_v6.cfm

4) FinAid: The Smart Students Guide to Financial Aid

Scholarships

http://www.fina/id.org/

15) Presidential Freedom Scholarships

http://www.nationalservice.org/scholarships/

16) Microsoft Scholarship Program

http://www.microsoft.com/college/scholarships/minority.asp

17) WiredScholar Free Scholarship Search

h ttp://www.wiredscholar.com/paying/scholarship_search/pay_scholarship _search.jsp

18) Hope Scholarships &Lifetime Credits

http://www.ed.gov/inits/hope/

19) William Randolph Hearst Endowed Scholarship for

Minority Students

http://www.apsanet.org/PS/grants/aspen3.cfm

20) Multiple List of Minority Scholarships

http://gehon.ir.miami.edu/financial-assistance/Scholarship/blackhtml

21) Guaranteed Scholarships

http://www.guaranteed-scholarships.com/

22) BOEING scholarships (soma e HBCU connects)

http://www.boeing.com/companyoffices/educationrelations/scholarships

23) Easley National Scholarship Program

http://www.naas.org/senior.htm

24) Maryland Artists Scholarships

http://www.maef.org/

26) Jacki Tuckfield Memorial Graduate Business

Scholarship (for AA students in South Florida)

http://www.jackituckfield.org/

27) Historically Black College & University Scholarships

http://www.iesabroad.org/info/hbcu.htm

28) Actuarial Scholarships for Minority Students

http://www.beanactuary.org/minority/scholarships.htm

29) International Students Scholarships & Aid Help

http://www.iefa.org/

30) College Board Scholarship Search

http://cbweb10p.collegeboard.org/fundfinder/html/fundfind01.html

31) Burger King Scholarship Program

http://www.bkscholars.csfa.org/ 32) Siemens Westinghouse Competition

http://www.siemens-foundationorg/

33) GE and LuLac Scholarship Funds

http://www.lulac.org/Programs/Scholar.html

34) CollegeNet ‘ s Scholarship Database

http://mach25.collegenet.com/cgi-bin/M25/index

35) Union Sponsored Scholarships and Aid

http://www.aflcioorg/scholarships/scholar.htmarships/scholar.htm

36) Federal Scholarships & Aid Gateways 25 Scholarship

Gateways from Black Excel

http://www.blackexcel.org/25scholarships.htm

37) Scholarship &Financial Aid Help

http://www.blackexcel.org/fin-sch.htm-sch.htm

38) Scholarship Links (Ed Finance Group)

http://www.efg.net/link_scholarship.htm

39) FAFSA On The Web (Your Key Aid Form &Info)

http://www.fafsa.ed.gov/

40) Aid &Resources For Re-Entry Students

http://www.back2college.com/

41) Scholarships and Fellowships

http://www.osc.cuny.edu/sep/links.html

42) Scholarships for Study in Paralegal Studies

http://www.paralegals.org/Choice/2000west.htm

43) HBCU Packard Sit Abroad Scholarships (for study

around the world)

http://www.sit.edu/studyabroad/packard_nomination.html

44) Scholarship and Fellowship Opportunities

http://ccmi.uchicago.edu/schl1.html

45) INROADS internships

http://www.inroads.org/

46) ACT-SO EUR Olympics of the Mind “A Scholarships

http://www.naacp.org/work/actso/act-so.shtml

47) Black Alliance for Educational Options Scholarships

http://www.baeo.org/options/privatelyfinanced.jsp

48) ScienceNet Scholarship Listing

http://www.sciencenet.emory.edu/undergrad/scholarships.html

49) Graduate Fellowships For Minorities Nationwide

http://cuinfo.cornell.edu/Student/GRFN/list.phtml?category=MINORITIESIES

50) RHODES SCHOLARSHIPS AT OXFORD

http://www.rhodesscholar.org/info.html

51) The Roothbert Scholarship Fund

http://www.roothbertfund.com

Martin Luther King, Jr… said that we do not start living until we can rise above the narrow confines of our individualistic concerns to the broader concerns of all humanity.

Posted 02-14-13

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10 Basic Steps in Special Education

Information about the process by which children are identified as having a disability and in need of special education and related services.
10 Basic Steps in Special Education

Posted 09-11-12

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Federal Supplemental Educational Opportunity Grants
Managing Agency U.S. Department of Education http://www.ed.gov
Program Description
Federal Supplemental Educational Opportunity Grants (FSEOG) help financially needy undergraduate students, who have not earned a bachelor’s or professional degree, meet the cost of postsecondary education. The program gives priority to students who receive Federal Pell Grants. FSEOG awards range from $100 to $4,000 a year. The award is made by the school based on the availability of funds. A Federal Supplemental Educational Opportunity Grant does not need to be repaid.
General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.
Your Next Steps
The following information will lead you to the next steps to apply for this benefit.
Application Process
To determine whether you are eligible to receive assistance through this program, you must first complete a Free Application for Federal Student Aid (FAFSA). Schools use the information from the FAFSA to determine your actual financial aid package. Complete the form online at http://www.fafsa.ed.gov/. Your school will inform you how much money you may be eligible for that academic year.
Program Contact Information
Additional information about Federal Supplemental Educational Grants can be obtained at:

http://www2.ed.gov/programs/fseog/index.html

For general information about Federal student aid programs, assistance in completing the FAFSA, and information about FAFSA on the Web, call the Federal Student Aid Information Center (FSAIC) at the following toll-free number:
1-800-433-3243

People who are hearing impaired may call this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can call:
1-800-730-8913

Callers in locations without access to 800 numbers may call this non toll-free number:
319-337-5665

Updated 08-12-12

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James Madison Memorial Fellowship Program
Managing Agency James Madison Fellowship Foundation http://www.jamesmadison.com/

Program Description
The James Madison Fellowships were created to honor Madison’s legacy and Madisonian principles by providing support for graduate study that focuses on the Constitution, its history and contemporary relevance to the practices and policies of democratic government. The fellowships are intended exclusively for graduate study leading to a master’s degree. The maximum amount of each award is $24,000, prorated over the individual period of study, thus making the James Madison Fellowship the leading award for secondary level teachers undertaking study of the Constitution. Fellowship payments cover the actual costs of tuition, required fees, books, and room and board but cannot exceed $12,000 per academic year. Normally, Fellows receive less than these maximum amounts. James Madison Fellows may attend any accredited institution of higher education in the United States. Each individual entering the James Madison Fellowship Program will be expected to pursue and complete a master’s degree in one of the following (listed in order of the Foundation’s preference): Master of Arts (MA) in American history or in political science (also referred to as “government and politics” or as “government”); Master of Arts in Teaching (MAT) concentrating on either American Constitutional history (in a history department) or American government, political institutions, and political theory (in a political science department); Master of Education (MEd) or the Master of Arts or Master of Science in Education with a concentration in American history or American government, political institutions, and political theory.

The Foundation offers two types of fellowships: Junior Fellowships are awarded to students who are about to complete, or have completed, their undergraduate course of study and plan to begin graduate work on a full-time basis. Junior Fellows have two years to complete their degree. Senior Fellowships are awarded to teachers who wish to undertake work for a graduate degree on a part-time basis through summer and evening classes. Senior Fellows have up to five years to complete their degree.

Upon completion of all fellowship requirements, each individual will be required to teach American history, American government, or social studies, full time in a secondary school in the United States (or in a U.S. Government sponsored school abroad) for at least one school year for each full academic year of fellowship support.

General Program Requirements
To be eligible to apply for a fellowship, you must:

Be a U.S. citizen or U.S. national
Be a teacher, or plan to become a teacher, of American history, American government, or social studies at the secondary school level (grades 7-12)
Possess a bachelor’s degree or plan to receive a bachelor’s degree no later than August 31 of the year in which you are applying
Wait at least three years from the time that any previous graduate degree was awarded before applying for a James Madison Fellowship

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
To apply online, please visit:

http://www.act.org/madison

Program Contact Information
For more information about the program, please visit:

http://www.jamesmadison.gov/eligibility.html

Updated 05-22-12

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National Health Service Corps Scholarship Program
Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

General Program Requirements
In order to qualify for this benefit program, you must be a US national, citizen or dual citizen who has been accepted or is enrolled in an accredited degree program, college or university, and is willing to provide primary health care services in an area with a shortage of health professionals.

