DELAWARE HAPPENIN'S - September 2010
DISCLAIMER
JUST A SHORT NOTE TO STATE THAT THE PURPOSE OF THIS PUBLICATION IS TO PASS
PRECIOUS INFORMATION ON TO THOSE OF NEED. OCCASIONALLY, THERE WILL BE
ARTICLES BY OTHER WRITERS. I MAY NOT NECESSARILY AGREE WITH THEIR
VIEWPOINTS, HOWEVER, I DO RESPECT THEM. THANK YOU
************************************************
Tax-Free Employer Health Coverage Now Available for Children Under Age 27
Workers who lose their jobs during April and May may qualify for a 65 percent subsidy on their COBRA health insurance premiums.
The American Recovery and Reinvestment Act established this subsidy to help workers who lost their jobs as a result of the
recession maintain their employer sponsored health insurance.
The Continuing Extension Act of 2010, enacted April 15, reinstated the COBRA subsidy, which had expired on March 31. As a result,
workers who are involuntarily terminated from employment between September 1, 2008 and May 31, 2010, may be eligible for a 65
percent subsidy of their COBRA premiums for a period of up to 15 months.
In some cases, workers who have their hours reduced and later lose their jobs may also be eligible for the subsidy.
Employers must provide COBRA coverage to eligible individuals who pay 35 percent of the COBRA premium. Employers are
reimbursed for the other 65 percent by claiming a credit for the subsidy on their payroll tax returns:
Form 941, Employer's Quarterly Federal Tax Return;
Form 944, Employer's Annual Federal Tax Return; or
Form 943, Employer's Annual Federal Tax Return for Agricultural Employees.
Employers must maintain supporting documentation for the claimed credit.
There is more information about the subsidy for employers, employees and former employees on the COBRA pages of IRS.gov.
Some people who are eligible for the COBRA subsidy also qualify for the health coverage tax credit and may want to choose that
more generous benefit. The health coverage tax credit pays 80 percent of health insurance premiums for those who qualify. See
more at Eligibility Requirements and How to Receive the HCTC.
As a result of the recently enacted Patient Protection and Affordable Care Act, health coverage provided to an employee's children
under 27 years of age is now generally tax-free to the employee, effective March 30, 2010.
The IRS announced that the changes immediately allow employers with cafeteria plans -- plans that allow employees to choose from
a menu of tax-free benefits, cash or taxable benefits -- to permit employees to begin making pre-tax contributions to pay for this
expanded benefit. (IRS Notice 2010-38)
"These changes give employers a unique opportunity to offer a worthwhile benefit to their employees," IRS Commissioner Doug
Shulman said. "We want to make it as easy as possible for employers to quickly implement this change and extend health coverage
on a tax-favored basis to older children of their employees."
The expanded health care tax benefit applies to various workplace and retiree health plans. It also applies to self-employed
individuals who qualify for the self-employed health insurance deduction on their federal tax returns.
Employees with children who will not have reached age 27 by the end of the year are eligible for the new tax benefit from March 30,
2010, forward, if the children are already covered under the employer's plan or are added to the employer's plan at any time. For this
purpose, a child includes a son, daughter, stepchild, adopted child or eligible foster child. This new age 27 standard replaces the
lower age limits that applied under prior tax law, as well as the requirement that a child generally qualifies as a dependent for tax
purposes.
Employers with cafeteria plans may permit employees to immediately make pre-tax salary reduction contributions to provide
coverage for children under age 27, even if the cafeteria plan has not yet been amended to cover these individuals. Plan sponsors
then have until the end of 2010 to amend cafeteria plan language to incorporate this change.
The Affordable Care Act also requires plans that provide dependent coverage of children to continue to make the coverage available
for an adult child until the child turns age 26. The extended coverage must be provided not later than plan years beginning on or after
Sept. 23, 2010. The favorable tax treatment described in the notice applies to that extended coverage.
For more information, consult with your employee benefits and tax advisers.
IRS Issues State-by-State Premium Amounts
Under the new healthcare law, small businesses and tax-exempt organizations can claim credits for nonelective contributions made
on behalf of their employees for insurance premiums.
The amount of the credit is calculated by taking a percentage of the lesser of:
The nonelective contributions paid by an eligible employer on behalf of employees during the tax year; or
The nonelective contributions the employer would have made if employees were enrolled in a plan with premiums equal to the
average premium for the small group market in the state where the employer is offering coverage. For this purpose, IRS Revenue
Ruling 2010-13 establishes the premiums for the 2010 tax year.
The amounts range from a low of $4,215 in Idaho for employee-only coverage to a high of $6,204 in Alaska. Click here to read the
Revenue Ruling with the state-by-state table.
Which employers qualify for the credit? Under the law, a small business is defined as one with 25 or fewer employees with average
annual wages of less than $50,000. These businesses can claim up to 35 percent of nonelective contributions for premiums made on
behalf of employees. Tax-exempt organizations can claim a 25 percent credit against payroll taxes.
*********************************************************
Program Description
Food Stamp benefits are issued through an Electronic Benefit Transfer (EBT) system. When benefits are approved, the benefits are
posted to the client's account by 6:00 a.m. the next morning. Monthly benefits are posted to accounts by 6:00 a.m. alphabetically over
seven calendar days starting with the 5th calendar day of each month. A food stamp household is defined as a group of people who
purchase and prepare food together. Spouses and children under the age of 22 who live together must be included in the same food
stamp household. You must be a U.S. citizen or an eligible alien to get food stamps.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware and fall into one of two groups: (1) those
with a current bank balance (savings and checking combined) under $2,001, or (2) those with a current bank balance (savings and
checking combined) under $3,001 who share their household with a person or persons age 60 and over, or with a person with a
disability (a child, your spouse, a parent, or yourself). For either group, you must also have an annual household income of less than
$13,284 if one person lives in the household; $17,808 if two people live in the household; $22,332 if three people live in the household;
$26,856 if four people live in the household; $31,380 if five people live in the household; $35,904 if six people live in the household;
$40,428 if seven people live in the household; or $44,952 if more than seven people live in the household.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
DSS has 38 units throughout the state that determine eligibility for Delaware's A Better Chance Welfare Reform Program, General
Assistance, Food Stamps, Child Care and Medicaid programs.
To find an office nearest you, click on the following link:
http://dhss.delaware.gov/dhss/dss/ofclocations.html
For more information visit our website at:
http://dhss.delaware.gov/dhss/dss/foodstamps.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The School Breakfast and Lunch Programs make nutritionally balanced, low-cost or free meals available to school children each
school day. School breakfasts and lunches must meet the Dietary Guidelines for Americans and Federal nutrition standards. Some
schools offer afterschool snacks to children in the school's afterschool care programs.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware and a parent or primary caregiver
responsible for a child(ren) who attends school (high school or under). Those who qualify must also have an annual household
income before taxes that must not exceed $26,955 if two people live in the household; $33,874 if three people live in the household;
$40,793 if four people live in the household; $47,712 if five people live in the household; $54,631 if six people live in the household;
$61,550 if seven people live in the household; and $68,469 if eight people live in the household. For larger households, add $6,919 for
each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for free or reduced price meals, contact your child's school. A listing of your state's schools can be found here:
http://www.doe.k12.de.us/EduDir2/Programs/DistAnchor.asp
Program Contact Information
For more information visit:
http://www.doe.k12.de.us/infosuites/students_family/nutrition/
You may also call the state's School & Community Nutrition Programs office at 302.735.4060.
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
Just as learning does not end when school lets out, neither does a child's need for good nutrition. The Summer Food Service
Program (SFSP) provides free, nutritious meals and snacks to help children in low-income areas get the nutrition they need to learn,
play and grow throughout the summer months when they are out of school.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's annual income before
taxes must not exceed $20,036 if one person lives in the household;$26,955 if two people live in the household; $33,874 if three
people live in the household; $40,793 if four people live in the household; $47,712 if five people live in the household; $54,631 if six
people live in the household; $61,550 if seven people live in the household; and $68,469 if eight people live in the household. For larger
households, add $6,919 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for the Summer Food Service program, contact your state's child nutrition program office. Contact information for your state
can be found here:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm
Program Contact Information
You can obtain additional information about Delaware SFSP by visiting:
http://www.doe.k12.de.us/programs/nutrition/sfsp/summerprogramfacts.shtml
You also may call the Delaware Department of Education at (302) 739-4601 to speak with a customer service representative about
SFSP.
Managing Agency
Delaware
http://www.delaware.gov
*******************************************
Program Description
The Delaware Energy Assistance Program (DEAP) is a Federally funded program for low-income families that need help meeting their
home energy costs. The Division of State Service Centers (DSSC) administers this program on a contractual basis with Catholic
Charities, Inc. The U.S. Department of Health & Human Services (HHS), under the Low-Income Home Energy Assistance Program
(LIHEAP), provides funds. DEAP services provide assistance to income-eligible families to help them meet their home energy needs.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, you must need financial assistance for
home energy costs and your household's annual income before taxes must not exceed $21,660 if one person lives in the household;
$29,140 if two people live in the household; $36,620 if three people live in the household; $44,100 if four people live in the household;
$51,580 if five people live in the household; $59,060 if six people live in the household; $66,540 if seven people live in the household;
$74,020 if eight people live in the household; and $81,500 if more than eight people live in the household. For larger households, add
$7,480 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
Call Catholic Charities to find out where and how to apply for assistance.