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To request an application, call this toll-free number: 800-638-0824
For more information on the NHSC Scholarship Program, please visit: http://nhsc.hrsa.gov/scholarships/overview/index.html

Updated 12-21-11

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Student Loan Repayment Help

If you’re struggling to pay your student loans, the student debt repayment assistant may be able to help. Answer a few questions about your loans and ability to pay, and the assistant will help you find the best repayment option.

Go To: http://www.consumerfinance.gov/students/repay/

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Preparing for Postsecondary Education Update: Navigating College – A Handbook on Self Advocacy for Students with Autism

Navigating College – A Handbook on Self Advocacy for Students with Autism

Handbook from The Autistic Self Advocacy Network written by adults and youth with autism for current and future college students with autism. Discusses disability and special education laws that apply to students from grades K-12 and how students in college must advocate for themselves. Also includes information on independent living, health and safety, and social issues. You can order a copy or download the book in PDF format from the website.

To learn more visit https://www.disability.gov/education/student_resources/self-advocacy.

Updated 10-27-11

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D.C. Higher Education Financial Services

Managing Agency District of Columbia http://www.dc.gov

Program Description
The Higher Education Financial Services’ programs and services include, but are not limited to:

The D.C. Adoption Scholarship (DCAS)- DCAS offers grant awards up to $10,000 per year for up to six years, with a lifetime maximum of $50,000, to District of Columbia children adopted through D.C. Child and Family Services Agency and/or children who have lost one or both parents in the September 11, 2001 terrorist attacks.

The D.C. Leveraging Educational Assistance Partnership (DCLEAP)- DCLEAP offers need-based financial assistance to qualified students attending federal Title IV eligible postsecondary schools. The maximum award is $5,000 for limited number of students attending institutions located within Washington, D.C. The maximum for students attending institutions outside of the District is $1,500 for each academic year.

The D.C. Tuition Assistance Grant (DCTAG)- DCTAG assists D.C. residents with out-of-state tuition by paying the difference between in-state and out-of-state tuition up to $10,000 a year for 6 years, with a lifetime maximum of $50,000. Undergraduate students who choose to attend private colleges and universities in the D.C. metropolitan area, any private HBCUs are eligible to receive a grant for up to $2,500 a year, with a lifetime maximum of $12,500. The maximum annual award for two year community colleges is $2,500, with a lifetime maximum of $10,000.

All awards are processed on a first-come, first served basis and paid directly to the eligible institution.

General Program Requirements
Eligibility criteria for all programs include:
•Proof of US citizenship or legal U.S. residency.
•A minimum of 12-month D.C. residency prior to the initial application.
•Good academic standing as defined by the postsecondary institution.
•No current default status with any federal student loans.
•Enrollment in an Associate’s or Bachelor’s degree seeking program.
•No older than 25 years of age at the time of application (first-time applicants, DCTAG only).

Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process
You may apply for the DCAS, DCLEAP, or the DCTAG program using the DC OneApp by visiting:

https://hefs.seo.dc.gov/appforms/seo_logon.aspx

Program Contact Information

You can find out more information about the Higher Education Financial Services department at the D.C. State Education Office website and clicking on the “Higher Ed Financial Services” link on the left:https://dconeapp.dc.gov/appforms/seo_logon.aspx

Updated 10-07-11

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Federal Student Aid Grant Programs

The federal government provides grant funds for students attending colleges, career schools and universities. Grants are not loans and do not have to be repaid. Information about scholarships is also available. Enter the word disability in the search to find scholarships that are specifically for students with disabilities, or you can just search for a field of study or major such as music, law enforcement, biology, social work, etc.
For more information visit https://www.disability.gov/education/financial_aid_%26_scholarships/grants.

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Top 2011 Scholarships For Black Students

AARP Foundation Women’s Scholarship Program

For women 40+ seeking new job skills, training and educational opportunities to support themselves.

Academic Competitiveness Grant

For first-year and second-year college students who graduated from high school.

Actuarial Diversity Scholarship

For minority students pursuing a degree that may lead to a career in the actuarial profession.

Akash Kuruvilla Memorial Scholarship Fund

For students who demonstrate excellence in leadership, diversity, integrity and academia.

American Copy Editors Society Scholarship

Available to junior, senior and graduate students who will take full-time copy editing jobs or internships.

AORN Foundation Scholarship

For students studying to be nurses and perioperative nurses pursuing undergrad and grad degrees.

Automotive Hall of Fame Scholarship

For students who indicate a sincere interest in an automotive related career.

AWG Minority Scholarship For Women

Encourages young minority women to pursue an education and later a career in the geosciences.

AXA Achievements Scholarship

Provides more than $600K in annual scholarships to 52 students – one from each state.

Beacon Partners Healthcare IT Scholarships

Awarded to a student pursuing an undergraduate or graduate degree in the IT Healthcare field.

Best Buy Scholarship

For students in grades 9-12 who plan to enter a full-time undergraduate program upon high school graduation.

Burger King Scholars Program

For high school seniors who have part-time jobs and excel academically in school.

CIA Undergraduate Scholarship Program

Developed to assist minority and disabled students, but open to all who meet the requirements.

Coca-Cola Scholars Program

Four-year achievement-based scholarships given to 250 high school seniors each year.

Davidson Fellows Scholarship

Recognizes and awards the extraordinary who excel in math, science, and technology.

Davis-Putter Scholarship Fund

Need-based scholarships for college students are part of the progressive movement in their community.

Dell Scholars Program

For students who demonstrate a desire and ability to overcome barriers and achieve their goals.

Development Fund For Black Students in Science and Technology

For students studying science or technology at Historically Black Colleges and Universities (HBCUs).

Discovery Scholarship

Annual scholarship for high school juniors to support continued education and training beyond high school.

Ed Bradley/ Ken Kashiwahara Scholarships

Open to full-time students who are pursuing careers in radio and television news.

EMPOWER Scholarship Award

Designed to increase diversity in the medical rehabilitation field by awarding students of color.

ESA Foundation Computer and Video Game Scholarship Program

For minority and female students majoring in a field related to computer and video game arts.

Fulbright Scholar Program

Sends faculty and professionals abroad each year to lecture and conduct research.

Future Engineers Scholarship Program

For students pursuing a career in engineering who shows outstanding academic performance.

Gates Millenium Scholarship

Funded by the Bill & Melinda Gates Foundation; established to help low income minority students.

Go On Girl Book Club Scholarship

Supports authors of the Black African Diaspora who wan to write their way to college money.

Google Anita Borg Scholarship

For women who excel in computing and technology, and are active role models and leaders.

Hallie Q. Brown Scholarship

For African American women who have a minimum C average, and can demonstrate financial need.

HBCU Study Abroad Scholarship

Provides travel opportunities for students of color who are traditionally under-represented in such programs.

Jacob K. Javits Fellowship Program

Provides fellowships to students who excel in the arts, humanities, and social sciences.

Javits-Frasier Teacher Scholarship Fund

To increase diverse students’ access to talent development opportunities through teacher training.

Jeannette Rankin Women’s Scholarship Fund

For low-income women who have a vision of how their education will benefit themselves and their community.

Joe Francis Haircare Scholarship

For cosmetology and barber school students who can demonstrate a financial need.

KFC Colonel’s Scholars Program

For college-bound students who can demonstrate financial need, and have a GPA of at least 2.75.

Lincoln Forum Scholarship Essay Contest

A writing contest pertaining to the life and times of Abraham Lincoln and the Civil War era.

McKesson Pharmacy Scholarship

Designed to assist pharmacy students who plan to continue their education.

National Achievement Scholarship

Established in 1964 to provide recognition for outstanding African American high school students.

National Black Police Association Scholarships

For students pursuing careers in law enforcement, criminal justice, and other related areas.

National Institute of Health (NIH) Undergraduate Scholarship

For students from disadvantaged backgrounds who are pursuing science and health-related research.

National SMART Grant

Available to full-time students who are majoring in science, math, technology, engineering, and more.

PMI Educational Foundation Scholarships

Established for students in the field of project management or a project management related field.

Ron Brown Scholar Program

Seeks to identify African American high school seniors who will make significant contributions to society.

Ronald Reagan College Leaders Scholarship

Seeks to recognize outstanding young people who are promoting American values on college campuses.

Siemen Competition

Competition for individual or team research projects in science, mathematics, engineering, and technology.

Thurgood Marshall College Fund Scholarships

For first-generation students majoring in business, finance, science, engineering, and more.