•Kent County: (302) 674-1782
•New Castle County: (302) 654-9295
•Sussex County: (302) 856-6310
Program Contact Information
For more information about this program, please visit:
http://www.dhss.delaware.gov/dhss/dssc/liheap.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Delaware Healthy Children Program is targeted to children under age 19 whose family income is at or below 200% of the Federal
Poverty Level (FPL) and who does not qualify for Medicaid. Eligible children receive prescription services, doctor visits, hospital care,
labs, x-rays and 31 days of mental health and substance abuse treatment services per calendar year (inpatient or outpatient) in
addition to the MCO benefit of 30 outpatient visits for mental health.
General Program Requirements
no, it's In order to qualify for this benefit program, you must be a resident of Delaware, under 19 years of age, not covered by health
insurance (including Medicaid), a US national, citizen, legal alien, or permanent resident, and you must have an annual household
income before taxes of less than $29,140 if two people live in the household; $36,620 if three people live in the household; $44,100 if
four people live in the household; $51,580 if five people live in the household; $59,060 if six people live in the household; $66,540 if
seven people live in the household; $74,020 if eight people live in the household; and $81,500 if more than eight people live in the
household. For larger households, add $7,480 for each additional person in the home. Depending on your income level, you may have
to pay a premium for coverage. Please see this state's program information for details.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
You may apply online by going to:
https://assist.dhss.delaware.gov/PGM/ASP/SC001.asp
Or, parents or caregivers can call 1-800-372-2022 to request an application be mailed to them, or for any help filling out an
application.
You may also download an application here:
http://www.dhss.delaware.gov/dss/files/chip_appl_engl.pdf
Once completed, call 1-800-372-2022 to find out the address to which it should be mailed. You will need the following information
when applying: proof of family income (full month's pay stubs or latest tax-return if self-employed), proof of lawful alien status (copy
of front & back of alien card or INS paperwork), and proof of pregnancy (if someone in the household is pregnant).
Program Contact Information
For more information, please visit our website at:
http://www.state.de.us/dhss/dss/dhcp.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The WIC Program provides supplemental foods, nutrition education and referrals to health care, at no cost, to low-income pregnant,
breastfeeding and postpartum women, infants, and children up to age 5 who are determined to be at nutritional risk. To be fully
eligible for the WIC Program, applicants must be determined by a health professional, at no cost, to be at nutritional risk (i.e., have
certain medical-based or diet-based risk conditions).
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, pregnant, breastfeeding and postpartum
woman, infant or child up to 5 years of age and: (1) are individually determined by a health professional to be at nutrition risk; and, (2)
meet an income standard, or are determined automatically income eligible. A person who participates or has family members who
participate in certain other benefit programs, such as the Food Stamp Program, Medicaid or Temporary Assistance for Needy
Families, automatically meets the income eligibility requirement.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
See the Delaware WIC website for detailed application information:
http://www.dhss.delaware.gov/dph/chca/dphwicparapp03.html
Program Contact Information
Please see the following Web Site for the income standard or maximum income limit for WIC eligibility:
http://www.fns.usda.gov/wic/howtoapply/incomeguidelines.htm
For more information on Delaware WIC, please visit the Delaware Division of Public Health at:
http://www.state.de.us/dhss/dph/chca/dphwichominf01.html
If you have questions about the program you can also call the Delaware Division of Public Health toll-free at:
888-459-2943
For a list of frequently asked questions about Delaware WIC please visit:
http://www.state.de.us/dhss/dph/chca/dphwicparfaq01.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Special Milk Program (SMP) provides milk to children in schools and non-profit childcare institutions that do not participate in
other Federal child nutrition meal service programs. Schools in the National School Lunch or School Breakfast Programs may also
participate in the SMP to provide milk to children in half-day pre-kindergarten and kindergarten programs where children do not have
access to the school meal programs. The program reimburses institutions for the milk they serve.
General Program Requirements
Any child in a school or institution that participates in the Special Milk Program can get milk. Schools may elect to offer free milk to
low-income children. In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's
annual income before taxes must not exceed $20,036 if one person lives in the household; $26,955 if two people live in the
household; $33,874 if three people live in the household; $40,793 if four people live in the household; $47,712 if five people live in the
household; $54,631 if six people live in the household; $61,550 if seven people live in the household; and $68,469 if eight people live in
the household. For larger households, add $6,919 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for the Special Milk program, directly contact your child’s school, camp, or child care institution to find out if it participates in
the Special Milk Program.
The Federal agency Child Nutrition Programs manages this program and provides state contact information here:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm
Additionally, your state education agency can also provide you with more information about the program:
http://www.doe.k12.de.us/infosuites/students_family/nutrition/
Program Contact Information
For information on the Delaware Special Milk program (SMP), call the Delaware Department of Education at:
302-739-4601
For more information visit:
http://www.doe.k12.de.us/
Managing Agency
Delaware
http://www.delaware.gov
*************************************************
Program Description
The Head Start program (for children ages 3-5) and Early Head Start program (for pregnant women, infants, and toddlers) promote
school readiness for children in low-income families by providing comprehensive educational, health, nutritional, and social services.