Tri-Delta Scholarships

For students who excel in chapter and campus involvement,community service, academics, and more.

Tylenol Scholarship

For students pursuing a career in health care who can demonstrate leadership and academic qualities.

United Negro College Fund Scholarships

Administers 400 different scholarship programs so low-income families can afford college, tuition, and books.

U.S. Bank Internet Scholarship

For high school seniors planning to enroll or college freshmen, sophomores, and juniors already enrolled.

USDA/1890 National Scholars Program

For students seeking a Bachelor’s degree in agriculture, food, or natural resource sciences and related majors.

Vanguard Minority Scholarship Program

Provides merit-based scholarships to minority students studying business, finance, economics, and more.

William B. Ruggles Right To Work Journalism Scholarship

Available to undergraduate and graduate students who are majoring in journalism or a related field.

Writer’s Digest Annual Short Story Competition

Contest for writers who can compose the best fictional short story, written in 1,500 words or less.

Xerox Technical Minority Scholarship

For academic high-achievers in science, engineering, and information technnology.

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University of Phoenix
Grants and Scholarships Available. Explore Your Options. Get Info Now!
Phoenix.edu

Eligible for Grants?
“You may be eligible for Grants, Scholarships, and Student Loans.”
EducationConnection.com/Grants

Federal College Grants
Do You Qualify for a Pell Grant? Use it for School, Get Free Info!
CourseAdvisor.com/PellGrant

Pell Grants For Women
You May Qualify For Pell Grants To Earn A Degree Online. Start Today!
www.ClassesandCareers.com/PellGrant

Free Stimulus Grant Guide
Want Uncle Sam Pay For College? Get Your Federal Grants & School Guide!
Edu.SearchByDegree.com/Grants

Nursing Grants
Apply for scholarships totaling $12,000 annually. Enter here today.
EducationStart.org

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Scholarships for Minority Students

The Gates Millennium Scholars program, funded by a grant from the Bill & Melinda Gates Foundation, covers unmet educational costs
for selected African American, American Indian/Alaska Native, Asian and Pacific Islander American, and Hispanic American
students. In addition to financial assistance, scholarship recipients receive mentoring services, academic encouragement, and
access to an online resource center that provides information about internship, fellowship, and scholarship opportunities.
Minority applicants for the renewable awards must be enrolling for the first time as degree-seeking undergraduates at an accredited
college or university, be U.S. citizens or legal residents, meet Federal Pell Grant eligibility criteria, demonstrate leadership through
community service or other activities, and have a cumulative GPA of at least 3.3 (on a 4.0 scale) or have earned a high school
equivalency credential. Funding continues for scholars who pursue graduate study in computer science, education, public health, and
some other fields.
The program is administered by the United Negro College Fund, which has partnered with other scholarship programs to reach
minority students who have academic and leadership potential. For more information, including access to online application forms,
visit www.gmsp.org. You can also call toll-free, 1 (877) 690-4677, or write to Gates Millennium Scholars, P.O. Box 10500, Fairfax,
Virginia 22031.

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**Regent continues Chi Alpha scholarship

Chi Alpha member Dave Brennan receives Regent Law Chi Alpha Scholarship. Brennan eligible for scholarship due to affiliation
with Chi Alpha. He’s to receive $8,000 annually as long as cumulative GPA is minimum of 3.0. Chi Alpha “pleased to partner” with
Regent. More information about Chi Alpha found at http://www.chialpha.com. See http://www.regent.edu/acad/schlaw
and search for “Chi Alpha scholarship” for details about it.

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Program Description
The Udall Scholarship is a competitive, merit-based award offered to sophomores and juniors enrolled in an accredited college or
university. Each year, the Foundation awards 80 undergraduate scholarships of up to $5,000 to students studying fields related to the
environment, and to Native American and Alaska Native students studying fields related to health care or tribal public policy.
General Program Requirements
In order to qualify for this benefit program, you must be a U.S. national, citizen or permanent resident who is a current or prospective
student accepted or enrolled in an accredited degree program, college or university.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.

Program Contact Information
For more information about Udall scholarships for undergraduates, visit the following website:

http://www.udall.gov/OurPrograms/MKUScholarship/MKUScholarship.aspx

Identify your school’s Faculty Representative through the “Faculty Representative Locator” tool at:

http://www.udall.gov/OurPrograms/MKUScholarship/FindFacRep.aspx

Note that students cannot apply directly for Udall scholarships but must be nominated by a Faculty Representative from their college
or university.

Managing Agency
The Udall Foundation

http://www.udall.gov

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Program Description
Federal Perkins Loans help financially needy undergraduate and graduate students meet the cost of postsecondary education. The
award is made by the school based on the availability of funds. A Federal Perkins Loan carries a fixed interest rate and must be
repaid beginning after a nine-month grace period following the date when the student is no longer enrolled on at least a half-time basis.
Institutional financial aid administrators at participating institutions have substantial flexibility in determining the amount of Perkins
loans to award to students who are enrolled or accepted for enrollment. Borrowers who undertake certain public, military, or teaching
service employment are eligible to have all or part of their loans canceled.

General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.

Loan Terms
Maximum Loan Amounts: Undergraduate – up to $5,500 a year (maximum of $27,500 as an undergraduate)
Graduate – up to $8,000 a year (maximum of $60,000, including undergraduate loans)
Amount actually received depends on financial need, amount of other aid, and availability of funds at school

Interest Rate: Fixed at five percent

Maximum Loan Length: Up to 10 years to repay, depending on amount owed

Frequency of Payments: Monthly or quarterly. After you graduate, leave school, or drop below half-time enrollment, you have a nine-
month grace period before you begin repayment. Those in the military might have longer.

Prepayment penalties: None

Fees: None

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for Perkins Loans, fill out the Free Application for Federal Student Aid (FAFSA). You can apply online using FAFSA on the
Web at http://www.fafsa.ed.gov (the faster and easier way), or you can get a paper FAFSA from your high school, local library,
postsecondary school, or by calling the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY users for
the hearing impaired can call 847-688-2567.

If you applied for Federal student aid for the previous school year, you can probably file a Renewal FAFSA for the next year. By using
a Renewal FAFSA, you will only have to update any information that has changed and fill in a few new answers.

Program Contact Information
For general information about Federal student aid programs, assistance in completing the FAFSA, and information about FAFSA on
the Web, call the Federal Student Aid Information Center (FSAIC) at the following toll-free number:
1-800-433-3243

People who are hearing impaired may call this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can call:
1-800-730-8913

Callers in locations without access to 800 numbers may call this non toll-free number:
319-337-5665

Managing Agency
U.S. Department of Education

http://www.ed.gov

***************************************

Program Description
The Javits Fellowships are awarded to graduate students pursuing the study of the arts, humanities, and social sciences. Individuals
are selected on the basis of demonstrated achievement, financial need, and exceptional promise. Recipients receive a stipend for full
time study or research. The Javits fellowship award consists of a stipend for personal expenses and an institutional payment to be
accepted by the institution on behalf of the Fellow (for up to the lesser of 48 months or the completion of their degree).
General Program Requirements
In order to qualify for this benefit program, you must be an undergraduate student about to enter graduate school, or a graduate
student who has not yet completed the first year of graduate study and who intends to pursue a doctoral or master’s degree, if the
master’s degree is the terminal or highest degree awarded in a field. The selected fields of study supported by the Javits Fellowship
Program are available for your review.

You must also be a U.S. citizen or permanent resident of the U.S., or a citizen of any one of the Freely Associated States.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
Competition for Javits Fellowships is conducted annually. The Javits application for each year is made available no earlier than the
start of the competition each year in July. Therefore, prospective applicants cannot request it until then. For more information about
this program and how to apply, visit:

http://www.ed.gov/programs/jacobjavits/applicant.html

Program Contact Information
For additional information, call:
202-502-7542

Or email us at:
OPE_Javits_Program@ed.gov

Managing Agency
U.S. Department of Education

http://www.ed.gov

*******************************************

Program Description
Stafford Loans are available for undergraduate and graduate students and come from one of two sources:
•Direct Stafford Loans are made by the U.S. Department of Education. You repay a Federal Direct Stafford Loan to the U.S.
Department of Education.
•Federal Stafford Loans are made through Federal Family Education Loan (FFEL) Program. While FFEL funds come from private
lenders, such as banks and credit unions, they are subsidized and supported by the U.S. Department of Education. You repay a FFEL
Stafford Loan to the private lender that made the loan or to its designated agency.
Whether you receive a Direct or FFEL Stafford Loan depends on the program in which your school participates. In either case the
terms of the loan (loan amounts, interest rate, and other benefits) are generally the same.

For both the Direct and FFEL programs there are two types of Stafford Loans:

A subsidized loan is awarded on the basis of financial need, as determined by the information you submit on the Free Application for
Federal Student Aid (FAFSA). If you are eligible for a subsidized Stafford loan you will not be charged interest while you are in school
on an at least half-time basis, during a grace period of up to six months after you are no longer enrolled on at least a “half-time” basis,
or during certain defined deferment periods. The Federal government pays (subsidizes) the interest during these periods.

An unsubsidized loan is not awarded on the basis of need. But you still must apply using the FAFSA. For unsubsidized loans, you will
be charged interest from the time the loan is disbursed until it is paid off in full. However, you can choose to defer payment of interest
while you are in school and during any grace or deferment period. However, if you allow interest to accrue (accumulate) during these
periods, it will be capitalized. This means that interest will be added to the principal amount of your loan, and additional interest will be
based on that higher amount.

General Program Requirements
To qualify for this program, you must be enrolled in a postsecondary educational program leading to a postsecondary degree or
certificate. There are other requirements. For more information, read The Student Guide online at http://studentaid.ed.
gov/students/publications/student_guide/index.html.

Loan Terms
Maximum Loan Amount: up to $20,500 annually (depending on your grade level, your status as a dependent or independent student,
your status as an undergraduate or a graduate student, and your total cost of attendance).

Interest Rate: The interest rate is variable (adjusted annually on July 1st) but does not exceed 8.25 percent. You’ll be notified any time
the variable rate changes. For the current Stafford Loan interest rate, go to http://studentaid.ed.
gov/PORTALSWebApp/students/english/studentloans.jsp?tab=funding.

Maximum Loan Length: 30 years, depending on amount borrowed and repayment plan chosen. There are a number of repayment
plans offered through the Direct and FFEL programs. Read the Repaying Your Student Loan online at http://www.studentaid.ed.
gov/students/publications/repaying_loans/index.html for more information about repayment.

Frequency of Payments: monthly or quarterly. After you graduate, leave school, or drop below half-time enrollment, you have a six-
month grace period before you begin repayment.

Prepayment Penalties: none

Fees: You’ll pay a fee of up to four percent of the loan, deducted proportionately from each loan disbursement. Because of this
deduction, you’ll receive slightly less than the amount you’re borrowing.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for FFEL or Direct Stafford Loans, fill out the Free Application for Federal Student Aid (FAFSA). You can apply online using
FAFSA on the Web at http://www.fafsa.ed.gov (the faster and easier way), or you can get a paper FAFSA from your high school, local
library, postsecondary school, or by calling the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY
users for the hearing impaired can call 1-847-688-2567.

Program Contact Information
To determine whether you are eligible to receive assistance through this program, you must first complete a Free Application for
Federal Student Aid (FAFSA). Schools use this information from the FAFSA to determine your eligibility for most Federal student aid
programs and for many state, institutional, and private aid programs.

You may complete the FAFSA online, through this website:

http://www.fafsa.ed.gov

Managing Agency
U.S. Department of Education

http://www.ed.gov

*****************************************

Program Description
Federal Supplemental Educational Opportunity Grants (FSEOG) help financially needy undergraduate students, who have not earned
a bachelor’s or professional degree, meet the cost of postsecondary education. The program gives priority to students who receive
Federal Pell Grants. FSEOG awards range from $100 to $4,000 a year. The award is made by the school based on the availability of
funds. A Federal Supplemental Educational Opportunity Grant does not need to be repaid.
General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To determine whether you are eligible to receive assistance through this program, you must first complete a Free Application for
Federal Student Aid (FAFSA). Schools use the information from the FAFSA to determine your actual financial aid package. Complete
the form online at http://www.fafsa.ed.gov/. Your school will inform you how much money you may be eligible for that academic year.

Program Contact Information
Additional information about Federal Supplemental Educational Grants can be obtained at:

http://studentaid.ed.gov/students/publications/student_guide/2009-2010/english/typesofFSA_grants.htm

For general information about Federal student aid programs, assistance in completing the FAFSA, and information about FAFSA on
the Web, call the Federal Student Aid Information Center (FSAIC) at the following toll-free number:
1-800-433-3243

People who are hearing impaired may call this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can call:
1-800-730-8913

Callers in locations without access to 800 numbers may call this non toll-free number:
319-337-5665

Managing Agency
U.S. Department of Education

http://www.ed.gov

******************************************

Harvard University Announcement – No tuition and no student loans

Harvard University announced over the weekend that from now on undergraduate students from low-income families will pay no
tuition. In making the announcement, Harvard’s president Lawrence H. Summers said, “When only ten percent of the students in elite
higher education come from families in the lower half of the income distribution, we are not doing enough. We are not
doing enough in bringing elite higher education to the lower half of the income distribution.”

If you know of a family earning less than $60,000 a year with an honor student graduating from high school soon, Harvard University
wants to pay the Tuition. The prestigious university recently announced that from now on undergraduate students from low-income
families can go to Harvard for free…no tuition and no student loans!

To find out more about Harvard offering free tuition for families making, less than $60,000 a year, visit Harvard’s financial aid website
at:
_http://www.fao.fas.harvard.edu/_ (http://www.fao.fas.harvard.edu/) or call the school’s financial aid office at (617) 495-1581.
SEND TO SOMEONE WHETHER THEY CAN USE OR NOT. THEY JUST MIGHT KNOW SOMEONE WHO CAN.

***********************************************

Program Description
Founded under the International Academic Opportunity Act of 2000, this congressionally funded program is sponsored by the U.S.
Department of State, Bureau of Educational and Cultural Affairs and administered by the Institute of International Education. The
Gilman Scholarship Program broadens the U.S. study abroad population by supporting students who have been traditionally
underrepresented in study abroad. This includes but is not limited to: students with high financial need, community college students,
students in underrepresented fields such as the sciences and engineering, students with diverse ethnic backgrounds, and students
with disabilities. The program also encourages students to choose nontraditional study abroad destinations, especially those outside
of Western Europe and Australia. The program seeks to assist students from a diverse range and type of two-year and four-year
public and private institutions from all 50 states.

The Gilman Scholarship provides awards of up to $5,000 for U.S. citizen undergraduate students at two- and four-year institutions to
study abroad for academic credit at their home institution. To become eligible, students must be Federal Pell Grant recipients and
cannot study abroad in countries currently under a U.S. Department of State Travel Warning or in Cuba. For more information, full
eligibility criteria and the online application please access the Gilman Program website at:
www.iie.org/gilman
General Program Requirements
In order to qualify for this benefit program, you must:

•Be a U.S. Citizen
•Be in good standing at an institution of higher education in the United States (either a two-year or four-year institution)
•Be a Federal Pell grant recipient
•Have been accepted into study abroad program providing academic credit at your home institution
•Intend to study in a single country for at least four weeks that is not under a U.S. State Department Travel Warning or Cuba

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
There are four components to the Benjamin A. Gilman International Scholarship Application:

1.Online student section.
2.Online study abroad advisor certification.
3.Online financial aid advisor certification.
4.Three paper copies of the student’s transcript(s).
All four components must be completed by the deadlines below in order for your application to be accepted. Incomplete or late
applications will not be considered and extensions cannot be granted.

Application deadlines and an online application is available at: https://gilmanapplication.iie.org/IIE/public/Default.aspx

Program Contact Information
For additional information, visit our website at:

http://www.iie.org/gilman

Or call us toll-free at:
1-888-887-5939 ext. 25

Or:
713-621-6300 ext. 25

You may also write to us at:
Institute of International Education
Gilman International Scholarship
1800 West Loop South, Ste. 250
Houston, TX 77027-9407

Managing Agency
U.S. Department of State

http://www.state.gov/

*******************************

Program Description
The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s (ED’s) central database for student aid.
NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS
Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and
inquire about their Title IV loans and/or grant data.
General Program Requirements
If you are a recipient of loans or grants (Title IV Aid) then your record will be viewable in the National Student Loan Data System.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
An application is not required in order to access your student loan information. Simply visit the site below and click “Financial Aid
Review”.