Parents play a large role in the programs, both as primary educators of their children and as participants in administering the
programs locally. Both programs provide pre-literacy and literacy experiences in a multi-cultural environment. Parents are also
provided social services, including assistance with child care. Services are also available to migrant and seasonal farmworker
families.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, you must be a parent or primary
caregiver responsible for a child who is too young for public school and your household's annual income before taxes must not
exceed $10,830 if one person lives in the household; $14,570 if two people live in the household; $18,310 if three people live in the
household; $22,050 if four people live in the household; $25,790 if five people live in the household; $29,530 if six people live in the
household; $33,270 if seven people live in the household; $37,010 if eight people live in the household; and $40,750 if more than eight
people live in the household. For larger households, add $3,740 for each additional person in the home.
If you do not meet these criteria, you may still qualify if you are a U.S. national, citizen or permanent resident whose financial status is
low income or very low income, who is under-employed, unemployed or about to become unemployed, facing pregnancy, less than
19 years of age yourself, or the parent or primary caregiver for children under the age of 19 years. Other qualifications may apply.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For enrollment information, contact the Head Start, Early Head Start, or Early Child Assistance Programs (ECAP) serving your
community:
http://www.doe.k12.de.us/programs/earlychildhood/programdir.shtml
Additional Head Start or ECAP programs in your area can be found at:
http://eclkc.ohs.acf.hhs.gov/hslc/HeadStartOffices
Your local Head Start or ECAP program will provide the required forms, answer questions about the program, and help you find the
program closest to your home.
If you need more help to find a Head Start or ECAP program in your area, call the Head Start Collaboration Office at:
302-739-4667
Program Contact Information
For more information, visit:
http://www.doe.k12.de.us/infosuites/students_family/hs/default.shtml
Managing Agency
Delaware
http://www.delaware.gov
**********************************************************
The Delaware Weatherization Assistance Program (WAP) installs energy efficiency improvements in the homes of low-income
persons and households to reduce their energy burden, lower their energy costs and improve their health and safety in the home.
The Division of State Services (DSSC) administers the program under contracts with Neighborhood House, Inc., which operates
weatherization projects in New Castle County, and First State Community Action Agency, which operate projects in Kent and Sussex
Counties. Each agency subcontracts with private construction and heating contractors to install such measures as: air sealing,
insulation, window and door replacement, and furnace repair and replacement. The WAP operates year round with a waiting list.
Weatherization assistance is provided at no cost to families whose incomes are at or below 200 percent of the Federal poverty level.
(As a reference, please see the Division of Social Services' Income Eligibility tables.) Funding for the program is provided by the U.S.
Department of Energy, Low-Income Home Energy Assistance Program (LIHEAP), and Utility Funds.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's annual income before
taxes must not exceed $21,660 if one person lives in the household; $29,140 if two people live in the household; $36,620 if three
people live in the household; $44,100 if four people live in the household; $51,580 if five people live in the household; $59,060 if six
people live in the household; $66,540 if seven people live in the household; and $74,020 if eight people live in the household. For larger
households, add $7,480 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
Applications for the WAP are taken at Catholic Charities. Interested persons should call Catholic Charities at the following locations
to schedule an appointment:
New Castle County: (302) 654-9295
Kent County: (302) 674-1782
Sussex County: (302) 856-6310
You can call the Delaware help-line toll-free for assistance with applying for the program at 800-464-4357.
Program Contact Information
For more information on the program, please visit:
http://www.dhss.delaware.gov/dhss/dssc/weatheriz.html
Managing Agency
Delaware
http://www.delaware.gov
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REMEMBER NO MATTER WHAT TOWN, CITY, COUNTY OR STATE SEND US YOUR UPCOMING EVENT
INFORMATION TO BE APPLIED TO YOUR STATE'S PAGE!
BECOME ACTIVE IN YOUR COMMUNITY!
IF YOUR GROUP, ORGANIZATION, OR HOUSE OF WORSHIP HAS ANY ACTIVITIES UPCOMING SUCH AS:
MEALS FOR THE NEEDY, FOOD PANTRIES & BASKET GIVEAWAYS, CLOTHING CLOSETS, BAZAARS,
FLEA MARKETS, CAR WASHES, FREE CLASSES/SEMINARS, FILM FESTIVALS,
FIRST TIME HOME PURCHASER SEMINARS, STATE FAIRS....EVEYTHING!!!!