Program Contact Information
Please visit the National Student Loan Data System (NSLDS) website for further information:

http://www.nslds.ed.gov/

If you have further questions, please call us at:
1-800-4-FED-AID (1-800-433-3243)

Or email us at:
studentaid@ed.gov

Managing Agency
U.S. Department of Education

http://www.ed.gov

*********************************************

Program Description
The Federal Pell Grant Program provides need-based grants to low-income undergraduate and certain post-baccalaureate students
to promote access to postsecondary education. The maximum Pell Grant for the 2009–10 award year is $5,350. Grants are not loans.
They do not need to be paid back.
General Program Requirements
Federal Pell Grants are direct grants awarded through participating institutions to students with financial need who have not received
their first bachelor’s degree or who are enrolled in certain post-baccalaureate programs that lead to teacher certification or licensure.

Students may not receive Federal Pell Grant funds from more than one school at a time.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To determine whether you are eligible to receive assistance through this program, you must first complete a Free Application for
Federal Student Aid (FAFSA). Schools use the information from the FAFSA to determine your actual financial aid package. Complete
the form online at: http://www.fafsa.ed.gov/. Your school will inform you how much money you may be eligible for that academic year.

Program Contact Information
Additional information about Federal Pell Grants can be obtained at:

http://studentaid.ed.gov/PORTALSWebApp/students/english/PellGrants.jsp

The U.S. Department of Education’s Student Aid on the Web-the gateway to Federal student aid, offers a single source of free
information not only for applying for Federal aid, but also on choosing a career, selecting a school, and identifying non-Federal
resources to pay for higher education.

http://studentaid.ed.gov

For general information about the Federal student aid programs, assistance in completing the FAFSA, and information about FAFSA
on the Web, call the Federal Student Aid Information Center (FSAIC) at the following toll-free number:
1-800-433-3243

People who are hearing impaired may call this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can call:
1-800-730-8913

Callers in locations without access to 800 numbers may call this non toll-free number:
319-337-5665

Managing Agency
U.S. Department of Education

http://www.ed.gov

*************************************************

Program Description

The Education for Homeless Children and Youth Program ensures that homeless children and youth have equal access to the same
free, appropriate public education as other children. It also provides activities and services to ensure that these children enroll in,
attend, and achieve success in school. The program is designed to establish or designate an office in each state educational agency
(SEA) for the coordination of education for homeless children and youth as well as to develop and implement programs for school
personnel to heighten awareness of specific problems for homeless children and youth. These offices also provide grants to local
educational agencies (LEAs).

General Program Requirements
In order to qualify for this benefit program, you must be homeless/live in a shelter or other location such as a motel or car, or live with
a relative or friend, and you must be responsible for a child(ren) under the age of 19 years. You may also qualify if you are an
unaccompanied youth under the age of 19 years.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for this program, contact your local school’s administrators.

Program Contact Information
For more information on this program, visit:

http://www.ed.gov/programs/homeless/index.html

If you have questions about this program, call:
202-260-4412
1-800-872-5327

Managing Agency
U.S. Department of Education

http://www.ed.gov

****************************************************

Program Description
Consolidation Loans are available to most borrowers of Federal education loans and come from one of two sources:
•Direct Consolidation Loans are made by the U.S. Department of Education. You repay a Federal Consolidation Loan to the U.S.
Department of Education.

•Federal Consolidation Loans are made through the Federal Family Education Loan (FFEL) Program. While FFEL funds come from
private lenders, such as banks and credit unions, they are subsidized and supported by the U.S. Department of Education. You repay
a FFEL Consolidation Loan to the private lender that made the loan or to its designated agency.
Whether you receive a Direct or FFEL Consolidation Loan depends on which program you choose. In either case the terms of the
loan (loan amounts, interest rate, and other benefits) are generally the same.

General Program Requirements
Most Federal student loans are eligible for consolidation, including subsidized and unsubsidized Direct and Federal Family Education
(FFEL) Stafford Loans, Direct and FFEL PLUS Loans (parent loans), Federal Perkins Loans, Federal Nursing Loans, and Health
Education Assistance Loans. Private educational loans are not eligible.

You can get an FFEL Consolidation Loan during your grace period, once you have entered repayment, or during periods of deferment
or forbearance. Direct Consolidation Loans are also available when you are still in school. Borrowers who are in default must meet
certain requirements before they may consolidate their loans.

Loan Terms
Maximum Loan Amount: none

Interest Rate: weighted average interest rate on the loans being consolidated, rounded to the nearest one-eighth of 1 percent, not to
exceed 8.25 percent. Currently, the interest rate is fixed for the life of the loan. To get an estimate of your interest rate, go to the
Online Calculator at https://loanconsolidation.ed.gov/loancalc/servlet/common.mvc.Controller?controller_task=startCalculator

Maximum Loan Length: 30 years

Frequency of Payments: monthly or quarterly

Prepayment penalties: none

Fees: none

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for a Direct Consolidation Loan, contact the Loan Origination Center’s Consolidation Department at 1-800-557-7392. TTY
users for the hearing impaired may call 1-800-557-7395. Or, you can go to https://loanconsolidation.ed.gov/AppEntry/apply-
online/appindex.jsp.

To apply for a FFEL Consolidation Loan, contact the consolidation department of a participating FFEL lender for an application or more
information.

Program Contact Information
For more information, visit:

http://loanconsolidation.ed.gov/

Managing Agency
U.S. Department of Education

http://www.ed.gov

*******************************************************

Program Description
The Free Application for Federal Student Aid (FAFSA) is an application used by virtually all two and four-year colleges, universities,
and career schools for awarding Federal, state, and college-funded student aid.
General Program Requirements
To be eligible for this benefit, you must meet all of the following requirements:

•Be a U.S. citizen or eligible non-citizen
•Have a valid Social Security Number (unless you are from the Republic of the Marshall Islands, the Federated States of Micronesia,
or the Republic of Palau)
•Register with Selective Service if you are a male and 18 to 25 years of age. Go to http://www.sss.gov/ for more information
•Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S.
Department of Education
•Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program at a school
that participates in the federal student aid programs
•Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-
study)
•Other requirements may apply. Contact your school’s financial aid office for more information

Loan Terms
Not applicable

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
The Free Application for Federal Student Aid (FAFSA) is the first step in the financial aid process. You use it to apply for Federal
student financial aid, such as grants, loans, and work-study. In addition, most states and schools use information from the FAFSA to
award non-federal aid. Complete the form online at http://www.fafsa.ed.gov/.

Program Contact Information
For general information about the Federal student aid programs, assistance in completing the FAFSA, and information about FAFSA
on the Web, call the Federal Student Aid Information Center (FSAIC) at the following toll-free number:
1-800-433-3243

People who are hearing impaired may call this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can call:
1-800-730-8913

Callers in locations without access to 800 numbers may call this non toll-free number:
319-337-5665

Managing Agency
U.S. Department of Education

http://www.ed.gov

**********************************************************

Syracuse University has 10 Full Rides for African American Men and Women Interested in Studying Architecture. Mark Robbins,
Dean of Syracuse University’s School of Architecture is seeking young men and women of color interested in pursuing a five year
professional degree in Architecture. He says he’s deeply committed to bringing diversity to his field and has scholarship money set
aside to fully cover education costs for 10 students. Syracuse University School of Architecture has a great reputation. This is a
terrific opportunity, so please pass this on to everyone you know.

Contact: Mark Robbins, Dean, School of Architecture (315) 443-2256 (315) 443-2256 (315) 443-2256 (315) 443-2256

http://soa.syr.edu/index.php

School of Architecture

Syracuse University

201 SlocBum Hall

Syracuse , NY 13244-1250

(315) 443-2256 (315) 443-2256 (315) 443-2256 (315) 443-2256

*************************************************************************************

Program Description
Certain tax benefits may be available to you if you are saving for or paying educations costs for yourself or another student who is a
member of your immediate family. Most benefits apply only to higher education.
General Program Requirements
In order to qualify for this benefit program, you must have educational needs and be a taxpayer who is interested in receiving tax
information and tax return preparation assistance.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
No application is needed to utilize this program. However, you must file your taxes using the guidelines posted at http://www.irs.
gov/publications/p970/index.html.

Program Contact Information
For more information, contact your local Taxpayer Assistance Center:

http://www.irs.gov/localcontacts/index.html

For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224

Managing Agency
U.S. Department of the Treasury

http://www.ustreas.gov/

*********************************************************************

PND – RFPs – Aspen Institute Program on Philanthropy and Social Innovation Accepting Applications fo
Source: foundationcenter.org
The Aspen Institute Program on Philanthropy and Social Innovation (PSI) in Washington, D.C., offers the William Randolph Hearst
Endowed Fellowship three times a year to introduce a diverse group of students …

**********************************************************

Program Description
PLUS Loans come from one of two sources:
•Direct PLUS Loans are made by the U.S. Department of Education. You repay a Direct PLUS Loan to the U.S. Department of
Education.
•Federal PLUS Loans are made through Federal Family Education Loan (FFEL) Program. While FFEL funds come from private
lenders, such as banks and credit unions, they are subsidized and supported by the U.S. Department of Education. You repay a FFEL
PLUS Loan to the private lender that made the loan or to its designated agency.
Whether you receive a Direct or FFEL PLUS Loan depends on the program in which your school participates. In either case the terms
of the loan (loan amounts, interest rate, and other benefits) are generally the same.

The school applies PLUS loan funds toward your child’s educational costs such as tuition, fees, and room and board. If any loan
funds remain after school charges are paid, you will receive the remaining amount from the school, unless you authorized the school
to release the funds to your child. Any funds you or your child receives must be used to pay the child’s educational expenses.

General Program Requirements
To qualify for this program, you must:

A) Be a parent of a dependent postsecondary student who is working toward a postsecondary degree or certificate; and

B) Not have an adverse credit history.

There are other requirements. For more information, read The Student Guide online at: http://studentaid.ed.
gov/students/publications/student_guide/index.html

Loan Terms

Maximum Loan Amount: Your child’s cost of attendance minus other financial aid. For example, if your child’s cost of attendance is
$6,000, and he or she receives $4,000 in other financial aid, you can borrow up to $2,000 in PLUS Loans.

Interest Rate: The interest rate is variable (adjusted annually on July 1), but it does not exceed 9 percent. You’ll be notified any time
the variable rate changes. For the current PLUS Loan interest rate, go to http://studentaid.ed.
gov/PORTALSWebApp/students/english/parentloans.jsp?tab=funding.

Maximum Loan Length: up to 30 years, depending on the amount borrowed and the repayment plan chosen. There are a number of
repayment plans offered through the Direct and FFEL programs. Read the Repaying Your Student Loan online at http://www.
studentaid.ed.gov/students/publications/repaying_loans/index.html for more information about repayment.

Frequency of Payments: monthly or quarterly. Generally, the first payment is due within 60 days after the loan is fully disbursed. You
must begin repaying both principal and interest while the student is in school.

Prepayment Penalties: none

Fees: You will pay a fee of up to 4 percent of the loan, deducted proportionately each time a loan disbursement is made. Because of
this deduction, you’ll receive slightly less than the amount you’re borrowing.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
If your child’s school participates in the Direct Loan program, you can obtain a Direct PLUS Loan application from your child’s school.
To apply for a FFEL PLUS Loan, you can get an application through your child’s school, from a lender that participates in the FFEL
program, or from the guaranty agency in your state.

Note: Although it’s not a requirement, you are strongly encouraged to have your dependent child file a Free Application for Federal
Student Aid (FAFSA) to see if he or she may be eligible for other student loans or grants. The student can use FAFSA on the Web, at
http://www.fafsa.ed.gov to apply (the faster and easier way), or he or she can get a paper FAFSA from his or her high school, local
library, postsecondary school, or by calling the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY
users for the hearing impaired can call 1-847-688-2567.

Program Contact Information
Additional information about PLUS Parent Loans can be obtained at:

http://studentaid.ed.gov/PORTALSWebApp/students/english/parentloans.jsp

Managing Agency
U.S. Department of Education

http://www.ed.gov

**************************************************

Iowa Student Internship Program Now Accepting Applications

http://www.iowalifechanging.com/documents/documents.aspx?id=3&idArticle=4412

Questions may be directed to communications@iowalifechanging.com.

**************************************************************************

The U.S. Department of Education’s Guide to Federal Student Aid (2010-2011) provides information for students and families on
applying for federal student aid to pay for post-secondary education. This guide explains the application process, the various federal
loans, grants and work-study programs available, and how to apply for them. This information is also available in Spanish.

This information has recently been updated, and can be read by visiting this link: http://www.disability.
gov/education/financial_aid/loans.

**************************************************************************

Syracuse University has 10 Full Rides for African American Men and
Women Interested in Studying Architecture. Mark Robbins, Dean of
Syracuse University ‘s School of Architecture is desperately seeking
young men and women of color interested in pursuing a five year
professional degree in Architecture. He says he’s deeply committed to
bringing diversity to his field and has scholarship money set aside to
fully cover education costs for 10 students. He says that Hispanic
enrollment in the school has increased substantially, but it’s been
harder to attract Blacks. Syracuse University School of Architecture has
a great reputation and this seems like a terrific opportunity, so please
pass this on to everyone you know.

Contact: Mark Robbins, Dean, School of Architecture (315) 443-2256

http://soa.syr.edu/index.php

School of Architecture
Syracuse University
201 Slocum Hall
Syracuse , NY 13244-1250
(315) 443-2256

******************************************************************************

Higher Education Student Assistance Authority

HESAA Customer Care 800-792-8670 (se habla español)
NJBEST 877-4NJBEST
877-465-2378
Lender and School Relations 609-584-4486

Other New Jersey Phone Numbers

Educational Opportunity Fund (EOF) 609-984-2709
NJ Commission on Higher Education 609-292-4310
NJ Department of Military & Veterans Affairs 609-530-6961
NJ Department of Education 609-292-4469
G.E.D. Testing 609-292-4469
Teacher Certification 609-292-4469

Federal Numbers

Federal Student Aid Information Center 319-337-5665
Federal Perkins Loan 800-433-3243
Selective Service System 846-688-6888
Federal Pell Grant 800-433-3243
US Department of Veterans Affairs 800-827-1000

Other Numbers

College Scholarship Service 609-951-1025
Educational Testing Service 609-921-9000
GRE 609-771-7670
GMAT 609-771-7330

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HARVARD UNIVERSITY science endowment

HARVARD UNIVERSITY has a massive science endowment for African American (High School Juniors/Seniors) who are interested
in majoring in the sciences; Chemistry, Biology, Physics etc. A four year tuition (free education) at Harvard Univ. (regardless of
parent’s income) The professor to contact for more info; Professor Gregory Tucci, tucci@fas.harvard.edu
617-496-4668

“Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth.” 3 Jn 1:2 (KJV)

Blessings,

Bob White
816-716-7736
BetterHealth=MoreWealth.com

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Black Male Teachers
Do you know any Black males who are seniors in high school who want to go to college out of state for “FREE” ? Several Black
Colleges are looking for future black male teachers and will send them to universities/colleges for 4 years FREE.

The ‘Call Me MISTER’ program is an effort to address the critical shortage of African American male teachers particularly among
South Carolina’s lowest performing public schools. Program participants are selected from among under-served, socio-economically
disadvantaged and educationally at-risk communities.

The program is collaboration between Clemson University and four historically black colleges in South Carolina: Benedict College,
Claflin University, Morris College and South Carolina State University.

The project provides:
Tuition for admitted students pursuing approved programs of study at participating colleges.
An academic support system to help assure their success. A cohort system for social and cultural support.

Visit

PLEASE FORWARD TO AS MANY FRIENDS, FAMILY HOUSE OF WORSHIP MEMBERS AS POSSIBLE, SO THAT THEY CAN ALSO
SPREAD THE WORD.

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Nursing Program/free tuition

If you know of anyone between 18-28 years old, interested in the Nursing field, University of the District of Columbia (UDC) (south
Carolina) is offering FREE tuition, FREE books, a $250 monthly stipend, and guaranteed job placement as a nurse at Providence
Hospital upon graduation (it's a 3 year program) with a starting salary of $40,000.

The program is recruiting new students now!! Please contact

Ms. Beshon Smith (202) 266-5481 or

Email Bsmith@urbanalliance.org < mailto:Bsmith@urbanalliance.org >

SEND TO SOMEONE WHETHER THEY CAN USE OR NOT. THEY JUST MIGHT KNOW SOMEONE WHO CAN!