PLEASE CONTACT ME BY EMAIL: homelesstoindependence@yahoo.com
DISCLAIMER
JUST A SHORT NOTE TO STATE THAT THE PURPOSE OF THIS PUBLICATION IS TO PASS
PRECIOUS INFORMATION ON TO THOSE OF NEED. OCCASIONALLY, THERE WILL BE
ARTICLES BY OTHER WRITERS. I MAY NOT NECESSARILY AGREE WITH THEIR
VIEWPOINTS, HOWEVER, I DO RESPECT THEM. THANK YOU
************************************************
Tax-Free Employer Health Coverage Now Available for Children Under Age 27
Workers who lose their jobs during April and May may qualify for a 65 percent subsidy on their COBRA health insurance premiums.
The American Recovery and Reinvestment Act established this subsidy to help workers who lost their jobs as a result of the
recession maintain their employer sponsored health insurance.
The Continuing Extension Act of 2010, enacted April 15, reinstated the COBRA subsidy, which had expired on March 31. As a result,
workers who are involuntarily terminated from employment between September 1, 2008 and May 31, 2010, may be eligible for a 65
percent subsidy of their COBRA premiums for a period of up to 15 months.
In some cases, workers who have their hours reduced and later lose their jobs may also be eligible for the subsidy.
Employers must provide COBRA coverage to eligible individuals who pay 35 percent of the COBRA premium. Employers are
reimbursed for the other 65 percent by claiming a credit for the subsidy on their payroll tax returns:
Form 941, Employer's Quarterly Federal Tax Return;
Form 944, Employer's Annual Federal Tax Return; or
Form 943, Employer's Annual Federal Tax Return for Agricultural Employees.
Employers must maintain supporting documentation for the claimed credit.
There is more information about the subsidy for employers, employees and former employees on the COBRA pages of IRS.gov.
Some people who are eligible for the COBRA subsidy also qualify for the health coverage tax credit and may want to choose that
more generous benefit. The health coverage tax credit pays 80 percent of health insurance premiums for those who qualify. See
more at Eligibility Requirements and How to Receive the HCTC.
As a result of the recently enacted Patient Protection and Affordable Care Act, health coverage provided to an employee's children
under 27 years of age is now generally tax-free to the employee, effective March 30, 2010.
The IRS announced that the changes immediately allow employers with cafeteria plans -- plans that allow employees to choose from
a menu of tax-free benefits, cash or taxable benefits -- to permit employees to begin making pre-tax contributions to pay for this
expanded benefit. (IRS Notice 2010-38)
"These changes give employers a unique opportunity to offer a worthwhile benefit to their employees," IRS Commissioner Doug
Shulman said. "We want to make it as easy as possible for employers to quickly implement this change and extend health coverage
on a tax-favored basis to older children of their employees."
The expanded health care tax benefit applies to various workplace and retiree health plans. It also applies to self-employed
individuals who qualify for the self-employed health insurance deduction on their federal tax returns.
Employees with children who will not have reached age 27 by the end of the year are eligible for the new tax benefit from March 30,
2010, forward, if the children are already covered under the employer's plan or are added to the employer's plan at any time. For this
purpose, a child includes a son, daughter, stepchild, adopted child or eligible foster child. This new age 27 standard replaces the
lower age limits that applied under prior tax law, as well as the requirement that a child generally qualifies as a dependent for tax
purposes.
Employers with cafeteria plans may permit employees to immediately make pre-tax salary reduction contributions to provide
coverage for children under age 27, even if the cafeteria plan has not yet been amended to cover these individuals. Plan sponsors
then have until the end of 2010 to amend cafeteria plan language to incorporate this change.
The Affordable Care Act also requires plans that provide dependent coverage of children to continue to make the coverage available
for an adult child until the child turns age 26. The extended coverage must be provided not later than plan years beginning on or after
Sept. 23, 2010. The favorable tax treatment described in the notice applies to that extended coverage.
For more information, consult with your employee benefits and tax advisers.
IRS Issues State-by-State Premium Amounts
Under the new healthcare law, small businesses and tax-exempt organizations can claim credits for nonelective contributions made
on behalf of their employees for insurance premiums.
The amount of the credit is calculated by taking a percentage of the lesser of:
The nonelective contributions paid by an eligible employer on behalf of employees during the tax year; or
The nonelective contributions the employer would have made if employees were enrolled in a plan with premiums equal to the
average premium for the small group market in the state where the employer is offering coverage. For this purpose, IRS Revenue
Ruling 2010-13 establishes the premiums for the 2010 tax year.
The amounts range from a low of $4,215 in Idaho for employee-only coverage to a high of $6,204 in Alaska. Click here to read the
Revenue Ruling with the state-by-state table.
Which employers qualify for the credit? Under the law, a small business is defined as one with 25 or fewer employees with average
annual wages of less than $50,000. These businesses can claim up to 35 percent of nonelective contributions for premiums made on
behalf of employees. Tax-exempt organizations can claim a 25 percent credit against payroll taxes.