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Program Description
The National Health Service Corps offers this scholarship program to students committed to providing primary health care in
communities identified as having a shortage of health professionals. The program offers payment of tuition, fees and other
reasonable educational costs (e.g., books, supplies, equipment) and includes a monthly stipend for up to four years of education.
Scholarship recipients serve in areas of greatest need upon completion of their training (each year of support requires one year of
service, with a two-year minimum service commitment).
General Program Requirements
In order to qualify for this benefit program, you must be a US national, citizen or dual citizen who has been accepted or is enrolled in
an accredited degree program, college or university, and is willing to provide primary health care services in an area with a shortage
of health professionals.

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To request an application, call this toll-free number:
800-638-0824

For more information on the NHSC Scholarship Program, please visit:

http://nhsc.hrsa.gov/scholarship/

Managing Agency
U.S. Department of Health and Human Services

http://www.hhs.gov/

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Program Description
To assist in the recruitment and retention of professional nurses dedicated to providing health care to underserved populations, the
Nursing Education Loan Repayment Program offers registered nurses substantial assistance to repay educational loans in exchange
for service in eligible facilities located in areas experiencing a shortage of nurses. For two years of service, the Nursing Education
Loan Repayment Program will pay 60 percent of the participant’s total qualifying loan balance; for three years of service, the Nursing
Education Loan Repayment Program will pay 85 percent of the participant’s total qualifying loan balance. A participant who agrees to
serve two years may be eligible to amend the Nursing Education Loan Repayment Program contract and work a third year at an
eligible health facility, for which the Nursing Education Loan Repayment Program will pay an additional 25 percent of the qualifying
loan balance.
General Program Requirements
In order to qualify for this benefit program, you must be a US national, citizen or dual citizen qualified/certified/licensed as a nurse or
nurse anesthetist, who works or worked as a health care professional, is currently employed (full-time) and has student loan debt.

Loan Terms
Not applicable

Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.

Program Contact Information
For more information, contact the program office directly at their toll-free number:
866-813-3753

Or by mailing to the following address:
Diversity and Basic Nurse Education Branch
Nurse Education Loan Repayment Program
5600 Fishers Lane, Room 9-36
Rockville, MD 20857

Applicants from California, Colorado, Delaware, Georgia, Iowa, Idaho, Indiana, Massachusetts, Minnesota, Missouri, Mississippi,
Montana, North Carolina, Nebraska, Rhode Island, South Dakota, Utah, and Wisconsin should contact:

Public Health Analyst
lbennet@hrsa.gov

Applicants from Alabama, Arkansas, Arizona, Connecticut, District of Columbia, Kentucky, Maine, New Hampshire, New Jersey, New
Mexico, Nevada, Ohio, Oklahoma, Oregon, Virgin Islands, Vermont, Washington, and Wyoming should contact:

Public Health Analyst
jbrown1@hrsa.gov

Applicants from Alaska, American Samoa, Florida, Hawaii, Illinois, Kansas, Louisiana, Maryland, Michigan, North Dakota, New York,
Pennsylvania, Puerto Rico, South Carolina, Tennessee, Texas, Virginia, and West Virginia should contact:

Public Health Analyst
ringram@hrsa.gov

Managing Agency
U.S. Department of Health and Human Services

http://www.hhs.gov/

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FREE EDUCATION OPPORTUNITY: Master of Art in Management program

If you know anyone interested please forward…

Subject: EDUCATION OPPORTUNITY
1. FREE EDUCATION OPPORTUNITY: Master of Art in Management program
Please take note of an opportunity and pass this along to someone
you know that would take advantage of this. Help get the word out.
Thanks.
Wake Forest University has an opportunity for minority students to
attend their MBA program for FREE, and so far, the response has been
very poor. Please, please pass along this opportunity to your friends,
families, and networks to see if there is an interest.
This is a great school and a tremendous opportunity to attend a top
graduate school. See details below.
The contact person for anyone who is interested is:
Derrick S. Boone, Ph.D.
Associate Professor of Marketing
Room 3139 Worrell Professional Center
Babcock Graduate School of Management
Wake Forest University
1834 Wake Forest Drive
Winston-Salem , NC 27109-8758
derrick.boone@mba.wfu.edu
Web Site: http://mba.wfu.edu
p (336).758.4475
f 336.758.4514
Toll-free: (866) 925-3622

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Program Description
The purpose of the program is to begin educating children at an early age through parental involvement, to increase high school
graduation rates among Indian parents, and to encourage life-long learning.
General Program Requirements
In order to qualify for this benefit program, you must be a Native American/American Indian who is a parent or primary caregiver
responsible for children under the age of seven years, you must live on or near an Indian reservation, and you or a family member
must be enrolled in a federally recognized American Indian tribe or Alaskan Native village.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
Contact: Debbie Lente-Jojola
Office of Indian Education Programs
Bureau of Indian Affairs
1011 Indian School Rd, NW
Suite 332
Albuquerque, NM 87104
505-563-5398

Managing Agency
U.S. Department of the Interior

http://www.doi.gov

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Program Description
The Woodrow Wilson Center awards approximately 20-25 residential fellowships annually to individuals with outstanding project
proposals in a broad range of the social sciences and humanities on national and/or international issues. Topics and scholarship
should relate to key public policy challenges or provide the historical and/or cultural framework to illuminate policy issues of
contemporary importance.
General Program Requirements
To be eligible for this program, you must be:

Citizens or permanent residents from any country (foreign nationals must be able to hold a valid passport and obtain a J1 Visa)
Men and women with outstanding capabilities and experience from a wide variety of backgrounds (including government, the
corporate world, professions, and academia)
Academic candidates holding a Ph.D. (Ph.D. must be received by the application deadline of October 1)
Academic candidates demonstrating scholarly achievement by publications beyond their doctoral dissertations
Practitioners or policymakers with an equivalent level of professional achievement
English proficiency as the Center is designed to encourage the exchange of ideas among its fellows

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
For more information about the program, please visit:

http://www.wilsoncenter.org/index.cfm?fuseaction=Fellowships.welcome

You may get an application online by visiting:

http://www.wilsoncenter.org/sf/docs/applicationform09_10.pdf

Managing Agency
Woodrow Wilson National Fellowship Foundation

http://www.woodrow.org

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To all,

This email is directed to those of you who know someone who is 16 yrs. old and has a 3.0 GPA who might be interested in serving in
the Obama Administration as a page.

Please share this information with friends, family and potential US House of Representatives Page candidates. The honor of serving
as a page during the Obama administration will be an invaluable experience.

Help identify students to participate in this enlightening educational opportunity. Please access the below link for specific details.

http://pageprogram.house.gov

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Earl G. Graves Scholarship
Award: $5,000

Eligibility:

Applicant must be a junior or senior Business major enrolled in an accredited college or university in the United States; or a graduate
student enrolled to a master’s or doctoral program within a Business school at an accredited college or university in the United
States (applicant may apply during their sophomore years.)
Applicant must currently be in good academic standing and making satisfactory progress toward an undergraduate or graduate
degree.
Applicant must be a full-time student.
Applicant must be in the top 20% of his/her class.
Applicant need not demonstrate a financial need.
Members of the National NAACP Board of Directors, SCF Trustees, National Youth Work Committee, the NAACP Scholarship
Selection Committee, employees and their spouses or families to the first degree of consanguinity are not eligible to apply for or
receive this scholarship.

Apply for the Earl G. Graves Scholarship here »

——————————————————————————–

Lillian & Samuel Sutton Education Scholarship
Award: Undergraduate: $1,000 Graduate: $2,000

Eligibility:

Applicant must be an Education major and a United States citizen enrolled in an accredited college in the United States.
NAACP membership and participation is highly desirable.
Undergraduate applicant must be a full-time student. If a student drops below the required full-time status, the Scholarship Selection
Committee will adjust the grant received to 50% of the award allocated for that semester. Graduate students may be full or part-time
students.
Graduating high school seniors and undergraduate students must possess a grade point average of 2.5 (C+) on a 4.0 system.
Graduate students must possess a 3.0 (B) average on a 4.0 system.
Renewals will not be automatic. Recipients will have to compete for the renewalof their scholarship and must maintain a 2.5 GPA for
undergraduates and a 3.0 for graduates to qualify for renewal. Additional information such as recent GPA, and verification of
education major will be considered.
Members of the National NAACP Board of Directors, SCF Trustees, National Youth Work Committee, the NAACP Scholarship
Selection Committee, employees and their spouses or families to the first degree of consanguinity are not eligible to apply for or
receive this scholarship.

Apply for the Lillian & Samuel Sutton Education Scholarship here »

——————————————————————————–

Roy Wilkins Scholarship
Award: $1,000

Eligibility:

Applicant must be an entering freshman.
Applicant must be a United States citizen enrolled in an accredited college in the United States.
NAACP membership and participation is highly desirable.
Undergraduate applicants must be full-time students. If a student drops below the required full-time status, the Scholarship Selection
Committee will adjust the grant received to 50% of the award allocated for that semester.
Applicant must possess a grade point average of at least 2.5 (C+) on a 4.0 system.
The Roy Wilkins Scholarship is not renewable.
Members of the National NAACP Board of Directors, SCF Trustees, National Youth Work Committee, the NAACP Scholarship
Selection Committee, employees and their spouses or families to the first degree of consanguinity are not eligible to apply for or
receive this scholarship.

******************************************************************

Nursing Program/free tuition

If you know of anyone between 18-28 years old, interested in the Nursing field, University of the District of Columbia (UDC) is offering
FREE tuition, FREE books, a $250 monthly stipend, and guaranteed job placement as a nurse at Providence Hospital upon graduation
(it’s a 3 year program) with a starting salary of $40,000.

The program is recruiting new students now!! Please contact
Ms. Beshon Smith (202) 266-5481 or
Email Bsmith@urbanalliance.org < mailto:Bsmith@urbanalliance.org >

************************************************************************************

Scholarships Available Now!

PoliceLink can help You Get an Exciting Career In Law Enforcement. cut & paste the following to your browser:

http://edu.policelink.com/welcomeutm_source=empire&utm_medium=cpa&utm_content=PLprotect_300x250&utm_campaign=pl

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All Iowa Opportunity Scholarship Programs to Increase College Access in Iowa
$1.5 million in State funding will make dreams of a college education affordable
(Des Moines)- Governor Chet Culver today announced the availability of All Iowa Opportunity Scholarships and Grants aimed to
increase college access for low-income students and youth in foster care.
“Students in Iowa graduate from college with some of the highest debt loads in the nation, yet they do not have nearly enough access
to needs-based financial aid. That is why I am pleased to announce that the new All Iowa Scholarship Programs are now available,”
said Governor Culver. “By making it easier for college-bound students to achieve their educational goals, we are once again
demonstrating our commitment to our children. And we are taking one more step to helping Iowa’s children reach their full potential.”
The All Iowa Opportunity Scholarship will provide awards up to $6,269 to nearly 200 students who graduated from Iowa high schools
with 2.5 GPAs and enroll in Iowa colleges or universities.
“We are seeking out students who want to go to college, but just don’t feel like it is an option,” said Karen Misjak, Executive Director
of the Iowa College Student Aid Commission, the state agency administering the program. “We will be working with educational
outreach programs, such as TRIO, officials from alternative high schools, and with the Department of Human Services to identify first-
generation students and those from disadvantaged backgrounds or who are homeless but want to go to college.”
“We know that approximately 1,300 students with family adjusted gross incomes of $24,000 or less meet this criterion. We just need
to find them,” said Misjak.
The All Iowa Opportunity Foster Care Grant, which also was enacted by the 2007 Iowa General Assembly, joins the federal Education
and Training Voucher (ETV) program in funding youth who were in foster care or who were adopted from foster care after their 16th
birthday. An applicant must be between 18 and 23 years of age, have graduated from high school or attained a general equivalency
diploma (GED) and be a resident of this state. The All Iowa Opportunity Foster Care Grant will provide grants up to the full cost of
attendance to youth in foster care beginning in the fall of 2007. “College is difficult enough without having to worry about tuition, fees,
and living expenses,” said Governor Culver. “It’s hard to imagine facing this challenge alone, which is how approximately 450 youth
who age out of Iowa foster care feel each year,” noted Culver. “The State of Iowa is dedicated to helping its youth succeed, especially
those who need us most.”
To apply for the All Iowa Opportunity Scholarship or Grant programs, applicants must complete the Free Application for Federal
Student Aid (FAFSA) and complete program-specific applications. For more details about each of these programs, visit the Iowa
College Student Aid Commission’s website www.IowaCollegeAid.gov, email us at info@IowaCollegeAid.gov , or call an Information
Service Center Specialist at 877-272-4456. Governor Culver encourages all Iowa students to work hard in high school to ensure that
they achieve the minimum 2.5 cumulative GPA to be eligible to apply.

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UPCOMING COLLEGE STUDENTS……Pennsylvania Pell Grant info can be found at:

www.thepell.com/state-pell-grants/pennsylvania-pell-grant.shtml

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The Federal Student Aid info can be found: www.fafsa.com

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Scholarship Information
We applaud your efforts to accomplish your educational goals, and appreciate your sharing your plans with us.

We, too, value the importance of education, and have a long-standing commitment to its support. You may be interested to know that
local Chapters of Ronald McDonald House Charities (RMHC), with support from RMHC Global, McDonald’s Corporation and
McDonald’s restaurants, offer scholarships to students from communities who face limited access to educational and career
opportunities. These scholarships are part of the RMHC and McDonald’s ongoing commitment to education.

RMHC began its support of scholarship programs in 1985, by committing $50,000 toward the first scholarships awarded through the
Hispanic American Commitment to Education Resources (HACER) program. In 2001, the RMHC/ASIA (Asian Students Increasing
Achievement) and RMHC African American Future Achievers Scholarships began. To date, RMHC has awarded more than $19
million to help high school seniors attend college.

RMHC is now broadening the scope of its national scholarship program. Beginning in Fall 2005, students of all backgrounds are
eligible to apply for the RMHC National Scholarship Program.

For more information and applications, please visit McDonald’s web site at www.rmhc.com. Also, because some McDonald’s
franchise owners support other scholarship programs in their communities, you may want to contact your local McDonald’s to see if
such programs are available in your area.

Again, thank you for contacting McDonald’s…we wish you good luck with your future endeavors. (mcdonalds.com)

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Free College Scholarships
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Scholarships at UMBC
Programs designed to help you pay for college. Speak to a rep today!
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Coca Cola Scholarship
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Montclair State Univ
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Scholarships Online
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Free Scholarships Finder
Find money for college using our free scholarship search engine.
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Scholarships over $1,184,750.00 Short – Easy – Applications
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Free College Scholarships
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http://www.FastWeb.com

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On February 1, 2001, President George W. Bush announced the New Freedom Initiative. Founded upon the spirit of the Americans
with Disabilities Act, the New Freedom Initiative represents a comprehensive set of proposals designed to ensure that Americans
with disabilities have the opportunity to learn and develop skills, engage in productive work, make choices about their daily lives, and
participate fully in their communities.

The Office of Disability Employment Policy (ODEP) is uniquely charged with providing a national focus on enhancing the employment
of people with disabilities. As such, ODEP has the key responsibility for implementing the employment-related aspects of the
President’s New Freedom Initiative.

Secretary of Labor’s New Freedom Initiative Award
Established in 2002, the Secretary of Labor’s New Freedom Initiative Award annually recognizes non-profits, small businesses,
corporations and individuals that have demonstrated exemplary and innovative efforts in furthering the employment and workplace
environment for people with disabilities, a goal of President Bush’s New Freedom Initiative. On October 26, at the Fifth Anniversary
New Freedom Initiative Awards ceremony, Secretary Elaine L. Chao presented awards to nine winners. The occasion also marked
the first presentation of the Secretary’s Spirit Award.

NFI Circle of Champions Share Successes

Beginning in October 2006, the Circle of Champions (CoC), comprising the NFI awardees in the business category, has become a
valuable resource to ODEP. CoC participants have come together twice each year to help inform disability employment policy by
sharing proven business strategies and effective practices that result in recruiting, hiring and advancing the careers of people with
disabilities.

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Know of any 13 – 18 year olds who are computer gamers and also interested in the Moon? I took a web seminar last night on the
possibility of other life in space. Michael mentioned that he was a Selene recruiter for a study on using computer games to enhance
learning. The game is based on the geology of the Moon.

The website is at: http://selene. cet.edu. Michael’s email is SkyGuide@mac. com

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WE LEAVE NO STONE UNTURNED WHEN IT COMES TO HELPING OTHERS!!