*********************************************************
Program Description
Food Stamp benefits are issued through an Electronic Benefit Transfer (EBT) system. When benefits are approved, the benefits are
posted to the client's account by 6:00 a.m. the next morning. Monthly benefits are posted to accounts by 6:00 a.m. alphabetically over
seven calendar days starting with the 5th calendar day of each month. A food stamp household is defined as a group of people who
purchase and prepare food together. Spouses and children under the age of 22 who live together must be included in the same food
stamp household. You must be a U.S. citizen or an eligible alien to get food stamps.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware and fall into one of two groups: (1) those
with a current bank balance (savings and checking combined) under $2,001, or (2) those with a current bank balance (savings and
checking combined) under $3,001 who share their household with a person or persons age 60 and over, or with a person with a
disability (a child, your spouse, a parent, or yourself). For either group, you must also have an annual household income of less than
$13,284 if one person lives in the household; $17,808 if two people live in the household; $22,332 if three people live in the household;
$26,856 if four people live in the household; $31,380 if five people live in the household; $35,904 if six people live in the household;
$40,428 if seven people live in the household; or $44,952 if more than seven people live in the household.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For more information, see the Program Contact Information below.
Program Contact Information
DSS has 38 units throughout the state that determine eligibility for Delaware's A Better Chance Welfare Reform Program, General
Assistance, Food Stamps, Child Care and Medicaid programs.
To find an office nearest you, click on the following link:
http://dhss.delaware.gov/dhss/dss/ofclocations.html
For more information visit our website at:
http://dhss.delaware.gov/dhss/dss/foodstamps.html
Managing Agency
Delaware
http://www.delaware.gov
**********************************************
Program Description
The School Breakfast and Lunch Programs make nutritionally balanced, low-cost or free meals available to school children each
school day. School breakfasts and lunches must meet the Dietary Guidelines for Americans and Federal nutrition standards. Some
schools offer afterschool snacks to children in the school's afterschool care programs.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware and a parent or primary caregiver
responsible for a child(ren) who attends school (high school or under). Those who qualify must also have an annual household
income before taxes that must not exceed $26,955 if two people live in the household; $33,874 if three people live in the household;
$40,793 if four people live in the household; $47,712 if five people live in the household; $54,631 if six people live in the household;
$61,550 if seven people live in the household; and $68,469 if eight people live in the household. For larger households, add $6,919 for
each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for free or reduced price meals, contact your child's school. A listing of your state's schools can be found here:
http://www.doe.k12.de.us/EduDir2/Programs/DistAnchor.asp
Program Contact Information
For more information visit:
http://www.doe.k12.de.us/infosuites/students_family/nutrition/
You may also call the state's School & Community Nutrition Programs office at 302.735.4060.
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
Just as learning does not end when school lets out, neither does a child's need for good nutrition. The Summer Food Service
Program (SFSP) provides free, nutritious meals and snacks to help children in low-income areas get the nutrition they need to learn,
play and grow throughout the summer months when they are out of school.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's annual income before
taxes must not exceed $20,036 if one person lives in the household;$26,955 if two people live in the household; $33,874 if three
people live in the household; $40,793 if four people live in the household; $47,712 if five people live in the household; $54,631 if six
people live in the household; $61,550 if seven people live in the household; and $68,469 if eight people live in the household. For larger
households, add $6,919 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for the Summer Food Service program, contact your state's child nutrition program office. Contact information for your state
can be found here:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm
Program Contact Information
You can obtain additional information about Delaware SFSP by visiting:
http://www.doe.k12.de.us/programs/nutrition/sfsp/summerprogramfacts.shtml
You also may call the Delaware Department of Education at (302) 739-4601 to speak with a customer service representative about
SFSP.
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Delaware Energy Assistance Program (DEAP) is a Federally funded program for low-income families that need help meeting their
home energy costs. The Division of State Service Centers (DSSC) administers this program on a contractual basis with Catholic
Charities, Inc. The U.S. Department of Health & Human Services (HHS), under the Low-Income Home Energy Assistance Program
(LIHEAP), provides funds. DEAP services provide assistance to income-eligible families to help them meet their home energy needs.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, you must need financial assistance for
home energy costs and your household's annual income before taxes must not exceed $21,660 if one person lives in the household;
$29,140 if two people live in the household; $36,620 if three people live in the household; $44,100 if four people live in the household;
$51,580 if five people live in the household; $59,060 if six people live in the household; $66,540 if seven people live in the household;
$74,020 if eight people live in the household; and $81,500 if more than eight people live in the household. For larger households, add
$7,480 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
Call Catholic Charities to find out where and how to apply for assistance.
•Kent County: (302) 674-1782
•New Castle County: (302) 654-9295
•Sussex County: (302) 856-6310
Program Contact Information
For more information about this program, please visit:
http://www.dhss.delaware.gov/dhss/dssc/liheap.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Delaware Healthy Children Program is targeted to children under age 19 whose family income is at or below 200% of the Federal
Poverty Level (FPL) and who does not qualify for Medicaid. Eligible children receive prescription services, doctor visits, hospital care,
labs, x-rays and 31 days of mental health and substance abuse treatment services per calendar year (inpatient or outpatient) in
addition to the MCO benefit of 30 outpatient visits for mental health.
General Program Requirements
no, it's In order to qualify for this benefit program, you must be a resident of Delaware, under 19 years of age, not covered by health
insurance (including Medicaid), a US national, citizen, legal alien, or permanent resident, and you must have an annual household
income before taxes of less than $29,140 if two people live in the household; $36,620 if three people live in the household; $44,100 if
four people live in the household; $51,580 if five people live in the household; $59,060 if six people live in the household; $66,540 if
seven people live in the household; $74,020 if eight people live in the household; and $81,500 if more than eight people live in the
household. For larger households, add $7,480 for each additional person in the home. Depending on your income level, you may have
to pay a premium for coverage. Please see this state's program information for details.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
You may apply online by going to:
https://assist.dhss.delaware.gov/PGM/ASP/SC001.asp
Or, parents or caregivers can call 1-800-372-2022 to request an application be mailed to them, or for any help filling out an
application.
You may also download an application here:
http://www.dhss.delaware.gov/dss/files/chip_appl_engl.pdf
Once completed, call 1-800-372-2022 to find out the address to which it should be mailed. You will need the following information
when applying: proof of family income (full month's pay stubs or latest tax-return if self-employed), proof of lawful alien status (copy
of front & back of alien card or INS paperwork), and proof of pregnancy (if someone in the household is pregnant).
Program Contact Information
For more information, please visit our website at:
http://www.state.de.us/dhss/dss/dhcp.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The WIC Program provides supplemental foods, nutrition education and referrals to health care, at no cost, to low-income pregnant,
breastfeeding and postpartum women, infants, and children up to age 5 who are determined to be at nutritional risk. To be fully
eligible for the WIC Program, applicants must be determined by a health professional, at no cost, to be at nutritional risk (i.e., have
certain medical-based or diet-based risk conditions).
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, pregnant, breastfeeding and postpartum
woman, infant or child up to 5 years of age and: (1) are individually determined by a health professional to be at nutrition risk; and, (2)
meet an income standard, or are determined automatically income eligible. A person who participates or has family members who
participate in certain other benefit programs, such as the Food Stamp Program, Medicaid or Temporary Assistance for Needy
Families, automatically meets the income eligibility requirement.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
See the Delaware WIC website for detailed application information:
http://www.dhss.delaware.gov/dph/chca/dphwicparapp03.html
Program Contact Information
Please see the following Web Site for the income standard or maximum income limit for WIC eligibility:
http://www.fns.usda.gov/wic/howtoapply/incomeguidelines.htm
For more information on Delaware WIC, please visit the Delaware Division of Public Health at:
http://www.state.de.us/dhss/dph/chca/dphwichominf01.html
If you have questions about the program you can also call the Delaware Division of Public Health toll-free at:
888-459-2943
For a list of frequently asked questions about Delaware WIC please visit:
http://www.state.de.us/dhss/dph/chca/dphwicparfaq01.html
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Special Milk Program (SMP) provides milk to children in schools and non-profit childcare institutions that do not participate in
other Federal child nutrition meal service programs. Schools in the National School Lunch or School Breakfast Programs may also
participate in the SMP to provide milk to children in half-day pre-kindergarten and kindergarten programs where children do not have
access to the school meal programs. The program reimburses institutions for the milk they serve.
General Program Requirements
Any child in a school or institution that participates in the Special Milk Program can get milk. Schools may elect to offer free milk to
low-income children. In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's
annual income before taxes must not exceed $20,036 if one person lives in the household; $26,955 if two people live in the
household; $33,874 if three people live in the household; $40,793 if four people live in the household; $47,712 if five people live in the
household; $54,631 if six people live in the household; $61,550 if seven people live in the household; and $68,469 if eight people live in
the household. For larger households, add $6,919 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
To apply for the Special Milk program, directly contact your child’s school, camp, or child care institution to find out if it participates in
the Special Milk Program.
The Federal agency Child Nutrition Programs manages this program and provides state contact information here:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm
Additionally, your state education agency can also provide you with more information about the program:
http://www.doe.k12.de.us/infosuites/students_family/nutrition/
Program Contact Information
For information on the Delaware Special Milk program (SMP), call the Delaware Department of Education at:
302-739-4601
For more information visit:
http://www.doe.k12.de.us/
Managing Agency
Delaware
http://www.delaware.gov
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Program Description
The Head Start program (for children ages 3-5) and Early Head Start program (for pregnant women, infants, and toddlers) promote
school readiness for children in low-income families by providing comprehensive educational, health, nutritional, and social services.
Parents play a large role in the programs, both as primary educators of their children and as participants in administering the
programs locally. Both programs provide pre-literacy and literacy experiences in a multi-cultural environment. Parents are also
provided social services, including assistance with child care. Services are also available to migrant and seasonal farmworker
families.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, you must be a parent or primary
caregiver responsible for a child who is too young for public school and your household's annual income before taxes must not
exceed $10,830 if one person lives in the household; $14,570 if two people live in the household; $18,310 if three people live in the
household; $22,050 if four people live in the household; $25,790 if five people live in the household; $29,530 if six people live in the
household; $33,270 if seven people live in the household; $37,010 if eight people live in the household; and $40,750 if more than eight
people live in the household. For larger households, add $3,740 for each additional person in the home.
If you do not meet these criteria, you may still qualify if you are a U.S. national, citizen or permanent resident whose financial status is
low income or very low income, who is under-employed, unemployed or about to become unemployed, facing pregnancy, less than
19 years of age yourself, or the parent or primary caregiver for children under the age of 19 years. Other qualifications may apply.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
For enrollment information, contact the Head Start, Early Head Start, or Early Child Assistance Programs (ECAP) serving your
community:
http://www.doe.k12.de.us/programs/earlychildhood/programdir.shtml
Additional Head Start or ECAP programs in your area can be found at:
http://eclkc.ohs.acf.hhs.gov/hslc/HeadStartOffices
Your local Head Start or ECAP program will provide the required forms, answer questions about the program, and help you find the
program closest to your home.
If you need more help to find a Head Start or ECAP program in your area, call the Head Start Collaboration Office at:
302-739-4667
Program Contact Information
For more information, visit:
http://www.doe.k12.de.us/infosuites/students_family/hs/default.shtml
Managing Agency
Delaware
http://www.delaware.gov
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The Delaware Weatherization Assistance Program (WAP) installs energy efficiency improvements in the homes of low-income
persons and households to reduce their energy burden, lower their energy costs and improve their health and safety in the home.
The Division of State Services (DSSC) administers the program under contracts with Neighborhood House, Inc., which operates
weatherization projects in New Castle County, and First State Community Action Agency, which operate projects in Kent and Sussex
Counties. Each agency subcontracts with private construction and heating contractors to install such measures as: air sealing,
insulation, window and door replacement, and furnace repair and replacement. The WAP operates year round with a waiting list.
Weatherization assistance is provided at no cost to families whose incomes are at or below 200 percent of the Federal poverty level.
(As a reference, please see the Division of Social Services' Income Eligibility tables.) Funding for the program is provided by the U.S.
Department of Energy, Low-Income Home Energy Assistance Program (LIHEAP), and Utility Funds.
General Program Requirements
In order to qualify for this benefit program, you must be a resident of the State of Delaware, your household's annual income before
taxes must not exceed $21,660 if one person lives in the household; $29,140 if two people live in the household; $36,620 if three
people live in the household; $44,100 if four people live in the household; $51,580 if five people live in the household; $59,060 if six
people live in the household; $66,540 if seven people live in the household; and $74,020 if eight people live in the household. For larger
households, add $7,480 for each additional person in the home.
Your Next StepsThe following information will lead you to the next steps to apply for this benefit.
Application Process
Applications for the WAP are taken at Catholic Charities. Interested persons should call Catholic Charities at the following locations
to schedule an appointment:
New Castle County: (302) 654-9295
Kent County: (302) 674-1782
Sussex County: (302) 856-6310
You can call the Delaware help-line toll-free for assistance with applying for the program at 800-464-4357.
Program Contact Information
For more information on the program, please visit:
http://www.dhss.delaware.gov/dhss/dssc/weatheriz.html
Managing Agency
Delaware
http://www.delaware.gov
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REMEMBER NO MATTER WHAT TOWN, CITY, COUNTY OR STATE SEND US YOUR UPCOMING EVENT
INFORMATION TO BE APPLIED TO YOUR STATE'S PAGE!
BECOME ACTIVE IN YOUR COMMUNITY!
IF YOUR GROUP, ORGANIZATION, OR HOUSE OF WORSHIP HAS ANY ACTIVITIES UPCOMING SUCH AS:
MEALS FOR THE NEEDY, FOOD PANTRIES & BASKET GIVEAWAYS, CLOTHING CLOSETS, BAZAARS,
FLEA MARKETS, CAR WASHES, FREE CLASSES/SEMINARS, FILM FESTIVALS,
FIRST TIME HOME PURCHASER SEMINARS, STATE FAIRS....EVEYTHING!!!!
PLEASE CONTACT ME BY EMAIL: homelesstoindependence@yahoo.com
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